Hawaii (HI) Paycheck Calculator 2026
Estimate take-home pay in Hawaii (HI) for salary or hourly work. On a $50,000 salary a single filer keeps about $39,821 a year, or $1,532 every two weeks.
Updated 2026-10-03 · 2026 IRS and Hawaii rates
| Bi-weekly | Annual | |
|---|---|---|
| Gross pay | $2,307.69 | $60,000 |
| Federal income tax | -$193.08 | -$5,020 |
| Social Security (6.2%) | -$143.08 | -$3,720 |
| Medicare | -$33.46 | -$870 |
| Hawaii income tax | -$116.53 | -$3,030 |
| Temporary Disability Insurance (TDI, max $7.50/week) | -$11.54 | -$300 |
| Take-home pay | $1,810.01 | $47,060 |
- Take-home $47,060 78.4%
- Federal income tax $5,020 8.4%
- Social Security $3,720 6.2%
- Medicare $870 1.5%
- State tax $3,330 5.5%
Take-home pay vs. taxes at every income level in Hawaii
- Take-home pay
- Total taxes
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2026 take-home pay in Hawaii at common salaries
Single filer, standard deduction, no pre-tax deductions, paid bi-weekly.
| Salary | Federal | FICA | State + local | Take-home / yr | Per paycheck | Effective |
|---|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $1,040 | $25,245 | $971 | 15.9% |
| $50,000 | $3,820 | $3,825 | $2,534 | $39,821 | $1,532 | 20.4% |
| $75,000 | $7,670 | $5,738 | $4,545 | $57,048 | $2,194 | 23.9% |
| $100,000 | $13,170 | $7,650 | $6,460 | $72,720 | $2,797 | 27.3% |
| $150,000 | $24,734 | $11,475 | $10,318 | $103,473 | $3,980 | 31.0% |
| $250,000 | $51,304 | $15,514 | $18,607 | $164,575 | $6,330 | 34.2% |
- Take-home
- Total tax
Hawaii income tax rates for 2026
Single
| Taxable income over | Rate |
|---|---|
| $0 | 1.40% |
| $9,600 | 3.20% |
| $14,400 | 5.50% |
| $19,200 | 6.40% |
| $24,000 | 6.80% |
| $36,000 | 7.20% |
| $48,000 | 7.60% |
| $125,000 | 7.90% |
| $175,000 | 8.25% |
| $225,000 | 9.00% |
| $275,000 | 10.00% |
| $325,000 | 11.00% |
Standard deduction $4,400 · exemption $1,144
Married filing jointly
| Taxable income over | Rate |
|---|---|
| $0 | 1.40% |
| $19,200 | 3.20% |
| $28,800 | 5.50% |
| $38,400 | 6.40% |
| $48,000 | 6.80% |
| $72,000 | 7.20% |
| $96,000 | 7.60% |
| $250,000 | 7.90% |
| $350,000 | 8.25% |
| $450,000 | 9.00% |
| $550,000 | 10.00% |
| $650,000 | 11.00% |
Standard deduction $8,800 · exemption $2,288
Other Hawaii payroll deductions
- Temporary Disability Insurance (TDI, max $7.50/week): 0.500% of wages up to $78,011
Key facts about Hawaii taxes
- Hawaii has 12 brackets, from 1.4% to 11%. Act 46 (2024) widened the lower brackets starting in 2025. For a single filer the 7.6% bracket now runs from $48,000 to $125,000.
- Each exemption, including each dependent, is a $1,144 deduction.
- Employees can be charged up to 0.5% of wages for Temporary Disability Insurance (TDI). In 2026 the deduction is capped at $7.50 a week (0.5% of the $1,500.21 maximum weekly wage base).
- Hawaii has no conventional sales tax. It has a 4% general excise tax (GET) on businesses, which is usually passed on to customers, plus a 0.5% county surcharge, for 4.5% in most places.
- The transient accommodations (hotel) tax rose from 10.25% to 11% on January 1, 2026.
- New 2026 withholding tables (HAR §18-235-61-06) took effect for wages paid after December 31, 2025.
Federal taxes withheld from every Hawaii paycheck
| Federal bracket (2026, single) | Rate |
|---|---|
| Over $0 | 10% |
| Over $12,400 | 12% |
| Over $50,400 | 22% |
| Over $105,700 | 24% |
| Over $201,775 | 32% |
| Over $256,225 | 35% |
| Over $640,600 | 37% |
More Hawaii calculators
- Hawaii (HI) paycheck calculator
- Hawaii income tax calculator
- Hawaii sales tax calculator
- Honolulu paycheck calculator
- Compare Hawaii with any state
What this calculator simplifies
- Uses the last published standard deduction ($4,400 / $8,800 / $6,424, tax year 2025). Act 46 raises it for 2026, but the 2026 amounts could not be confirmed from an official source, so 2026 tax may be overstated.
- Head-of-household brackets assume Hawaii's statutory 1.5x-single thresholds.
- Capital gains (taxed at a maximum 7.25% in Hawaii), the food/excise tax credit and the refundable EITC are not modeled.
- The TDI annual cap is the weekly cap times 52. Actual TDI is figured week by week, and employers may pay all of it.
Form HW-4 is required in Hawaii
Before you start work in Hawaii you must give your employer Form HW-4, the Employee's Withholding Allowance and Status Certificate. Employers may not use the federal Form W-4 for Hawaii withholding. If you do not provide an HW-4, Hawaii tax is withheld as if you were single with no allowances.
