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NHS Band 8c Salary 2026/27: Pay Scale, Hourly Rate & Take-Home

Agenda for Change Band 8c in England pays £79,504 rising to £91,609 in 2026/27, after a 3.3% rise — £40.66 an hour at entry. After income tax, National Insurance and NHS Pension that is about £4,225.58 a month take-home (£4,735.00 at the top of the band).

Updated 2026-10-03 · NHS Employers 2026/27 pay scales · HMRC 2026/27 tax

Band 8c pay points 2026/27

Pay pointAnnual2025/26Monthly grossHourlyPension rateTake-home / month
Entry£79,504£76,965£6,625.33£40.6612.5%£4,225.58
After 2 years£84,346£81,652£7,028.83£43.1412.5%£4,429.34
Top (after 5 years)£91,609£88,682£7,634.08£46.8512.5%£4,735.00
Entry
£6,625
£4,226
After 2 years
£7,029
£4,429
Top (after 5 years)
£7,634
£4,735

Progression is automatic once you meet the pay-step requirements (an appraisal and completed mandatory training). The step from entry to the top of Band 8c is worth £12,105 a year before tax, or £509.42 a month after tax and pension.

What comes out of a Band 8c payslip

MonthlyEntry (£79,504)Top (£91,609)
Gross pay£6,625.33£7,634.08
NHS Pension-£828.17-£954.26
Income tax-£1,271.53-£1,624.60
National Insurance-£300.06-£320.23
Take-home£4,225.58£4,735.00

NHS Pension contributions are deducted before tax (net pay arrangement), so a 12.5% contribution costs you less than it looks. With a Plan 2 student loan, entry-level take-home falls to £3,849.74 a month (£375.83 repaid).

Band 8c in London (HCAS)

High cost area supplements are a percentage of basic pay, subject to a minimum and maximum.

AreaSupplementEntry with HCASTop with HCASTake-home / month (entry)
Inner London20% (min £5,794, max £8,746)£88,250£100,355£4,593.64
Outer London15% (min £4,870, max £6,137)£85,641£97,746£4,483.84
Fringe5% (min £1,346, max £2,270)£81,774£93,879£4,321.11

Unsocial hours and overtime for Band 8c

Example: one 12.5-hour Sunday shift a month adds £305 of enhancement on top of basic pay at entry level — about £154 a month after tax, NI and pension.

Band 8c in Scotland, 2026/27

NHS Scotland has its own pay scales and a 3.75% rise for 2026/27. Band 8c pays £90,808 to £97,338 — £11,304 more than in England at entry — but Scottish income tax rates apply.

Pay pointScotlandTake-home / month (Scotland)England take-home / month
Entry£90,808£4,503.55£4,225.58
Top (after 5 years)£97,338£4,753.95£4,429.34

Typical Band 8c jobs

Banding is set by job evaluation against national profiles, so the same job title can sit in a different band at another trust. Moving up to Band 8d starts at £94,356 (£2,747 above the top of Band 8c). Band 8b tops out at £77,368.

Calculate your own Band 8c pay

Band 8c take-home pay per month£4,735.00£56,820 a year from £91,609 gross · 2026/27 england pay scales
Basic pay£91,609
High cost area supplement£0
NHS Pension (12.5% tier)£11,451
Income tax£19,495
National Insurance£3,843
Student loan£0
Take-home pay£56,820
Take-home: £56,820 (62.0%)Income tax: £19,495 (21.3%)NI: £3,843 (4.2%)NHS Pension: £11,451 (12.5%)
  • Take-home £56,820 62.0%
  • Income tax £19,495 21.3%
  • NI £3,843 4.2%
  • NHS Pension £11,451 12.5%

Your result is ready

All bands: Band 1 · Band 2 · Band 3 · Band 4 · Band 5 · Band 6 · Band 7 · Band 8a · Band 8b · Band 8d · Band 9

Band 8c's re-earnable top point

Band 8c is one of the three bands (8c, 8d and 9) where reaching the top is not the end of performance review. Twelve months after you pass your final pay step, 5% or 10% of basic salary becomes "re-earnable": if you meet the Annex 23 standards (appraisal done, no live formal capability process or disciplinary sanction, mandatory training complete and, for managers, your team's appraisals done) you keep the full £91,609; if not, pay can be cut from your pay step date and restored a year later once the standards are met again.

