OpenTaxCalculator

Council Tax Calculator 2026/27

Your bill = your council's Band D charge × your band's ratio. Average Band D in 2026/27: England £2,391.52, Scotland £1,653.44, Wales £2,283.08.

Updated 2026-10-03 · 2026/27 HMRC rates

Adur council tax, Band D£2,548.28 a year£254.83 over 10 monthly instalments · 2026/27
Band A
£1,699
Band B
£1,982
Band C
£2,265
Band D
£2,548
Band E
£3,115
Band F
£3,681
Band G
£4,247
Band H
£5,097

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Council tax by council: England

Council tax by council: Scotland

Council tax by council: Wales

Key facts

Related

What each band costs on average

Council tax bills are a fraction of the Band D charge. England and Wales use ninths, so Band A pays 6/9 and Band H pays 18/9 (twice Band D). Scotland uses ninths for Bands A to D but steeper ratios above, so Band H pays 245% of Band D.

Using the national average Band D figures for 2026/27, the typical annual bill for each band is shown below. Your own council’s figure can be several hundred pounds higher or lower, which is what the calculator above shows.

BandEngland averageScotland averageWales average
A£1,594£1,102£1,522
B£1,860£1,286£1,776
C£2,126£1,470£2,029
D£2,392£1,653£2,283
E£2,923£2,172£2,790
F£3,454£2,687£3,298
G£3,986£3,238£3,805
H£4,783£4,051£4,566
I––£5,327

Discounts and exemptions to check

Discounts are not automatic. You need to apply to your council, and tell them if your circumstances change, or you may have to repay the discount and pay a fine.

  • Single person discount: 25% off if you are the only adult, or everyone else is disregarded.
  • If everyone in the home is disregarded, the bill is cut by 50%. Households where everyone is a full-time student pay nothing.
  • Disregarded people include under-18s, 18–19-year-olds in full-time education, full-time students, student nurses, some apprentices, live-in carers and people who are severely mentally impaired.
  • Disabled Band Reduction: if your home has an extra room, bathroom or space needed for a disabled resident, you are billed one band lower. Band A homes get 17% off instead.
  • Council Tax Reduction for people on a low income or benefits can cut the bill by up to 100%. Each council runs its own scheme.

Second homes and empty properties in England

English councils can charge up to twice the normal bill on furnished second homes with no one living in them as a main home. Homes empty for at least a year can attract an empty homes premium, up to four times the normal bill after 10 years.

Exceptions include annexes used as part of the main home and job-related homes. Properties being marketed for sale or let, or recently inherited, can be exempt from the premium for up to 12 months. Scotland and Wales have their own rules.

Paying and challenging your band

Bills are usually split into 10 monthly payments, from April to January. You can ask your council to spread them over 12 months instead, which lowers each payment.

Bands in England are based on what a home would have been worth on 1 April 1991 (1 April 2003 in Wales). If you think your band is wrong, challenge it with the Valuation Office Agency in England and Wales, or with your local assessor in Scotland. Compare similar homes on your street first: a review can move a band up as well as down.

Monthly cost: 10 or 12 instalments

At the average England Band D of £2,391.52, ten instalments are £239.15 a month, while twelve are £199.29. The annual total is the same.

Band (England average)Annual10 instalments12 instalments
A£1,594.35£159.43£132.86
B£1,860.07£186.01£155.01
C£2,125.80£212.58£177.15
D£2,391.52£239.15£199.29
E£2,922.97£292.30£243.58

Frequently asked questions

How do I find my council tax band?

Search your address on GOV.UK’s “Check your council tax band” service (England and Wales) or the Scottish Assessors website.

Do I pay council tax for the months I am a student?

Not if everyone in the household is a full-time student. If one person is not a student, the household may still get a discount.

Why is my council tax higher than the average Band D figure?

Your bill includes your council’s charge plus precepts for police, fire and, where relevant, county, mayor and parish or community councils. These vary widely between areas.

Can council tax go up during the year?

No. Charges are set annually before April and stay fixed for the year, unless your band, discounts or occupancy change.

Why does Wales have a Band I?

Welsh bands are based on 2003 values and include a ninth band for homes worth more than £424,000 at that date, charged at 233% of Band D.

Sources

Figures are taken from official government publications and were last reviewed on 2026-10-03.

  1. MHCLG: Council Tax levels set by local authorities in England 2026 to 2027
  2. MHCLG: Council Tax levels 2026-27, Tables 1 to 9 (ODS)
  3. MHCLG: Council Tax levels 2026-27, Table 10 Local Authority Level Data (ODS), line 17 area Band D
  4. MHCLG: Council Tax levels 2025-26 (revised), Table 10 Local Authority Level Data (ODS), used for England % change
  5. Scottish Government: Council Tax by band 2026-27 (XLSX)
  6. Scottish Government: Council Tax by band 2025-26 (XLSX), used for Scotland % change
  7. Welsh Government: Council tax levels April 2026 to March 2027
  8. Welsh Government: Council tax levels 2026-27 data tables (XLSX)
  9. VOA / GOV.UK: Understand how Council Tax bands are assessed
  10. GOV.UK: Council Tax – who has to pay
  11. legislation.gov.uk: Council Tax (Substitution of Proportion) (Scotland) Order 2016
  12. Welsh Government: Council Tax reform
  13. GOV.UK: Council Tax – discounts for full-time students
  14. GOV.UK: Council Tax – discounts for disabled people
  15. GOV.UK: Apply for Council Tax Reduction
  16. GOV.UK: Council Tax – second homes and empty properties
  17. GOV.UK: Council Tax – paying your bill
  18. GOV.UK: Challenge your Council Tax band