Inverclyde Council Tax 2026/27
Band D council tax in Inverclyde is £1,673.85 for 2026/27, up 7.9% (£122.55) on last year. That is £20.41 above the Scotland average of £1,653.44 — the 15th lowest of 32 councils. Most homes here are in Band A (46%), so the average bill per home is about £1,516.
Updated 2026-10-03 · Scottish council · Official Scotland government statistics
Inverclyde council tax bands 2026/27
| Band | Property value (1991) | Annual | 10 instalments | 12 instalments | Living alone (−25%) | Homes |
|---|---|---|---|---|---|---|
| A | Up to £27,000 | £1,115.90 | £111.59 | £92.99 | £836.93 | 17,422 |
| B | £27,001 to £35,000 | £1,301.88 | £130.19 | £108.49 | £976.41 | 6,013 |
| C | £35,001 to £45,000 | £1,487.87 | £148.79 | £123.99 | £1,115.90 | 3,720 |
| D | £45,001 to £58,000 | £1,673.85 | £167.39 | £139.49 | £1,255.39 | 3,465 |
| E | £58,001 to £80,000 | £2,199.25 | £219.93 | £183.27 | £1,649.44 | 3,623 |
| F | £80,001 to £106,000 | £2,720.01 | £272.00 | £226.67 | £2,040.00 | 1,904 |
| G | £106,001 to £212,000 | £3,277.96 | £327.80 | £273.16 | £2,458.47 | 1,410 |
| H | More than £212,000 | £4,100.93 | £410.09 | £341.74 | £3,075.70 | 215 |
- Inverclyde
- Scotland average
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Inverclyde council tax history
Band D in Inverclyde has risen from £1,198.00 in 2016/17 to £1,673.85 in 2026/27 — 40% in 10 years. Over the last five years it rose 25.7%, the 22nd biggest increase of 32 councils in Scotland.
- Inverclyde Band D
| Year | Band D | Change | Band A |
|---|---|---|---|
| 2026/27 | £1,673.85 | +7.9% | £1,115.90 |
| 2025/26 | £1,551.30 | +0.3% | £1,034.20 |
| 2024/25 | £1,547.01 | +8.2% | £1,031.34 |
| 2023/24 | £1,429.77 | +5.3% | £953.18 |
| 2022/23 | £1,357.81 | +1.9% | £905.21 |
| 2021/22 | £1,331.84 | +0.0% | £887.89 |
| 2020/21 | £1,331.84 | +3.0% | £887.89 |
| 2019/20 | £1,293.05 | +4.8% | £862.03 |
| 2018/19 | £1,233.94 | +3.0% | £822.63 |
| 2017/18 | £1,198.00 | +0.0% | £798.67 |
| 2016/17 | £1,198.00 | – | £798.67 |
Homes by council tax band in Inverclyde
Inverclyde has 37,772 homes on the valuation list (chargeable dwellings, September 2025). 62% are in Bands A or B, so for most households the real bill is well below the Band D figure. The most common band is A, which costs £1,115.90 a year (£111.59 a month over 10 instalments).
Inverclyde compared with Scotland
Inverclyde is the 15th cheapest of 32 councils in Scotland, where the average Band D across councils is £1,661.92 (£11.93 less than here). Cheapest: South Lanarkshire (£1,468.47); most expensive: Midlothian (£1,816.16).
| Council | Band D 2026/27 | Change |
|---|---|---|
| Highland | £1,633.99 | +7% |
| Orkney Islands | £1,669.07 | +6% |
| Perth & Kinross | £1,673.84 | +8.9% |
| Inverclyde | £1,673.85 | +7.9% |
| West Dunbartonshire | £1,681.53 | +7.8% |
| Clackmannanshire | £1,683.67 | +5.6% |
| North Ayrshire | £1,685.84 | +8.5% |
Discounts and reductions
- Living alone: 25% off — a Band A bill in Inverclyde drops from £1,115.90 to £836.93.
- Council Tax Reduction: Inverclyde runs its own scheme for people on low incomes or benefits under the national Scottish rules.
