Australia vs New York: Taxes & Take-Home Pay 2026

On a $100,000 salary you keep $74,136 in Australia and $73,877 in New York — $258 more per year in Australia ($22 a month). Single filer, standard deductions.

Updated 2026-10-03 · International figures converted at the exchange rate noted in sources; salaries entered in US dollars. Excludes retirement, health and cost-of-living differences.

Take-home pay at every salary

Gross salary	Australia	New York	Difference
$40,000	$33,778 (15.6% tax)	$32,553 (18.6% tax)	$1,225
$60,000	$47,378 (21.0% tax)	$47,457 (20.9% tax)	-$78
$75,000	$57,578 (23.2% tax)	$57,784 (23.0% tax)	-$206
$100,000	$74,136 (25.9% tax)	$73,877 (26.1% tax)	$258
$150,000	$103,183 (31.2% tax)	$105,538 (29.6% tax)	-$2,355
$250,000	$156,183 (37.5% tax)	$168,776 (32.5% tax)	-$12,594

Australia total tax rate
New York total tax rate

Where the money goes at $100,000

Australia
New York

Income tax

$23,864

Medicare levy

$2,000

Federal income tax

$13,170

Social Security + Medicare

$7,650

State income tax

$4,860

State payroll taxes

$443

About taxes in Australia

For 2026-27 (1 July 2026 to 30 June 2027) Australian residents pay nil on the first $18,200, 15% from $18,201 to $45,000, 30% to $135,000, 37% to $190,000 and 45% above.
The rate on income between $18,201 and $45,000 fell from 16% to 15% on 1 July 2026 and is scheduled to fall to 14% from 1 July 2027.
A resident earning $190,000 pays $51,370 in income tax before the Medicare levy and offsets.
The Medicare levy is 2% of taxable income; low-income earners get a reduction (for 2025-26, singles below $35,013), which is not modelled here.
The Medicare levy surcharge (1% to 1.5% for higher earners without private hospital cover), tax offsets and HELP repayments are not modelled.

About taxes in New York

Starting January 1, 2026, New York cut the rates on its first five brackets (to 3.9%, 4.4%, 5.15%, 5.4% and 5.9%) under Chapter 59 of the Laws of 2025.
The 2026 standard deduction is $8,000 for single filers, $16,050 for married couples filing jointly and $11,200 for heads of household; each dependent adds a $1,000 exemption.
Rates above 5.9% are unchanged: 6.85%, 9.65%, 10.3% and 10.9% on taxable income over $25 million.
Higher earners face a tax-benefit recapture: once New York AGI exceeds $107,650, the benefit of the lower brackets is gradually phased out.
In 2026 employees pay 0.432% of wages for Paid Family Leave, up to a maximum of $411.91 for the year, plus up to $0.60 a week for disability insurance.

New York paycheck calculator →

Salary needed to keep the same take-home

If you move between Australia and New York, this is the gross salary (in US dollars) that leaves the same take-home pay after income tax and employee contributions.

Salary in Australia	Take-home	Same take-home in New York needs	Difference
$50,000	$40,578	$50,769	+$769 (1.5%)
$75,000	$57,578	$74,681	−$319 (-0.4%)
$100,000	$74,136	$100,401	+$401 (0.4%)
$150,000	$103,183	$146,228	−$3,772 (-2.5%)

Tax on your next $1,000

The marginal rate — the share of a raise that goes to tax and contributions — often matters more than the average rate.

Salary	Australia	New York
$40,000	32.0%	25.5%
$75,000	32.0%	35.5%
$100,000	39.0%	35.6%
$150,000	47.0%	37.5%
$250,000	47.0%	41.2%

What employers pay on top

Employer payroll and social contributions are not deducted from your pay, but they affect what employers can afford to offer.

Australia

Superannuation guarantee: 12.00% — 12% of qualifying earnings in 2026-27, paid on each payday under Payday Super from 1 July 2026, up to a maximum contribution base of $270,830 a year.

