Derby Council Tax 2026/27
Band D council tax in Derby is £2,306.00 for 2026/27, up 5% (£110.25) on last year. That is £85.52 below the England average of £2,391.52 — the 60th lowest of 296 councils. Most homes here are in Band A (51%), so the average bill per home is about £1,830.
Updated 2026-10-03 · Unitary authority, East Midlands · Official England government statistics
Derby council tax bands 2026/27
| Band | Property value (1991) | Annual | 10 instalments | 12 instalments | Living alone (−25%) | Homes |
|---|---|---|---|---|---|---|
| A | Up to £40,000 | £1,537.33 | £153.73 | £128.11 | £1,153.00 | 58,950 |
| B | £40,001 to £52,000 | £1,793.56 | £179.36 | £149.46 | £1,345.17 | 22,470 |
| C | £52,001 to £68,000 | £2,049.78 | £204.98 | £170.81 | £1,537.33 | 17,400 |
| D | £68,001 to £88,000 | £2,306.00 | £230.60 | £192.17 | £1,729.50 | 8,950 |
| E | £88,001 to £120,000 | £2,818.44 | £281.84 | £234.87 | £2,113.83 | 4,910 |
| F | £120,001 to £160,000 | £3,330.89 | £333.09 | £277.57 | £2,498.17 | 2,350 |
| G | £160,001 to £320,000 | £3,843.33 | £384.33 | £320.28 | £2,882.50 | 720 |
| H | More than £320,000 | £4,612.00 | £461.20 | £384.33 | £3,459.00 | 60 |
- Derby
- England average
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Where your Derby council tax goes
Your bill is collected by Derby but shared between 4 bodies. Of the £2,306.00 Band D charge, £1,898.99 (82%) stays with the council itself; the rest pays for police and crime commissioner, fire and rescue authority.
| Body | Band D | Share | Band A |
|---|---|---|---|
| Council (incl. earlier adult social care) | £1,862.82 | 80.8% | £1,241.88 |
| Adult social care precept: 2026/27 increase | £36.17 | 1.6% | £24.11 |
| Police and crime commissioner | £308.60 | 13.4% | £205.73 |
| Fire and rescue authority | £98.41 | 4.3% | £65.61 |
- Council (incl. earlier adult social care) £1,863 80.8%
- Adult social care precept: 2026/27 increase £36 1.6%
- Police and crime commissioner £309 13.4%
- Fire and rescue authority £98 4.3%
Derby council tax history
Band D in Derby has risen from £1,484.72 in 2016/17 to £2,306.00 in 2026/27 — 55% in 10 years. Over the last five years it rose 23.4%, the 233rd biggest increase of 296 councils in England.
- Derby Band D
| Year | Band D | Change | Band A |
|---|---|---|---|
| 2026/27 | £2,306.00 | +5.0% | £1,537.33 |
| 2025/26 | £2,195.75 | +4.2% | £1,463.83 |
| 2024/25 | £2,107.35 | +4.9% | £1,404.90 |
| 2023/24 | £2,009.11 | +5.2% | £1,339.41 |
| 2022/23 | £1,910.37 | +2.3% | £1,273.58 |
| 2021/22 | £1,868.01 | +5.1% | £1,245.34 |
| 2020/21 | £1,777.94 | +4.0% | £1,185.29 |
| 2019/20 | £1,709.89 | +4.1% | £1,139.93 |
| 2018/19 | £1,643.27 | +5.9% | £1,095.51 |
| 2017/18 | £1,551.35 | +4.5% | £1,034.23 |
| 2016/17 | £1,484.72 | – | £989.81 |
Homes by council tax band in Derby
Derby has 115,810 homes on the valuation list (31 March 2026). 70% are in Bands A or B, so for most households the real bill is well below the Band D figure. The most common band is A, which costs £1,537.33 a year (£153.73 a month over 10 instalments).
Derby compared with East Midlands
Derby is the 4th cheapest of 35 councils in East Midlands, where the average Band D across councils is £2,457.41 (£151.41 more than here). Cheapest: South Kesteven (£2,260.00); most expensive: Nottingham (£2,755.39).
| Council | Band D 2026/27 | Change |
|---|---|---|
| South Kesteven | £2,260.00 | +3.3% |
| East Lindsey | £2,275.88 | +3.4% |
| South Holland | £2,278.20 | +3.3% |
| Derby | £2,306.00 | +5% |
| Boston | £2,308.73 | +3.2% |
| Lincoln | £2,323.08 | +2.7% |
| North Kesteven | £2,337.81 | +3.4% |
Discounts and reductions
- Living alone: 25% off — a Band A bill in Derby drops from £1,537.33 to £1,153.00.
- Council Tax Reduction: Derby runs its own scheme for people on low incomes or benefits — rules differ from council to council in England.
