Wilmington Paycheck Calculator 2026
City of Wilmington earned income (wage) tax of 1.25% on residents' earnings and on nonresidents' earnings for work performed in the city (same 1.25% nonresident rate). A single filer earning $75,000 in Wilmington takes home about $56,746 a year (24.3% effective tax rate) — and a worker on the city's median full-time pay of $59,197 keeps about $3,847 a month.
Updated 2026-10-03 · Population 73,173 · Median household income $65,389 · Combined sales tax 0.000%
| Bi-weekly | Annual | |
|---|---|---|
| Gross pay | $2,307.69 | $60,000 |
| Federal income tax | -$193.08 | -$5,020 |
| Social Security (6.2%) | -$143.08 | -$3,720 |
| Medicare | -$33.46 | -$870 |
| Delaware income tax | -$102.04 | -$2,653 |
| Delaware Paid Leave (employee share, up to 50% of 0.8%) | -$9.23 | -$240 |
| Wilmington local tax | -$28.85 | -$750 |
| Take-home pay | $1,797.96 | $46,747 |
- Take-home $46,747 77.9%
- Federal income tax $5,020 8.4%
- Social Security $3,720 6.2%
- Medicare $870 1.5%
- State tax $2,893 4.8%
- Local tax $750 1.3%
Take-home pay vs. taxes at every income level in Wilmington
- Take-home pay
- Total taxes
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2026 take-home pay in Wilmington at common salaries
Single filer, standard deduction, paid bi-weekly, including Wilmington local income tax. “Worth nationally” adjusts for Philadelphia-Camden-Wilmington, PA-NJ-DE-MD prices. “Rent share” is the median Wilmington rent ($1,325/month) as a share of take-home.
| Salary | Federal | FICA | State + local | Take-home / yr | Per paycheck | Worth nationally | Rent share |
|---|---|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $1,483 | $24,802 | $954 | $24,184 | 64% |
| $50,000 | $3,820 | $3,825 | $2,923 | $39,432 | $1,517 | $38,450 | 40% |
| $75,000 | $7,670 | $5,738 | $4,847 | $56,746 | $2,183 | $55,333 | 28% |
| $100,000 | $13,170 | $7,650 | $6,909 | $72,271 | $2,780 | $70,471 | 22% |
| $150,000 | $24,734 | $11,475 | $11,034 | $102,757 | $3,952 | $100,198 | 15% |
| $250,000 | $51,304 | $15,514 | $19,022 | $164,160 | $6,314 | $160,072 | 10% |
Take-home pay on typical Wilmington incomes
What common local incomes leave after 2026 federal, Delaware, Wilmington and payroll taxes.
| Income | Gross / yr | Taxes | Take-home / yr | Per month |
|---|---|---|---|---|
| Full-time minimum wage ($15.00/hr) | $31,200 | $5,520 | $25,680 | $2,140 |
| Median full-time worker | $59,197 | $13,038 | $46,159 | $3,847 |
| Median household (married, one earner) | $65,389 | $12,230 | $53,159 | $4,430 |
| Per-capita income (all residents) | $42,132 | Income per resident including children and retirees | ||
Housing costs vs take-home pay in Wilmington
- Rent: median gross rent is $1,325 a month ($15,900 a year) — 34% of a median full-time worker's take-home pay, above the common 30% affordability guideline. To keep rent at 30% of take-home you need about $70,049 gross a year.
- Home values: the median owner-occupied home is worth $245,100, 3.7× the median household income.
- Property tax: the median homeowner pays $1,944 a year, an effective rate of about 0.79% of home value — $162 a month on top of the mortgage.
What a Wilmington paycheck is worth
Prices in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area are 2.6% above the US average (BEA regional price parity 102.6, 2024; housing 113.1). Adjusting take-home pay for local prices:
| Salary | Take-home in Wilmington | Worth at US-average prices |
|---|---|---|
| $50,000 | $39,432 | $38,450 |
| $75,000 | $56,746 | $55,333 |
| $100,000 | $72,271 | $70,471 |
| $150,000 | $102,757 | $100,198 |
Wilmington vs other cities on $75,000
Wilmington next to the other Delaware cities we cover and the five cities where $75,000 goes about as far once taxes and local prices are counted ($55,333 in national prices here).
| City | Local income tax | Sales tax | Take-home | Price-adjusted |
|---|---|---|---|---|
| Seattle, WA | None | 10.55% | $60,552 | $54,486 |
| Denver, CO | None | 9.15% | $58,671 | $55,464 |
| Chicago, IL | None | 10.50% | $58,025 | $56,011 |
| Minneapolis, MN | None | 9.03% | $57,686 | $55,032 |
| Wilmington | $938 | 0.00% | $56,746 | $55,333 |
| Philadelphia, PA | $2,801 | 8.00% | $56,436 | $55,031 |
Sales tax in Wilmington
Wilmington's combined rate of 0.000% is equal to the Delaware average of 0.00%. A $1,000 purchase costs $1,000.00; if you spend $20,000 a year on taxable goods, that is about $0 in sales tax. Delaware sales tax calculator.
