Florida (FL) Paycheck Calculator 2026

Why Florida paychecks have no state tax line

Florida employers withhold only federal income tax, Social Security and Medicare. That is not just current policy: Article VII, Section 5 of the Florida Constitution bars the state from levying an income tax on residents beyond what can be credited against a federal tax, which in practice means no personal income tax. Changing that would take a constitutional amendment approved by voters.

There is no state withholding certificate to complete, no state disability or paid-leave premium, and no city or county wage tax. Florida's reemployment (unemployment) tax is paid only by employers. Your federal Form W-4 is the only form that affects your net pay.

Florida's minimum wage and an example hourly paycheck

Florida's minimum wage rose to $15.00 an hour on September 30, 2026, the final step of the 2020 constitutional amendment. It stays at $15.00 until December 31, 2027, and from then on is adjusted for inflation each January 1. Tipped employees must receive a direct wage of at least $11.98 an hour plus tips.

A full-time worker at $15.00 (2,080 hours) earns $31,200 a year. Here is how that compares with a $75,000 salary, both single and paid bi-weekly:

Overtime, tips and bonuses in Florida

With no state tax, extra pay in Florida is taxed only federally. Bonuses paid separately are usually withheld at the flat 22% federal supplemental rate, plus FICA. Starting in 2025, the federal deductions for qualified tips (up to $25,000) and the overtime premium (up to $12,500 single) reduce federal income tax on your return, even though withholding may not reflect them during the year. Use Step 4(b) of your W-4 to claim those deductions in advance if you rely heavily on tips or overtime.

Working remotely from Florida

Living in Florida does not always mean no state tax. If you physically work part of the time in another state, that state can generally tax the wages earned there, and your employer may withhold its tax for those days. Some states also tax remote workers whose employer is located there unless the remote arrangement is for the employer's convenience. Before you move, ask your employer to update your work location in payroll so the right state, or no state, is withheld.

In your move year, your final paychecks from the old state will still carry that state's withholding. File a part-year resident return there to settle the year; your Florida months are not taxed by the state you left.