Three Rivers Council Tax 2026/27
Band D council tax in Three Rivers is £2,422.31 for 2026/27, up 5% (£115.84) on last year. That is £30.79 above the England average of £2,391.52 — the 136th lowest of 296 councils. Most homes here are in Band D (26%), so the average bill per home is about £2,864.
Updated 2026-10-03 · Shire district, East of England · Official England government statistics
Three Rivers council tax bands 2026/27
| Band | Property value (1991) | Annual | 10 instalments | 12 instalments | Living alone (−25%) | Homes |
|---|---|---|---|---|---|---|
| A | Up to £40,000 | £1,614.87 | £161.49 | £134.57 | £1,211.16 | 880 |
| B | £40,001 to £52,000 | £1,884.02 | £188.40 | £157.00 | £1,413.01 | 2,440 |
| C | £52,001 to £68,000 | £2,153.16 | £215.32 | £179.43 | £1,614.87 | 7,000 |
| D | £68,001 to £88,000 | £2,422.31 | £242.23 | £201.86 | £1,816.73 | 10,090 |
| E | £88,001 to £120,000 | £2,960.60 | £296.06 | £246.72 | £2,220.45 | 7,550 |
| F | £120,001 to £160,000 | £3,498.89 | £349.89 | £291.57 | £2,624.17 | 4,500 |
| G | £160,001 to £320,000 | £4,037.18 | £403.72 | £336.43 | £3,027.89 | 5,200 |
| H | More than £320,000 | £4,844.62 | £484.46 | £403.72 | £3,633.47 | 1,640 |
- Three Rivers
- England average
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Where your Three Rivers council tax goes
Your bill is collected by Three Rivers but shared between 4 bodies. Of the £2,422.31 Band D charge, £212.53 (9%) stays with the council itself; the rest pays for county council, police and crime commissioner, parish/town council.
| Body | Band D | Share | Band D |
|---|---|---|---|
| District council | £212.53 | 8.8% | £212.53 |
| County council (incl. adult social care) | £1,858.19 | 76.7% | £1,858.19 |
| Police and crime commissioner | £280.00 | 11.6% | £280.00 |
| Parish/town council (average) | £71.59 | 3.0% | £71.59 |
- District council £213 8.8%
- County council (incl. adult social care) £1,858 76.7%
- Police and crime commissioner £280 11.6%
- Parish/town council (average) £72 3.0%
The parish or community council figure is an average across Three Rivers; your own bill is higher or lower depending on which parish you live in, and is shown on your bill.
Three Rivers council tax history
Band D in Three Rivers has risen from £1,537.21 in 2016/17 to £2,422.31 in 2026/27 — 58% in 10 years. Over the last five years it rose 26.0%, the 98th biggest increase of 296 councils in England.
- Three Rivers Band D
| Year | Band D | Change | Band D |
|---|---|---|---|
| 2026/27 | £2,422.31 | +5.0% | £2,422.31 |
| 2025/26 | £2,306.47 | +4.8% | £2,306.47 |
| 2024/25 | £2,199.87 | +4.8% | £2,199.87 |
| 2023/24 | £2,098.54 | +5.0% | £2,098.54 |
| 2022/23 | £1,997.98 | +3.9% | £1,997.98 |
| 2021/22 | £1,922.07 | +4.2% | £1,922.07 |
| 2020/21 | £1,843.73 | +4.0% | £1,843.73 |
| 2019/20 | £1,772.04 | +4.0% | £1,772.04 |
| 2018/19 | £1,703.60 | +5.8% | £1,703.60 |
| 2017/18 | £1,609.98 | +4.7% | £1,609.98 |
| 2016/17 | £1,537.21 | – | £1,537.21 |
Homes by council tax band in Three Rivers
Three Rivers has 39,300 homes on the valuation list (31 March 2026). 8% are in Bands A or B, fewer than in most areas — homes here are concentrated in the middle and upper bands. The most common band is D, which costs £2,422.31 a year (£242.23 a month over 10 instalments).
Three Rivers compared with East of England
Three Rivers is the 26th cheapest of 45 councils in East of England, where the average Band D across councils is £2,391.20 (£31.11 less than here). Cheapest: Thurrock (£2,254.68); most expensive: Huntingdonshire (£2,556.40).
| Council | Band D 2026/27 | Change |
|---|---|---|
| Dacorum | £2,408.51 | +5% |
| Great Yarmouth | £2,414.41 | +4.7% |
| St Albans | £2,419.22 | +4.9% |
| Three Rivers | £2,422.31 | +5% |
| Kings Lynn and West Norfolk | £2,430.13 | +4.8% |
| Broadland | £2,437.78 | +4.7% |
| Luton | £2,439.93 | +5.1% |
Discounts and reductions
- Living alone: 25% off — a Band D bill in Three Rivers drops from £2,422.31 to £1,816.73.