In cash terms that is £4,580 (5%) or £9,161 (10%) a year at the top of Band 8c. After tax, NI and the pension contribution, a 10% reduction would lower take-home by about £385.52 a month. Staff have a right to contest the decision through the locally agreed procedure, and factors outside your control, such as organisational or operational problems that stopped you completing training, should not count against you.

Band 8c and very senior manager pay

Band 8c covers 630 to 674 job-evaluation points. That 630-point mark matters: the handbook says the separate pay arrangements for chief executives and board directors may also apply to other senior posts that evaluate above 630 points. So some posts that would score as 8c or higher are paid outside Agenda for Change altogether, under those separate senior pay arrangements.

National profiles starting at 8c include Arts Therapies Consultant (632 to 704 points), Podiatric Consultant (Surgery) (658 to 707), Head of Arts Therapies, Orthoptist/Optometrist Consultant Head of Service, Head of Estates, and the Nursing and Midwifery 8c–9 profiles used for heads of nursing and midwifery. NHS Health Careers gives head of human resources, consultant clinical scientist and consultant paramedic as Band 8c examples.

Band 8c and the pension annual allowance

Every Band 8c point pays the top 12.5% NHS Pension rate. The 2015 Scheme builds 1/54th of pensionable pay each year, so a year at the top point of £91,609 adds £1,696 of annual pension. For tax, defined benefit growth is valued at 16 times the increase in pension, so that year's build-up alone is a pension input of roughly £27,143 against the £60,000 annual allowance, before allowing for revaluation above inflation.

That leaves headroom for most 8c staff, but a promotion with a large pay jump, or benefits still building in the older 1995 or 2008 Sections, can use up more. Unused allowance from the previous three tax years can be carried forward.

Frequently asked questions

How much is NHS Band 8c per hour?

£40.66 an hour at entry and £46.85 at the top in 2026/27, based on a 37.5-hour week (annual ÷ 52.143 ÷ 37.5).

What is Band 8c take-home pay per month?

About £4,225.58 at entry in England with no student loan, after income tax, NI and a 12.5% NHS Pension contribution. At the top of the band it is about £4,735.00.

How much did Band 8c go up in 2026/27?

Entry pay rose from £76,965 to £79,504 (+£2,539), the 3.3% pay award from 1 April.

How long does it take to reach the top of Band 8c?

after 5 years, subject to meeting pay-step requirements.

Can NHS Band 8c pay go down?

Yes, in one situation. Twelve months after reaching the top of Band 8c, 5% or 10% of salary (£4,580 or £9,161) becomes re-earnable each year and can be withheld if the Annex 23 standards are not met.

Are all senior NHS managers paid on Agenda for Change?

No. Board-level posts are outside Agenda for Change, and the handbook allows the same separate arrangements for other senior posts that evaluate above 630 points, the bottom of Band 8c.

Will a Band 8c exceed the pension annual allowance?

Usually not from one year's build-up: at £91,609 it is roughly £27,143 of pension input against a £60,000 allowance. Large promotions or benefits in the older 1995 or 2008 Sections can change that.

Sources

Figures are taken from official government publications and were last reviewed on 2026-10-03.

  1. NHS Employers – Pay scales for 2026/27
  2. NHS Pay Review Body Thirty-Ninth Report 2026
  3. NHSBSA – Cost of being in the Scheme (contribution tiers)
  4. Scottish Government circular PCS(AFC)2026/1 – AfC pay 2025-26 and 2026-27
  5. SPPA – NHS Scotland member contributions
  6. NHS Employers – NHS Terms and Conditions of Service (Agenda for Change) Handbook
  7. NHS Terms and Conditions Handbook – Annex 23: Pay progression (England)
  8. NHS Terms and Conditions Handbook – Section 1: Pay structure (job weight by band, pay on promotion)
  9. NHS Employers – National job profiles and profile index (January 2026)
  10. NHS Health Careers – Agenda for Change pay rates and example jobs
  11. NHSBSA – 2015 Scheme members guide (1/54th build-up rate, Treasury Order plus 1.5% revaluation)
  12. GOV.UK – Tax on your private pension: annual allowance
  13. legislation.gov.uk – Finance Act 2004, section 234 (defined benefit pension input amount)