Weekly Tax Calculator & Tax Table 2026–27
Enter your gross weekly pay to see the tax your employer withholds under the ATO's 2026–27 withholding formulas (Schedule 1), with the tax-free threshold or without, plus the study-loan component. Below it: a weekly tax table.
Updated 2026-10-03 · ATO and official government rates
| PAYG withholding | $299 |
| Net pay | $1,201.00 |
| Withheld over a year (52 pays) | $15,548 |
Your result is ready
Weekly tax table 2026–27
Amounts withheld per week for resident employees, calculated with the ATO coefficients that apply from 2026-07-01. Use the calculator for an exact amount.
| Earnings | Tax-free threshold claimed | No tax-free threshold | Foreign resident | Extra if study loan (TFT) |
|---|---|---|---|---|
| $500 | $21 | $90 | $150 | $0 |
| $600 | $42 | $120 | $180 | $0 |
| $700 | $65 | $152 | $210 | $0 |
| $800 | $83 | $184 | $240 | $0 |
| $900 | $106 | $217 | $270 | $0 |
| $1,000 | $138 | $249 | $300 | $0 |
| $1,100 | $170 | $281 | $330 | $0 |
| $1,200 | $202 | $313 | $360 | $0 |
| $1,300 | $235 | $345 | $390 | $0 |
| $1,400 | $267 | $377 | $420 | $10 |
| $1,500 | $299 | $409 | $450 | $25 |
| $1,600 | $331 | $441 | $480 | $40 |
| $1,700 | $363 | $473 | $510 | $55 |
| $1,800 | $395 | $505 | $540 | $70 |
| $1,900 | $427 | $537 | $570 | $85 |
| $2,000 | $459 | $569 | $600 | $100 |
| $2,100 | $491 | $601 | $630 | $115 |
| $2,200 | $523 | $633 | $660 | $130 |
| $2,300 | $555 | $669 | $690 | $145 |
| $2,400 | $587 | $708 | $720 | $160 |
| $2,500 | $619 | $747 | $750 | $175 |
| $2,600 | $651 | $786 | $781 | $192 |
| $2,700 | $690 | $825 | $818 | $209 |
| $2,800 | $729 | $864 | $855 | $226 |
| $2,900 | $768 | $903 | $892 | $243 |
| $3,000 | $807 | $942 | $929 | $260 |
Related
The ATO weekly tax table 2026–27 (NAT 1005)
The ATO publishes the weekly tax table as NAT 1005, and the 2026–27 version applies to payments made from 1 July 2026. It covers wages, salaries, allowances, leave loading, paid parental leave, directors' fees and similar payments made weekly. It is also used for foreign residents. Working holiday makers are taxed under Schedule 15 instead.
Searching for a "weekly tax table PDF"? The ATO's NAT 1005 page links to a printable PDF lookup table and an Excel withholding lookup tool. Both give the same amounts as the Schedule 1 formulas this calculator uses. Column 2 is for payees claiming the tax-free threshold and column 3 for those who are not.
The weekly tax table from 2025 (the one used for 2025–26 pays) has been replaced. Its coefficients applied from 1 July 2024 to 30 June 2026. Use it only to check pays made in that period. The 2026–27 cut to the second tax rate lowers weekly withholding at most pay levels. For example, $1,000 a week now has $138 withheld, down from $143.
How to read the weekly tax table, step by step
The ATO gives employers this order of steps. It is also how you can check your own payslip:
- Add up this week's earnings, including allowances and any irregular amounts paid with this pay, and ignore the cents.
- Find that amount in the table and read column 2 (tax-free threshold claimed) or column 3 (not claimed).
- Subtract any tax offset you have claimed through a withholding declaration. The ATO's ready reckoner turns an annual offset into a weekly value.
- Subtract any Medicare levy adjustment, using the Medicare levy adjustment weekly tax table.
- Add the study and training support loan amount if you have a HELP, VSL, FS, SSL or AASL debt.
Weekly tax for casual and hospitality workers
Weekly withholding is worked out separately for each pay. The table treats every week as if you will earn that amount all year. Rosters that change from week to week, which are common in hospitality, retail and labour hire, therefore tend to be over-taxed, not under-taxed.
Worked example (2026–27, threshold claimed): a $600 week has $42 withheld and a $1,400 week has $267, a total of $309. Two steady $1,000 weeks earn the same money but have only $276 withheld. The $33 difference is not lost. It counts as tax already paid and usually comes back as part of your refund.
Holiday pay and leave loading paid while you keep working are added to that week's earnings. If leave loading is paid as a lump sum, the employer uses Schedule 5. People engaged and paid by the day have their own table, the tax table for daily and casual workers (NAT 1024).
The 53-pay year: when weekly withholding falls short
The weekly tax table assumes 52 pays a year. 2026–27 runs from Wednesday 1 July 2026 to Wednesday 30 June 2027, 365 days, so an employer whose payday is a Wednesday makes 53 weekly pays this year. The extra pay adds a week of income, but the table still withholds as if there were 52 pays, so the year's withholding can fall a little short of your tax.
The ATO tells employers to warn staff in a 53-pay year. If you are worried about a shortfall, you can ask your employer to withhold this extra amount from every weekly pay:
| Weekly earnings | Extra withholding per week |
|---|---|
| $875 to $2,574 | $3 |
| $2,575 to $3,649 | $7 |
| $3,650 and over | $12 |
Frequently asked questions
How much tax do I pay per week in Australia?