- Disregards and exemptions: full-time students, student halls, some carers and people with a severe mental impairment are not counted; all-student homes pay nothing.
- Disabled Band Reduction: if your home has been adapted for a disabled person you may be billed one band lower (Band A homes get a reduction of 1/9 of Band D).
Derby's 5% rise compares with an England average of 4.9%. Councils responsible for social care can raise their own share by up to 4.99% without a referendum, districts by under 3% or £5, and police and fire bodies by fixed cash amounts — so the area total can move by a different percentage.
Derby's second homes premium started in April 2026
Derby City Council began charging a 100% second homes premium on 1 April 2026, a year after many councils. A furnished home that is nobody's main residence now pays double from its first day as a second home: £4,612.00 at Band D, or £3,074.67 at Band A.
Derby kept some second-home discounts that other councils have dropped. Job-related second homes, such as accommodation a care worker or boarding school staff member must live in, still get 50% off. So do unoccupied caravan pitches and boat moorings classed as second homes. Homes that planning rules stop anyone living in all year, such as holiday accommodation, pay no premium. Homes for sale or let get up to 12 months' exception, and so do homes where probate has been granted. You tell the council by email and may need to send evidence.
Long-term empty homes and the new-owner holiday
Unoccupied, unfurnished homes pay double after a year, three times after five years and four times after ten years. Derby offers one concession many councils do not. If you buy a home that had already been empty for five years or more, you are not charged a premium for 12 months from the date you become the owner, provided it stays empty. Without that, a Band B home empty for over five years would cost a buyer £5,380.67 a year from day one.
Paying weekly, and help if support is not enough
- Derby lets direct debit payers pay weekly, every Friday. Monthly dates are the 1st, 10th, 15th, 25th or 28th, over 10 months (April to January) or 12 (April to March). A Band B bill of £1,793.56 works out at about £34.49 a week over 52 Fridays.
- No parish precept is levied in Derby, so every home in a band pays the same: £2,306.00 at Band D in 2026/27, a 5% overall rise. Since 1 April 2025 adult social care funding has been included in Derby City Council's line on the bill rather than shown separately.
- If Council Tax Support does not cover enough of your bill, you can apply online to Derby's Council Tax Hardship Scheme.
- Band reviews are handled by the Valuation Office Agency, not the council.
Frequently asked questions
How much is Band D council tax in Derby?
£2,306.00 a year in 2026/27, or £230.60 a month over 10 instalments. This includes police, fire and average parish precepts.
What council tax band are most homes in Derby?
Band A: 58,950 of 115,810 homes (51%). A Band A bill is £1,537.33 in 2026/27.
How much has Derby council tax gone up?
5% this year, from £2,195.75 to £2,306.00 at Band D. Since 2016/17 it has risen 55%.
Who gets the council tax I pay in Derby?
Council (incl. earlier adult social care) £1,862.82; Adult social care precept: 2026/27 increase £36.17; Police and crime commissioner £308.60; Fire and rescue authority £98.41 (Band D, 2026/27).
How do I find my council tax band?
Search your postcode on GOV.UK “Check your Council Tax band”, run by the Valuation Office Agency. You can challenge your band if you think it is wrong.
When did Derby start the second homes premium?
On 1 April 2026. Furnished homes that are nobody's main residence pay 200% from the first day, which is £4,612.00 at Band D.
Can I pay Derby council tax weekly?
Yes, by direct debit every Friday. Monthly direct debit dates are the 1st, 10th, 15th, 25th or 28th.
Do I pay the empty homes premium if I buy a long-term empty home in Derby?
If the home had been empty for five years or more before you bought it, Derby does not charge the premium for 12 months from when you become the owner, as long as it remains empty.
Sources
Figures are taken from official government publications and were last reviewed on 2026-10-03.
- MHCLG: Council Tax levels set by local authorities in England 2026 to 2027
- MHCLG: Council Tax levels 2026-27, Tables 1 to 9 (ODS)
- MHCLG: Council Tax levels set by local authorities in England 2026 to 2027, Table 10 local authority level data
- MHCLG: Council Tax levels 2025-26 (revised), Table 10 Local Authority Level Data (ODS), used for England % change
- VOA / GOV.UK: Understand how Council Tax bands are assessed
- GOV.UK: Council Tax – who has to pay (single person discount)
- MHCLG: Band D Council Tax figures 1993 onwards, Table 5 area Band D (live table, 2026-27 revised)
- VOA: Council Tax stock of properties 2026, Table CTSOP1.0 (properties by band at 31 March 2026, England and Wales)
- Derby City Council – Bands, charges and premiums 2026/27
- Derby City Council – Pay your Council Tax
- Derby City Council – Council Tax Support