Havering Council Tax 2026/27
Band D council tax in Havering is £2,424.66 for 2026/27, up 4.8% (£111.11) on last year. That is £33.14 above the England average of £2,391.52 — the 138th lowest of 296 councils. Most homes here are in Band D (33%), so the average bill per home is about £2,458.
Updated 2026-10-03 · London borough, London · Official England government statistics
Havering council tax bands 2026/27
| Band | Property value (1991) | Annual | 10 instalments | 12 instalments | Living alone (−25%) | Homes |
|---|---|---|---|---|---|---|
| A | Up to £40,000 | £1,616.44 | £161.64 | £134.70 | £1,212.33 | 5,280 |
| B | £40,001 to £52,000 | £1,885.85 | £188.58 | £157.15 | £1,414.39 | 11,110 |
| C | £52,001 to £68,000 | £2,155.25 | £215.53 | £179.60 | £1,616.44 | 30,040 |
| D | £68,001 to £88,000 | £2,424.66 | £242.47 | £202.05 | £1,818.50 | 36,270 |
| E | £88,001 to £120,000 | £2,963.47 | £296.35 | £246.96 | £2,222.61 | 16,100 |
| F | £120,001 to £160,000 | £3,502.29 | £350.23 | £291.86 | £2,626.71 | 6,790 |
| G | £160,001 to £320,000 | £4,041.10 | £404.11 | £336.76 | £3,030.83 | 3,150 |
| H | More than £320,000 | £4,849.32 | £484.93 | £404.11 | £3,636.99 | 390 |
- Havering
- England average
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Where your Havering council tax goes
Your bill is collected by Havering but shared between 3 bodies. Of the £2,424.66 Band D charge, £1,914.15 (79%) stays with the council itself; the rest pays for greater london authority.
| Body | Band D | Share | Band D |
|---|---|---|---|
| Borough council (incl. earlier adult social care) | £1,877.69 | 77.4% | £1,877.69 |
| Adult social care precept: 2026/27 increase | £36.46 | 1.5% | £36.46 |
| Greater London Authority | £510.51 | 21.1% | £510.51 |
- Borough council (incl. earlier adult social care) £1,878 77.4%
- Adult social care precept: 2026/27 increase £36 1.5%
- Greater London Authority £511 21.1%
Havering council tax history
Band D in Havering has risen from £1,543.64 in 2016/17 to £2,424.66 in 2026/27 — 57% in 10 years. Over the last five years it rose 28.1%, the 40th biggest increase of 296 councils in England.
- Havering Band D
| Year | Band D | Change | Band D |
|---|---|---|---|
| 2026/27 | £2,424.66 | +4.8% | £2,424.66 |
| 2025/26 | £2,313.55 | +4.8% | £2,313.55 |
| 2024/25 | £2,207.92 | +5.7% | £2,207.92 |
| 2023/24 | £2,088.13 | +5.9% | £2,088.13 |
| 2022/23 | £1,970.97 | +4.1% | £1,970.97 |
| 2021/22 | £1,893.30 | +5.4% | £1,893.30 |
| 2020/21 | £1,795.84 | +3.9% | £1,795.84 |
| 2019/20 | £1,728.66 | +4.3% | £1,728.66 |
| 2018/19 | £1,658.06 | +3.8% | £1,658.06 |
| 2017/18 | £1,597.73 | +3.5% | £1,597.73 |
| 2016/17 | £1,543.64 | – | £1,543.64 |
Homes by council tax band in Havering
Havering has 109,130 homes on the valuation list (31 March 2026). 15% are in Bands A or B, fewer than in most areas — homes here are concentrated in the middle and upper bands. The most common band is D, which costs £2,424.66 a year (£242.47 a month over 10 instalments).
Havering compared with London
Havering is the 29th cheapest of 33 councils in London, where the average Band D across councils is £2,090.08 (£334.58 less than here). Cheapest: Wandsworth (£1,028.21); most expensive: Kingston upon Thames (£2,609.20).
| Council | Band D 2026/27 | Change |
|---|---|---|
| Bexley | £2,366.36 | +4.8% |
| Sutton | £2,378.64 | +4.8% |
| Waltham Forest | £2,386.96 | +4.8% |
| Havering | £2,424.66 | +4.8% |
| Richmond upon Thames | £2,486.10 | +4.8% |
| Harrow | £2,511.07 | +4.8% |
| Croydon | £2,599.91 | +4.8% |
Discounts and reductions
- Living alone: 25% off — a Band D bill in Havering drops from £2,424.66 to £1,818.50.