- Council Tax Reduction: Three Rivers runs its own scheme for people on low incomes or benefits — rules differ from council to council in England.
- Disregards and exemptions: full-time students, student halls, some carers and people with a severe mental impairment are not counted; all-student homes pay nothing.
- Disabled Band Reduction: if your home has been adapted for a disabled person you may be billed one band lower (Band A homes get a reduction of 1/9 of Band D).
Three Rivers's 5% rise compares with an England average of 4.9%. Councils responsible for social care can raise their own share by up to 4.99% without a referendum, districts by under 3% or £5, and police and fire bodies by fixed cash amounts — so the area total can move by a different percentage.
Three Rivers' banded Council Tax Reduction
Three Rivers District Council has run an income-banded Council Tax Reduction scheme for working-age residents since 1 April 2024. Depending on household make-up and weekly net income, it takes between 25% and 100% off the bill, after any other discounts. The council says the aim is to keep support more stable from month to month.
Support is capped at the Band D charge. Three Rivers has more homes in the upper bands than most areas, with 5,200 homes in Band G and 1,640 in Band H, so this cap affects more claimants here. A household with a 100% award in a Band F home would still pay £1,076.58 in 2026/27. That is the gap between Band F (£3,498.89) and Band D (£2,422.31).
- Working-age claimants must have less than £8,000 in capital. The limit for pension-age claimants is £16,000, unless they get Guarantee Credit.
- Earnings disregards are £50 a week for couples and lone parents and £25 for single people, plus £60 for anyone claiming a disability benefit.
- Working-age claims can be backdated up to 52 weeks.
- Second Adult Rebate (up to 25% off) is only open to people of State Pension age in Three Rivers, and cannot be claimed alongside Council Tax Reduction.
Paying in Three Rivers
Direct Debits can be taken on the 1st, 5th, 10th, 15th, 20th or 25th of the month, over 10 or 12 months. A Band E bill of £2,960.60 works out at £246.72 a month over 12 instalments. If you pay by standing order, the council asks you to check the amount against each new bill, because instalments change whenever the bill is adjusted.
Frequently asked questions
How much is Band D council tax in Three Rivers?
£2,422.31 a year in 2026/27, or £242.23 a month over 10 instalments. This includes police, fire and average parish precepts.
What council tax band are most homes in Three Rivers?
Band D: 10,090 of 39,300 homes (26%). A Band D bill is £2,422.31 in 2026/27.
How much has Three Rivers council tax gone up?
5% this year, from £2,306.47 to £2,422.31 at Band D. Since 2016/17 it has risen 58%.
Who gets the council tax I pay in Three Rivers?
District council £212.53; County council (incl. adult social care) £1,858.19; Police and crime commissioner £280.00; Parish/town council (average) £71.59 (Band D, 2026/27).
How do I find my council tax band?
Search your postcode on GOV.UK “Check your Council Tax band”, run by the Valuation Office Agency. You can challenge your band if you think it is wrong.
What is the capital limit for Council Tax Reduction in Three Rivers?
Less than £8,000 for working-age claimants and less than £16,000 for pension-age claimants. People getting Guarantee Pension Credit have no limit.
Is Three Rivers Council Tax Reduction capped?
Yes. Working-age awards are worked out on the Band D charge, so if you live in Band E to H you pay at least the difference.
How far back can I backdate a Three Rivers Council Tax Reduction claim?
Working-age claimants can ask for up to 52 weeks of backdating.
Sources
Figures are taken from official government publications and were last reviewed on 2026-10-03.
- MHCLG: Council Tax levels set by local authorities in England 2026 to 2027
- MHCLG: Council Tax levels 2026-27, Tables 1 to 9 (ODS)
- MHCLG: Council Tax levels set by local authorities in England 2026 to 2027, Table 10 local authority level data
- MHCLG: Council Tax levels 2025-26 (revised), Table 10 Local Authority Level Data (ODS), used for England % change
- VOA / GOV.UK: Understand how Council Tax bands are assessed
- GOV.UK: Council Tax – who has to pay (single person discount)
- MHCLG: Band D Council Tax figures 1993 onwards, Table 5 area Band D (live table, 2026-27 revised)
- VOA: Council Tax stock of properties 2026, Table CTSOP1.0 (properties by band at 31 March 2026, England and Wales)
- Three Rivers District Council – Council Tax Reduction
- Three Rivers District Council – How to pay your Council Tax
- Three Rivers District Council – Discounts and exemptions