Delaware income tax rates for 2026
Single
| Taxable income over | Rate |
|---|---|
| $0 | 0.00% |
| $2,000 | 2.20% |
| $5,000 | 3.90% |
| $10,000 | 4.80% |
| $20,000 | 5.20% |
| $25,000 | 5.55% |
| $60,000 | 6.60% |
Standard deduction $3,250 · personal credit $110
Married filing jointly
| Taxable income over | Rate |
|---|---|
| $0 | 0.00% |
| $2,000 | 2.20% |
| $5,000 | 3.90% |
| $10,000 | 4.80% |
| $20,000 | 5.20% |
| $25,000 | 5.55% |
| $60,000 | 6.60% |
Standard deduction $6,500 · personal credit $220
Other Delaware payroll deductions
- Delaware Paid Leave (employee share, up to 50% of 0.8%): 0.400% of wages up to $184,500
Key facts about Wilmington taxes
- Wilmington is the only Delaware city with a local income tax: 1.25% on residents and on nonresidents who work in the city.
- Delaware law caps the tax at 1.25% and allows it only in cities with more than 50,000 people.
- Delaware has no sales tax; businesses pay a gross receipts tax instead.
- Median household income is $65,389 (ACS 2024 1-year).
More on Delaware brackets, deductions and federal withholding: Delaware (DE) paycheck calculator.
More Delaware calculators
- Delaware (DE) paycheck calculator
- Delaware income tax calculator
- Delaware sales tax calculator
- Wilmington paycheck calculator
- Delaware vs New Jersey taxes
- Compare Delaware with any state
What this calculator simplifies
- Assumes the employer passes the maximum 50% of the Paid Leave premium to the employee. Many employers pay all of it, and employers with 10–24 employees only cover parental leave at a lower rate.
- The Wilmington 1.25% wage tax is not applied by default.
- The pension/retirement exclusion (up to $12,500 for age 60+) and the extra standard deduction for 65+/blind are not modeled.
Frequently asked questions
Does Wilmington have a city income tax?
City of Wilmington earned income (wage) tax of 1.25% on residents' earnings and on nonresidents' earnings for work performed in the city (same 1.25% nonresident rate).
What is the sales tax in Wilmington?
The combined sales tax rate in Wilmington is 0.000%, including the Delaware state rate of 0.00% — $0.00 on a $1,000 purchase.
How much is $75,000 after taxes in Wilmington?
About $56,746 per year or $2,183 per bi-weekly paycheck for a single filer in 2026, including $938 of local income tax. Adjusted for local prices (Philadelphia-Camden-Wilmington, PA-NJ-DE-MD price level 102.6, US = 100) that buys what $55,333 would nationally.
What is the typical salary in Wilmington?
Median earnings for full-time, year-round workers in Wilmington are $59,197 (Census ACS). After 2026 taxes that leaves about $46,159 a year, or $3,847 a month.
What is the minimum wage in Wilmington?
$15.00 an hour. Delaware state minimum wage, effective January 1, 2025. Full-time that is $31,200 a year, or about $25,680 after tax.
How much is property tax in Wilmington?
The median homeowner in Wilmington pays $1,944 a year in real estate taxes on a median home value of $245,100 — an effective rate of about 0.79% (Census ACS).
Sources
Figures are taken from official government publications and were last reviewed on 2026-10-03.
- Wilmington City Code, Article VI Income Tax
- City of Wilmington FY2025 tax rates (wage tax)
- US Census Bureau ACS 2024 1-year via Census Reporter: population, home value, real estate taxes, gross rent, per capita income, full-time earnings (Wilmington, DE)
- US Department of Labor, State Minimum Wage Laws (page updated July 1, 2026)
- US Bureau of Economic Analysis, Regional Price Parities by MSA (table MARPP), 2024 data released February 19, 2026
- BEA, Real Personal Income and Regional Price Parities methodology
- US Census Bureau, American Community Survey 2024 1-year estimates (tables B01003/B01001, B25077, B25103, B25064, B19301, B20018)
- Delaware Division of Revenue – 2026 PIT-EST Instructions (tax computation table, standard deduction, personal credits)
- Delaware DOL – How Paid Leave Works FAQ
- Delaware DOL – Delaware Paid Leave
- Rev. Proc. 2025-32 (2026 inflation adjustments incl. OBBBA)
- IRS: Tax inflation adjustments for tax year 2026, including OBBBA amendments