It depends on your pay and whether you claimed the tax-free threshold. The table above shows ATO withholding at common weekly amounts for 2026–27.
Where can I download the weekly tax table PDF?
On the ATO's "Weekly tax table" page (NAT 1005), under the instructions for using the table. The page applies to payments from 1 July 2026 and also links to an Excel withholding lookup tool.
Why is more tax taken from my pay in a big week?
Each week is taxed as if you earned that amount every week of the year, so a high week is withheld at a higher rate. Over the year the extra is credited against your tax and usually comes back at tax time.
Is the 2025 weekly tax table still valid?
Only for pays made before 1 July 2026. Pays made from that date use the 2026–27 coefficients, which reflect the lower 15% rate.
What do column 2 and column 3 mean in the weekly tax table?
Column 2 applies when you have claimed the tax-free threshold from that employer. Column 3 applies when you have not, which usually means a second job.
Sources
Figures are taken from official government publications and were last reviewed on 2026-10-03.
- ATO: Tax rates – Australian resident (Resident tax rates 2026–27 and 2025–26)
- ATO: Tax rates – foreign resident (Foreign resident tax rates 2025–26)
- ATO: Tax rates – working holiday makers (Working holiday maker tax rates 2025–26)
- ATO: Medicare levy reduction for low-income earners (Table: Medicare levy thresholds for a single individual, 2025–26)
- ATO: Medicare levy reduction – family income (family taxable income thresholds 2025–26, +$4,338 per dependent child)
- ATO: Medicare levy surcharge income, thresholds and rates (MLS income thresholds and rates for 2026–27 and 2025–26)
- ATO: Low income tax offset ($700 max; −5c per $1 over $37,500; −1.5c per $1 over $45,000; nil from $66,667)
- ATO: Seniors and pensioners tax offset (SAPTO rates and rebate income thresholds for 2025–26; 12.5c per $1 reduction)
- ATO: Study and training loan repayment thresholds and rates (Table 1: 2026–27, Table 2: 2025–26)
- ATO: Schedule 1 (NAT 1004) – Using a formula (x = whole dollars + 99c; round to nearest dollar, 50c up)
- ATO: Personal income tax – new tax cuts for every Australian taxpayer (2026–27 SAPTO thresholds)
- ATO: Schedule 15 – Tax table for working holiday makers (Table A: rates for 2026–27, payments from 1 July 2026)
- ATO: Schedule 1 – Statement of formulas for calculating amounts to be withheld (NAT 1004), payments from 1 July 2026 – weekly coefficients
- ATO: Schedule 1 (NAT 1004) – Withholding amounts sample data, weekly (from 1 July 2026)
- ATO: Schedule 8 – Statement of formulas for calculating study and training support loans components (NAT 3539), payments from 1 July 2026
- ATO: Key super rates and thresholds – Contributions caps (Table 1.1 concessional, Table 4 non-concessional)
- ATO: Understanding concessional and non-concessional contributions (concessional contributions taxed in the fund at 15%)
- ATO: Key super rates and thresholds – Division 293 tax (Table 7: $250,000 threshold, 15% rate)
- ATO: Key super rates and thresholds – Super guarantee (Table 21 SG %, Tables 23–24 maximum contribution base)
- ATO: Key super rates and thresholds – Government contributions (Table 25 co-contribution thresholds; LISTO)
- ATO: Low income super tax offset (15% of concessional contributions, max $500, income $37,000 or less)
- ATO: Key super rates and thresholds – Transfer balance cap (Table 26)
- ATO: Key super rates and thresholds – Payments from super (Table 12 preservation age)
- ATO: Key super rates and thresholds – Employment termination payments (Table 17 ETP cap, Table 20 genuine redundancy limits)
- ATO: How ETP components are taxed (17%/32% incl. Medicare; $180,000 whole-of-income cap; 45% + 2% above cap)
- ATO: How GST works (10% rate)
- ATO: Registering for GST ($75,000 / $150,000 non-profit; taxi or limousine travel incl. ride-sourcing regardless of turnover)
- ATO: CGT discount (50% individuals and trusts, 33.33% complying super funds, 12-month ownership)
- ATO: Tax reform – Reforming negative gearing and capital gains tax (applies from 1 July 2027)
- ATO: Changes to company tax rates (25% base rate entity, $50m aggregated turnover, 2021–22 and future years)
- ATO: Company tax rates 2025–26
- ATO: Instant asset write-off for eligible businesses (Table 1: $20,000, turnover under $10 million)
- ATO Small business newsroom: $20,000 instant asset write-off here to stay (permanent from 1 July 2026)
- ATO: Small business income tax offset (16%, max $1,000, turnover under $5 million, 2021–22 onwards)
- Fair Work Ombudsman: Minimum wage increase starts today (1 July 2025 – $948.00/week, $24.95/hour, casual $31.19)
- Fair Work Ombudsman: Minimum wage increase starts today (1 July 2026 – $1,004.90/week, $26.44/hour, casual $33.05)
- Fair Work Commission: Annual Wage Review 2026 ([2026] FWCFB 3500, announced 2 June 2026)
- ATO: Tax tables – July 2026 updates (NAT 1005 weekly, NAT 1006 fortnightly, NAT 1007 monthly)
- ATO: Weekly tax table (NAT 1005) – payments from 1 July 2026, incl. 53 pays and no-TFN rates
- ATO: Paper TFN declaration form for payees (NAT 3092) – questions 8 to 10