New York (US)

Employer Social Security (OASDI): 6.20% — Matches the employee: 6.2% on wages up to $184,500 in 2026.
Employer Medicare: 1.45% — Matches the employee: 1.45% on all wages with no cap (the 0.9% Additional Medicare Tax has no employer match).
FUTA (federal unemployment): 0.60% — 6.0% on the first $7,000 of each employee’s wages, normally 0.6% after the 5.4% credit for state unemployment tax; states add their own unemployment tax.

Typical pay and minimum wage

	Australia	New York (US)
Median earnings	1,425 AUD ($989) — median weekly earnings in main job, all employees (ABS Employee Earnings), August 2025	1,251 USD ($1,251) — median usual weekly earnings, full-time wage and salary workers (BLS), Q2 2026
Minimum wage	26.44 AUD/hour ($18.35), from 1 July 2026 (National Minimum Wage)	7.25 USD/hour ($7.25), from 24 July 2009 (federal; many states and cities set higher rates)

US figures are national; many states and cities set a higher minimum wage.

Australia vs New York city by city

Take-home pay varies across New York with local taxes, and living costs vary even more. On $75,000 you keep $57,578 in Australia. New York also deducts Disability insurance (SDI), 0.5% up to $0.60/week (0.50%) and Paid Family Leave (PFL) (0.43%).

City	Take-home on $75k	vs Australia	Sales tax	Median rent / month	Price level (US = 100)	Take-home in national prices
New York City	$55,312	−$2,266	8.88%	$1,811	112.6	$49,139
Yonkers	$57,206	−$372	8.88%	$1,789	112.6	$50,821

Starting January 1, 2026, New York cut the rates on its first five brackets (to 3.9%, 4.4%, 5.15%, 5.4% and 5.9%) under Chapter 59 of the Laws of 2025.
The 2026 standard deduction is $8,000 for single filers, $16,050 for married couples filing jointly and $11,200 for heads of household; each dependent adds a $1,000 exemption.
Rates above 5.9% are unchanged: 6.85%, 9.65%, 10.3% and 10.9% on taxable income over $25 million.
Higher earners face a tax-benefit recapture: once New York AGI exceeds $107,650, the benefit of the lower brackets is gradually phased out.

How the two tax systems differ

	Australia	New York (US)
Tax year	1 July 2026 – 30 June 2027	1 January – 31 December 2026
Filing a tax return	Employees have PAYG tax withheld from each pay but most still lodge an annual tax return after 30 June.	Most workers file an annual Form 1040 even though tax is withheld from pay; filing is required once gross income passes the threshold (e.g. $15,750 for a single filer under 65 for 2025).
Consumption tax	GST 10%. A broad-based 10% tax; some items, such as basic food, are GST-free.	Sales tax (no federal VAT) 0%. There is no national VAT or GST; states and localities levy their own retail sales taxes, and five states have no statewide sales tax.
Retirement	Employers must pay the 12% superannuation guarantee into the employee’s super fund on top of wages; employees are not required to contribute but can add salary-sacrifice or personal contributions.	Social Security is the mandatory public pension, funded by 6.2% from both employee and employer; workplace plans such as a 401(k) are voluntary, with employee deferrals limited to $24,500 in 2026.
Healthcare	Medicare is funded from general revenue and the 2% Medicare levy on taxable income; higher earners without private hospital cover may also pay the Medicare levy surcharge of 1% to 1.5%.	There is no universal public insurance for working-age adults; most get coverage through an employer plan with premiums shared with the employer, while the 1.45% Medicare tax (matched by employers) funds hospital insurance for people 65 and over.
Capital gains	Net capital gains are added to taxable income; residents who hold an asset for at least 12 months reduce the gain by the 50% CGT discount.	Long-term gains (assets held over a year) are taxed at 0%, 15% or 20% depending on taxable income, plus 3.8% net investment income tax for higher earners; short-term gains are taxed as ordinary income.

Frequently asked questions

Is Australia or New York better for taxes?

At $100,000, Australia leaves you $258 more per year after income and payroll taxes. The gap widens at higher incomes ($12,594 at $250,000).

How much is $60,000 after tax in Australia and New York?

$47,378 in Australia and $47,457 in New York.

Sources

Figures are taken from official government publications and were last reviewed on 2026-10-03.