Allowances on the HW-4 are based on your personal exemptions and expected deductions. You may claim fewer allowances than you are entitled to, never more. If an employee claims an unusually large number (generally more than 10) or misstates marital status, the employer is told to send a copy to the district tax office.
TDI: Hawaii's disability deduction
Hawaii requires employers to provide Temporary Disability Insurance. Employees can be charged up to 0.5% of weekly wages, but never more than $7.50 a week in 2026, because the deduction is capped at 0.5% of the $1,500.21 maximum weekly wage base. Once you earn more than about $1,500 a week (roughly $78,011 a year), your TDI deduction stays at $7.50. Many employers pay the entire cost themselves, in which case there is no TDI line on your stub.
Example Hawaii paychecks
Single filer, bi-weekly, employee paying the maximum TDI share:
- Hawaii's brackets start low: a single filer reaches the 7.6% rate at $48,000 of taxable income, so even moderate salaries face a marginal state rate above 7%.
- Hawaii has no county or city income tax. The general excise tax affects prices, not your paycheck.
| Per paycheck | $40,000 salary | $70,000 salary |
|---|---|---|
| Federal income tax | $101 | $253 |
| Social Security + Medicare | $118 | $206 |
| Hawaii income tax | $60 | $146 |
| TDI | $7.69 | $13.46 |
| Take-home pay | $1,252 | $2,074 |
| Hawaii tax as % of gross | 3.93% | 5.41% |
Nonresidents and short work trips to Hawaii
Wages for work done in Hawaii are generally subject to Hawaii withholding, even for nonresidents. There is an exception for short assignments: no withholding is required on a nonresident employee who works in Hawaii for no more than 60 days in the calendar year, is paid from an office outside the state, has a regular place of employment outside Hawaii, and whose employer does not expect the work to exceed 60 days. The exception does not apply to employees of construction contractors.
To be treated as a nonresident, the employee signs Form HW-6. When the employer stops withholding on Hawaii work under that statement, it must file Form HW-7 with the original HW-6. Anyone in Hawaii for more than 200 days in the year is presumed to be a resident.
Bonuses and overtime
Hawaii does not use a flat supplemental rate. Supplemental wages paid together with regular wages are withheld as one payment. If a bonus or commission is paid separately, the employer may aggregate it with your regular wages for the current or most recent pay period, or spread it over the periods it covers and withhold the difference. In practice a bonus is withheld near your marginal Hawaii rate.
Frequently asked questions
Does Hawaii have a state income tax?
Yes. Hawaii has a progressive income tax for 2026 with rates from 1.40% up to 11.00%.
How much is take-home pay on $75,000 in Hawaii (HI)?
A single filer earning $75,000 in Hawaii takes home about $57,048 a year ($2,194 per bi-weekly paycheck) in 2026, after $7,670 federal income tax, $5,738 FICA and $4,545 in state and local taxes. That is an effective rate of 23.9%.
What is the sales tax rate in Hawaii?
The Hawaii state sales tax rate is 4.00%. With local taxes the average combined rate is 4.50%, and the highest combined rate is 4.50%.
What is the 2026 federal standard deduction?
$16,100 for single filers, $32,200 for married couples filing jointly and $24,150 for heads of household.
How much Social Security and Medicare is withheld?
Employees pay 6.2% Social Security on wages up to $184,500 in 2026, and 1.45% Medicare on all wages, plus 0.9% Additional Medicare on wages over $200,000 (single).
Can I use the federal W-4 for Hawaii withholding?
No. Hawaii requires Form HW-4, and employers may not use the federal W-4. Without an HW-4, you are withheld as single with no allowances.
What is the maximum TDI deduction in Hawaii?
$7.50 a week in 2026: 0.5% of wages, capped at 0.5% of the $1,500.21 maximum weekly wage base.
Do I pay Hawaii tax for a short work trip?
Nonresidents who work in Hawaii for 60 days or fewer, are paid from outside Hawaii and are based outside Hawaii are exempt from Hawaii withholding, though they may still owe Hawaii tax on the return.
Sources
Figures are taken from official government publications and were last reviewed on 2026-10-03.
- Hawaii DOTAX – Booklet A, Employer's Tax Guide (HW-4, HW-6, nonresident exemption, supplemental wages)
- Hawaii DOTAX – Announcement 2025-07 (2026 withholding tables, Act 46)
- Hawaii DOTAX – 2025 Form N-11 Instructions
- Hawaii DLIR – 2026 Maximum Weekly Wage Base (TDI)
- Tax Foundation – 2026 State Income Tax Rates and Brackets
- Tax Foundation – State and Local Sales Tax Rates, Midyear 2026
- Rev. Proc. 2025-32 (2026 inflation adjustments incl. OBBBA)
- IRS: Tax inflation adjustments for tax year 2026, including OBBBA amendments
- IRS: 401(k) limit increases to $24,500 for 2026, IRA limit increases to $7,500
- Rev. Proc. 2025-19 (2026 HSA limits)
- IRS: Correction to SALT deduction amount in the 2026 Form 1040-ES
- IRS Topic No. 560, Additional Medicare Tax
- IRS Topic No. 559, Net Investment Income Tax
- IRS: Working Families Tax Cuts (OBBBA) deductions for working Americans and seniors
- IRS: Child Tax Credit
- IRS Publication 15 (2026), Employer’s Tax Guide (supplemental wage withholding)
- IRS Instructions for Forms W-2G and 5754 (gambling withholding)
- SSA 2026 Cost-of-Living Adjustment Fact Sheet