- Disregards and exemptions: full-time students, student halls, some carers and people with a severe mental impairment are not counted; all-student homes pay nothing.
- Disabled Band Reduction: if your home has been adapted for a disabled person you may be billed one band lower.
Inverclyde's 7.9% rise compares with a Scotland average of about 7.1%. Scottish councils set their own rates, and water and sewerage charges are added on top.
The only council that did not freeze in 2024/25
Inverclyde's council tax history since 2023 is different from every other Scottish council's. In 2024/25, when the Scottish Government funded a national freeze, Inverclyde was the only council to raise its Band D rate, by 8.2% from £1,429.77 to £1,547.01. The Scottish Government's Band D statistics note that the increase was then reduced by a rebate to Inverclyde residents.
Because it had already moved, Inverclyde's 2025/26 rise was tiny: 0.3%, to £1,551.30, while most other councils rose by 7% or more that year. For 2026/27 it rose 7.9% to £1,673.85. Over the three years since 2023/24, Band D has risen 17.1% in total, a similar overall increase to councils that froze and then rose sharply.
| Year | Band D | Change | Band A |
|---|---|---|---|
| 2023/24 | £1,429.77 | – | £953.18 |
| 2024/25 | £1,547.01 | +8.2% | £1,031.34 |
| 2025/26 | £1,551.30 | +0.3% | £1,034.20 |
| 2026/27 | £1,673.85 | +7.9% | £1,115.90 |
Nearly half of homes are in Band A
Inverclyde has the highest share of Band A homes of any Scottish council: 17,422 of its 37,772 chargeable homes, or 46%. So most households pay £1,115.90 in council tax this year, or £836.93 if they live alone, not the Band D figure. Scottish Water charges are added on top. At the other end, 215 homes are in Band H at £4,100.93.
Because so many homes are in the lowest band, Council Tax Reduction matters a lot here. It is assessed under the Scottish national scheme and reduces the council tax part of the bill.
Second homes and empty homes
In its 2026/27 return to the Scottish Government, Inverclyde reported a 100% increase on both second homes and long-term empty properties. Those homes pay double council tax: £2,231.80 a year for a Band A home. Unlike Glasgow, East Dunbartonshire and Highland, Inverclyde has not reported using the 2026 power to go above double. The premium does not apply to water and waste water charges.
Frequently asked questions
How much is Band D council tax in Inverclyde?
£1,673.85 a year in 2026/27, or £167.39 a month over 10 instalments. Water and sewerage charges from Scottish Water are billed on top.
What council tax band are most homes in Inverclyde?
Band A: 17,422 of 37,772 homes (46%). A Band A bill is £1,115.90 in 2026/27.
How much has Inverclyde council tax gone up?
7.9% this year, from £1,551.30 to £1,673.85 at Band D. Since 2016/17 it has risen 40%.
How do I find my council tax band?
Search your address on the Scottish Assessors website (saa.gov.uk). You can appeal within six months of moving in.
Did Inverclyde freeze council tax in 2024/25?
No. Inverclyde was the only Scottish council to raise its rate in 2024/25, by 8.2%. The Scottish Government notes the increase was reduced through a rebate to residents.
What council tax band are most homes in Inverclyde?
Band A: 46% of homes, the highest share in Scotland. A Band A bill is £1,115.90 in 2026/27.
Does Inverclyde charge double council tax on second homes?
Yes. Inverclyde reported a 100% increase on second homes and long-term empty properties for 2026/27.
Sources
Figures are taken from official government publications and were last reviewed on 2026-10-03.
- Scottish Government: Council Tax by band 2026-27 (XLSX)
- Scottish Government: Council Tax by band 2025-26 (XLSX), used for Scotland % change
- VOA / GOV.UK: Understand how Council Tax bands are assessed
- GOV.UK: Council Tax – who has to pay (single person discount)
- legislation.gov.uk: Council Tax (Substitution of Proportion) (Scotland) Order 2016
- Scottish Government – Band D council tax 1996-97 to 2026-27 (council tax datasets)
- Scottish Government – Second homes and long-term empty policies and discounts 2026-27 (XLSX)