Queensland Stamp Duty Calculator

Calculate QLD stamp duty (transfer duty) on a home or investment property, with first home buyer concessions and the foreign purchaser surcharge.

Updated 2026-10-03 · Queensland official rates

Queensland stamp duty$24,1002.84% of the price · saves $7,175 with concessions

Transfer duty	$24,100
Concession / exemption	−$7,175
Foreign purchaser surcharge	$0
Total	$24,100

NSW

$32,437

VIC

$46,070

QLD

$24,100

$34,891

$40,580

TAS

$33,435

ACT

$25,108

$42,075

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Transfer duty — general rates (rounded up to each $100)

Value over	Amount
$0	$0
$5,000	$0 + 1.50% of the excess over $5,000
$75,000	$1,050 + 3.50% of the excess over $75,000
$540,000	$17,325 + 4.50% of the excess over $540,000
$1,000,000	$38,025 + 5.75% of the excess over $1,000,000

Key facts

General Queensland transfer duty is nil up to $5,000, then $1.50 per $100 to $75,000, $1,050 plus $3.50 per $100 to $540,000, $17,325 plus $4.50 per $100 to $1 million, and $38,025 plus $5.75 per $100 above $1 million, with each part of $100 counted as a full $100.
QRO’s example: an $850,000 investment property attracts $17,325 + $13,950 = $31,275 in transfer duty.
The home concession rate for buyers who will live in the property is $1 per $100 up to $350,000, then $3,500 plus $3.50 per $100 to $540,000, $10,150 plus $4.50 per $100 to $1 million, and $30,850 plus $5.75 per $100 above that, saving up to $7,175.
On a $950,000 home, the home concession rate gives $10,150 + $18,450 = $28,600 in duty instead of $35,775 at the general rate.
For contracts from 9 June 2024, the first home concession removes all duty on established homes up to $700,000 and phases out in $10,000 steps until it ends at $800,000, saving up to $24,525.
QRO’s example: a $795,000 established first home pays $21,625 at the home concession rate, less a $1,735 first home concession, which is $19,890.
For contracts from 1 May 2025, eligible first home buyers pay no transfer duty on a new home or on vacant land to build a first home, whatever the price.
Foreign persons, including foreign companies and trusts, pay 8% additional foreign acquirer duty (AFAD) on residential land on top of transfer duty, for example $78,400 on a $980,000 house.
For transactions from 1 August 2026, only Australian citizens, permanent residents and specified foreign retirees can claim a home or first home concession.
The first home owner grant of $30,000 (contracts from 20 November 2023, new homes valued under $750,000) is paid separately from any transfer duty concession.
QRO’s home concession example: a $550,000 home pays $10,600 at the home concession rate instead of $17,775 at the general rate.

Other states

Stamp duty calculator QLD: worked examples for new and established homes

In Queensland a first home buyer pays no transfer duty on a new home at any price, but on an established $750,000 home they still pay $10,925. That split — new versus established — is the single biggest factor in a QLD stamp duty estimate, followed by whether you will live in the property.

The table runs this calculator at three prices. The investor column uses the general rates; the owner-occupier column uses the home concession rate, whose saving is capped ($7,175 at every price shown). A first home buyer of a $1,100,000 new house and land package pays $0, against $43,775 for an investor.

Price (dutiable value)	Investor (general rate)	Home concession	First home – established	First home – new or off the plan
$600,000	$20,025	$12,850	$0	$0
$750,000	$26,775	$19,600	$10,925	$0
$1,100,000	$43,775	$36,600	$36,600	$0

Home concession vs first home concession in Queensland

The home concession is for anyone buying a home to live in; the first home concession sits on top of it for buyers who have never held an interest in a residence anywhere. Queensland Revenue Office (QRO) applies these occupation rules to the home concession, and similar rules to the first home concessions:

Move in with your personal belongings and live there on a daily basis within 1 year of settlement. QRO says this time cannot be extended.
Do not sell or transfer any part of the property, or lease or grant exclusive possession of it, before you move in.
For the new home concession, do not lease out the whole property within 1 year after moving in (renting a room is allowed); selling within that year can leave only a partial concession.
Claim the concession on Form D2.1 when the documents are lodged. If you later cannot meet the conditions, notify QRO on Form D2.4; the reassessment can add the forgone duty plus interest and penalties.

What counts as a “new home” for the QLD first home buyer exemption

QRO defines a new home as one that has not previously been occupied or sold as a place of residence, or a substantially renovated home. A substantially renovated home only counts if its sale is a taxable supply for GST and nobody has lived in it since the renovation. Off-the-plan apartments and house and land packages that nobody has lived in fit the definition; a two-year-old house that a previous owner lived in does not, even if it looks new.

Buyers must also be individuals of at least 18 (minors need pre-approval), pay market value, never have held an interest in a residence in Australia or overseas, never have claimed the first home vacant land concession, and supply a vendor statement as evidence. Queensland has no separate off-the-plan duty concession: an off-the-plan purchase is simply treated as a new home.

When to lodge and pay transfer duty in Queensland

Queensland transfer duty documents must be lodged within 30 days of the liability date, which is normally the date you sign the contract. How long you then have to pay depends on who lodges.

Through a self-assessor (a registered solicitor or conveyancer): they lodge online within the 30 days, and the duty must be paid within 14 days after lodgement.
Lodging yourself: QRO sends an assessment notice that tells you what to pay and when, usually within 30 days of the notice.
Either way, duty is on the higher of the price and the unencumbered (market) value, so a gift from a family member still has a dutiable value.

Foreign buyers: additional foreign acquirer duty and lost concessions

A foreign buyer of residential land pays 8% additional foreign acquirer duty (AFAD) on top of transfer duty, and from 1 August 2026 also loses access to home concessions. On a $600,000 unit that means $20,025 of transfer duty at the general rate plus $48,000 AFAD, a total of $68,025, where an eligible local first home buyer would pay $0.

Frequently asked questions

Do first home buyers pay stamp duty on a new home in QLD?

No. Eligible first home buyers pay no transfer duty on a new home, whatever the price, but they need a vendor statement confirming the home has not been occupied or sold as a residence. Established homes use the first home concession instead.

How long do I have to pay stamp duty in Queensland?

Documents must be lodged within 30 days of the liability date. If a self-assessor lodges, payment is due within 14 days after lodgement; if you lodge yourself, QRO’s assessment notice gives the due date, usually 30 days from the notice.

Can I rent out my first home in Queensland and keep the concession?

Not before you move in. After you move in you can rent part of it, but leasing the whole property within the first year can reduce or remove the concession.

What happens if I can’t move in within 12 months in QLD?

You must notify QRO using Form D2.4. The concession is reassessed and you may owe the extra duty plus interest and penalties; the 1-year period cannot be extended.

Sources

Figures are taken from official government publications and were last reviewed on 2026-10-03.