Florida Income Tax Calculator 2026
Florida has no state income tax on wages — you only owe federal income tax and FICA. Enter your income to see your annual state and federal tax bill.
Updated 2026-10-03
| Annual | Annual | |
|---|---|---|
| Gross pay | $60,000.00 | $60,000 |
| Federal income tax | -$5,020.00 | -$5,020 |
| Social Security (6.2%) | -$3,720.00 | -$3,720 |
| Medicare | -$870.00 | -$870 |
| Florida income tax | -$0.00 | -$0 |
| Take-home pay | $50,390.00 | $50,390 |
- Take-home $50,390 84.0%
- Federal income tax $5,020 8.4%
- Social Security $3,720 6.2%
- Medicare $870 1.5%
Take-home pay vs. taxes at every income level in Florida
- Take-home pay
- Total taxes
Your result is ready
2026 take-home pay in Florida at common salaries
Single filer, standard deduction, no pre-tax deductions, paid bi-weekly.
| Salary | Federal | FICA | State + local | Take-home / yr | Per paycheck | Effective |
|---|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $0 | $26,285 | $1,011 | 12.4% |
| $50,000 | $3,820 | $3,825 | $0 | $42,355 | $1,629 | 15.3% |
| $75,000 | $7,670 | $5,738 | $0 | $61,593 | $2,369 | 17.9% |
| $100,000 | $13,170 | $7,650 | $0 | $79,180 | $3,045 | 20.8% |
| $150,000 | $24,734 | $11,475 | $0 | $113,791 | $4,377 | 24.1% |
| $250,000 | $51,304 | $15,514 | $0 | $183,182 | $7,045 | 26.7% |
- Take-home
- Total tax
Florida income tax rates for 2026
Florida has no state income tax on wages.
Key facts about Florida taxes
- Florida has no personal income tax on wages, salaries, retirement income or investment income.
- The state sales tax rate is 6%. Most counties add a discretionary sales surtax, which averages 0.98% and goes up to 2%.
- For certain purchases, the county surtax applies only to the first $5,000 of a single taxable sale.
- A few items have different state rates: new mobile homes 3%, amusement machine receipts 4% and electricity 6.95%.
- Florida's reemployment (unemployment) tax is paid only by employers, so nothing is withheld from paychecks.
Federal taxes withheld from every Florida paycheck
| Federal bracket (2026, single) | Rate |
|---|---|
| Over $0 | 10% |
| Over $12,400 | 12% |
| Over $50,400 | 22% |
| Over $105,700 | 24% |
| Over $201,775 | 32% |
| Over $256,225 | 35% |
| Over $640,600 | 37% |
More Florida calculators
- Florida (FL) paycheck calculator
- Florida income tax calculator
- Florida sales tax calculator
- Miami paycheck calculator
- Tampa paycheck calculator
- Orlando paycheck calculator
- Jacksonville paycheck calculator
- California vs Florida taxes
- Florida vs New York taxes
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- Florida vs Illinois taxes
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- Florida vs Georgia taxes
- Florida vs North Carolina taxes
- Florida vs Tennessee taxes
- Florida vs South Carolina taxes
- Florida vs Massachusetts taxes
- Compare Florida with any state
What this calculator simplifies
- County tourist development (bed) taxes and other local taxes are not modeled.
- Property tax and homestead exemptions are not modeled.
What Florida residents owe in income tax
Florida residents file no state income tax return. The Florida Constitution prohibits a personal income tax on residents, so wages, pensions, IRA withdrawals, Social Security, dividends and capital gains are taxed only by the federal government. Your "Florida income tax calculation" is really a federal one.
For 2026, that means subtracting the federal standard deduction of $16,100 ($32,200 joint, $24,150 head of household) and applying federal rates from 10% to 37%.
Worked examples: total income tax for Floridians
Wage earners with no other income, using the calculator's federal engine:
- In a state with a 5% flat tax and a $15,000 standard deduction, the single $75,000 earner would pay $3,000 more a year.
| Household | Federal income tax | FICA | Total | Effective rate |
|---|---|---|---|---|
| Single, $60,000 | $5,020 | $4,590 | $9,610 | 16.0% |
| Single, $75,000 | $7,670 | $5,738 | $13,408 | 17.9% |
| Married, 2 children, $130,000 | $6,840 | $9,945 | $16,785 | 12.9% |
Becoming a Florida resident for tax purposes
Leaving a high-tax state is mostly about proving you have changed your domicile, your permanent home. Your old state may audit you if you keep ties there. Florida law gives you a formal way to document the move: under Florida Statutes §222.17 you can file a sworn Declaration of Domicile with the clerk of the circuit court in the county where you live, stating that your Florida home is your permanent home (or your predominant and principal home if you keep another residence elsewhere).