- Council Tax Reduction: Havering runs its own scheme for people on low incomes or benefits — rules differ from council to council in England.
- Disregards and exemptions: full-time students, student halls, some carers and people with a severe mental impairment are not counted; all-student homes pay nothing.
- Disabled Band Reduction: if your home has been adapted for a disabled person you may be billed one band lower (Band A homes get a reduction of 1/9 of Band D).
Havering's 4.8% rise compares with an England average of 4.9%. Councils responsible for social care can raise their own share by up to 4.99% without a referendum, districts by under 3% or £5, and police and fire bodies by fixed cash amounts — so the area total can move by a different percentage.
Havering's 2026/27 rise and an early-payment discount
Havering's own share rose 4.99% for 2026/27 (the bill rounds this to 5%), to £1,914.15 at Band D. The GLA adds £510.51. Bills go out every March.
Havering rewards early payment. If you pay the year's bill before 1 April, you get 1.5% off. On a Band D bill of £2,424.66, that saves about £36.37. Havering no longer promotes Allpay cards because each payment costs the council money, and it now issues them only in exceptional cases.
Support levels and premiums in Havering
For a working-age claimant on the 75% maximum in a Band C home, the bill falls from £2,155.25 to £538.81.
- Council Tax Support covers up to 100% for pension-age claimants, up to 80% for working-age disabled people and up to 75% for everyone else.
- Short-term Council Tax Discretionary Payments and the Havering Emergency Assistance Scheme are available in hardship.
- Empty homes pay 300% after 5 years and 400% after 10 years (since April 2024). The council agreed the second homes premium on 28 February 2024, and furnished homes with no resident have paid 200% since 1 April 2025.
- A disabled band reduction always needs an inspection visit. Annexes used by a relative or as part of the main home get 50% off.
Frequently asked questions
How much is Band D council tax in Havering?
£2,424.66 a year in 2026/27, or £242.47 a month over 10 instalments. This includes police, fire and average parish precepts.
What council tax band are most homes in Havering?
Band D: 36,270 of 109,130 homes (33%). A Band D bill is £2,424.66 in 2026/27.
How much has Havering council tax gone up?
4.8% this year, from £2,313.55 to £2,424.66 at Band D. Since 2016/17 it has risen 57%.
Who gets the council tax I pay in Havering?
Borough council (incl. earlier adult social care) £1,877.69; Adult social care precept: 2026/27 increase £36.46; Greater London Authority £510.51 (Band D, 2026/27).
How do I find my council tax band?
Search your postcode on GOV.UK “Check your Council Tax band”, run by the Valuation Office Agency. You can challenge your band if you think it is wrong.
Does Havering give a discount for paying council tax early?
Yes, 1.5% if you pay before 1 April. At Band D that is about £36.37.
What is the maximum Council Tax Support in Havering for working-age people?
75%, or 80% for working-age disabled people. Pensioners can get up to 100%.
Sources
Figures are taken from official government publications and were last reviewed on 2026-10-03.
- MHCLG: Council Tax levels set by local authorities in England 2026 to 2027
- MHCLG: Council Tax levels 2026-27, Tables 1 to 9 (ODS)
- MHCLG: Council Tax levels set by local authorities in England 2026 to 2027, Table 10 local authority level data
- MHCLG: Council Tax levels 2025-26 (revised), Table 10 Local Authority Level Data (ODS), used for England % change
- VOA / GOV.UK: Understand how Council Tax bands are assessed
- GOV.UK: Council Tax – who has to pay (single person discount)
- MHCLG: Band D Council Tax figures 1993 onwards, Table 5 area Band D (live table, 2026-27 revised)
- VOA: Council Tax stock of properties 2026, Table CTSOP1.0 (properties by band at 31 March 2026, England and Wales)
- Havering – Council Tax bands and bills
- Havering – Reduce your Council Tax bill
- Havering – Early payment discount
- Havering – Pay your Council Tax
- Havering – Who pays Council Tax (empty homes premiums)
- Havering – Disabled band reduction
- Havering – Annexe discount
- Havering – Council Tax Discretionary Payment