A declaration helps, but other states look at the whole picture. Typical steps include:
- Get a Florida driver's license and register to vote and your car in Florida.
- Apply for the homestead exemption on a Florida home you own and live in. The constitution exempts the first $25,000 of assessed value from all property taxes, and a second $25,000 band above $50,000 of assessed value from non-school levies; that second amount is now adjusted for inflation each January 1.
- Move your doctors, bank accounts, safe-deposit box and important belongings, and spend most of the year in Florida.
- File a part-year or final resident return in your old state for the year you move.
Taxes Floridians still pay
No income tax does not mean no tax. Florida relies on a 6% state sales tax plus county surtaxes (an average combined rate of 6.98%), property taxes, and tourist and documentary stamp taxes. Retirees and high earners usually come out well ahead; households that spend most of their income on taxable goods see a smaller advantage. The federal return, due April 15 for most people, is your only income tax filing.
Frequently asked questions
Does Florida have a state income tax?
No. Florida does not tax wages, so your paycheck only has federal income tax, Social Security and Medicare withheld.
How much is take-home pay on $75,000 in Florida (FL)?
A single filer earning $75,000 in Florida takes home about $61,593 a year ($2,369 per bi-weekly paycheck) in 2026, after $7,670 federal income tax, $5,738 FICA and $0 in state and local taxes. That is an effective rate of 17.9%.
What is the sales tax rate in Florida?
The Florida state sales tax rate is 6.00%. With local taxes the average combined rate is 6.98%, and the highest combined rate is 8.00%.
What is the 2026 federal standard deduction?
$16,100 for single filers, $32,200 for married couples filing jointly and $24,150 for heads of household.
How much Social Security and Medicare is withheld?
Employees pay 6.2% Social Security on wages up to $184,500 in 2026, and 1.45% Medicare on all wages, plus 0.9% Additional Medicare on wages over $200,000 (single).
Does Florida tax pensions, IRA withdrawals or Social Security?
No. With no personal income tax, Florida does not tax retirement or investment income. Those amounts are taxed only on your federal return.
How do I prove Florida residency for tax purposes?
File a Declaration of Domicile with your county clerk under Florida Statutes §222.17, and back it up with a Florida driver's license, voter and vehicle registration, a homestead exemption and spending most of the year in Florida.
How much is the Florida homestead exemption?
The Florida Constitution exempts the first $25,000 of a homestead's assessed value from all property taxes and a second $25,000 band above $50,000 from non-school levies. The second band is adjusted for inflation each January 1.
Sources
Figures are taken from official government publications and were last reviewed on 2026-10-03.
- Florida DOR – Sales and Use Tax
- Tax Foundation – State and Local Sales Tax Rates, Midyear 2026
- Rev. Proc. 2025-32 (2026 inflation adjustments incl. OBBBA)
- IRS: Tax inflation adjustments for tax year 2026, including OBBBA amendments
- IRS: 401(k) limit increases to $24,500 for 2026, IRA limit increases to $7,500
- Rev. Proc. 2025-19 (2026 HSA limits)
- IRS: Correction to SALT deduction amount in the 2026 Form 1040-ES
- IRS Topic No. 560, Additional Medicare Tax
- IRS Topic No. 559, Net Investment Income Tax
- IRS: Working Families Tax Cuts (OBBBA) deductions for working Americans and seniors
- IRS: Child Tax Credit
- IRS Publication 15 (2026), Employer’s Tax Guide (supplemental wage withholding)
- IRS Instructions for Forms W-2G and 5754 (gambling withholding)
- SSA 2026 Cost-of-Living Adjustment Fact Sheet
- Florida Constitution, Article VII, Sections 5 and 6 (income tax prohibition, homestead exemption)
- Florida Statutes §222.17 – Manifesting and evidencing domicile in Florida