Indianapolis Paycheck Calculator 2026
Marion County local income tax of 2.02% (Indiana DOR Departmental Notice #1, effective Oct 1, 2026). Based on county of residence on January 1. Nonresidents of Indiana whose main workplace is in Marion County pay the same rate. A single filer earning $75,000 in Indianapolis takes home about $57,895 a year (22.8% effective tax rate) — and a worker on the city's median full-time pay of $54,110 keeps about $3,583 a month.
Updated 2026-10-03 · Population 890,315 · Median household income $66,900 · Combined sales tax 7.000%
| Bi-weekly | Annual | |
|---|---|---|
| Gross pay | $2,307.69 | $60,000 |
| Federal income tax | -$193.08 | -$5,020 |
| Social Security (6.2%) | -$143.08 | -$3,720 |
| Medicare | -$33.46 | -$870 |
| Indiana income tax | -$66.94 | -$1,741 |
| Indianapolis local tax | -$46.62 | -$1,212 |
| Take-home pay | $1,824.52 | $47,438 |
- Take-home $47,438 79.1%
- Federal income tax $5,020 8.4%
- Social Security $3,720 6.2%
- Medicare $870 1.5%
- State tax $1,741 2.9%
- Local tax $1,212 2.0%
Take-home pay vs. taxes at every income level in Indianapolis
- Take-home pay
- Total taxes
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2026 take-home pay in Indianapolis at common salaries
Single filer, standard deduction, paid bi-weekly, including Indianapolis local income tax. “Worth nationally” adjusts for Indianapolis-Carmel-Greenwood, IN prices. “Rent share” is the median Indianapolis rent ($1,219/month) as a share of take-home.
| Salary | Federal | FICA | State + local | Take-home / yr | Per paycheck | Worth nationally | Rent share |
|---|---|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $1,462 | $24,824 | $955 | $25,940 | 59% |
| $50,000 | $3,820 | $3,825 | $2,456 | $39,900 | $1,535 | $41,694 | 37% |
| $75,000 | $7,670 | $5,738 | $3,698 | $57,895 | $2,227 | $60,498 | 25% |
| $100,000 | $13,170 | $7,650 | $4,941 | $74,240 | $2,855 | $77,578 | 20% |
| $150,000 | $24,734 | $11,475 | $7,426 | $106,366 | $4,091 | $111,149 | 14% |
| $250,000 | $51,304 | $15,514 | $12,396 | $170,787 | $6,569 | $178,468 | 9% |
Take-home pay on typical Indianapolis incomes
What common local incomes leave after 2026 federal, Indiana, Indianapolis and payroll taxes.
| Income | Gross / yr | Taxes | Take-home / yr | Per month |
|---|---|---|---|---|
| Full-time minimum wage ($7.25/hr) | $15,080 | $1,874 | $13,206 | $1,101 |
| Median full-time worker | $54,110 | $11,112 | $42,998 | $3,583 |
| Median household (married, one earner) | $66,900 | $12,052 | $54,848 | $4,571 |
| Per-capita income (all residents) | $37,801 | Income per resident including children and retirees | ||
Housing costs vs take-home pay in Indianapolis
- Rent: median gross rent is $1,219 a month ($14,628 a year) — 34% of a median full-time worker's take-home pay, above the common 30% affordability guideline. To keep rent at 30% of take-home you need about $63,167 gross a year.
- Home values: the median owner-occupied home is worth $241,500, 3.6× the median household income.
- Property tax: the median homeowner pays $2,248 a year, an effective rate of about 0.93% of home value — $187 a month on top of the mortgage.
What a Indianapolis paycheck is worth
Prices in the Indianapolis-Carmel-Greenwood, IN area are 4.3% below the US average (BEA regional price parity 95.7, 2024; housing 88.9). Adjusting take-home pay for local prices:
| Salary | Take-home in Indianapolis | Worth at US-average prices |
|---|---|---|
| $50,000 | $39,900 | $41,694 |
| $75,000 | $57,895 | $60,498 |
| $100,000 | $74,240 | $77,578 |
| $150,000 | $106,366 | $111,149 |
Indianapolis vs other cities on $75,000
Indianapolis next to the other Indiana cities we cover and the five cities where $75,000 goes about as far once taxes and local prices are counted ($60,498 in national prices here).
| City | Local income tax | Sales tax | Take-home | Price-adjusted |
|---|---|---|---|---|
| Orlando, FL | None | 6.50% | $61,593 | $60,731 |
| Charlotte, NC | None | 8.25% | $59,109 | $60,719 |
| Raleigh, NC | None | 7.25% | $59,109 | $60,219 |
| Milwaukee, WI | None | 7.90% | $58,960 | $60,823 |
| Indianapolis | $1,515 | 7.00% | $57,895 | $60,498 |
| Pittsburgh, PA | $2,250 | 7.00% | $56,988 | $60,195 |
Sales tax in Indianapolis
Indianapolis's combined rate of 7.000% is equal to the Indiana average of 7.00%. A $1,000 purchase costs $1,070.00; if you spend $20,000 a year on taxable goods, that is about $1,400 in sales tax. Indiana sales tax calculator.
Indiana income tax rates for 2026
Single
| Taxable income over | Rate |
|---|---|
| $0 | 2.95% |
Standard deduction $0 · exemption $1,000
Married filing jointly
| Taxable income over | Rate |
|---|---|
| $0 | 2.95% |
Standard deduction $0 · exemption $2,000
Key facts about Indianapolis taxes
- Indianapolis residents pay Marion County's 2.02% local income tax on top of Indiana's 2.95% flat state rate for 2026 (Indiana DOR Departmental Notice #1).
- Indiana county tax is set by your county of residence on January 1 of the tax year.
- Indiana has no local sales taxes; Indianapolis sales tax is the 7% state rate.
- Median household income is $66,900 for Indianapolis (balance) (ACS 2024 1-year).
More on Indiana brackets, deductions and federal withholding: Indiana (IN) paycheck calculator.
More Indiana calculators
- Indiana (IN) paycheck calculator
- Indiana income tax calculator
- Indiana sales tax calculator
- Indianapolis paycheck calculator
- Illinois vs Indiana taxes
- Indiana vs Michigan taxes
- Compare Indiana with any state
What this calculator simplifies
- County tax uses a single statewide-average rate; the actual rate depends on the county you lived in on January 1.
- Assumes $2,500 per dependent (base $1,000 + $1,500 additional); non-child dependents get only $1,000.
- Extra exemptions for age 65+/blind, renter’s deduction, adopted-child exemption and Indiana credits (EITC, unified tax credit for the elderly) are not modeled.
Frequently asked questions
Does Indianapolis have a city income tax?
Marion County local income tax of 2.02% (Indiana DOR Departmental Notice #1, effective Oct 1, 2026). Based on county of residence on January 1. Nonresidents of Indiana whose main workplace is in Marion County pay the same rate.
What is the sales tax in Indianapolis?
The combined sales tax rate in Indianapolis is 7.000%, including the Indiana state rate of 7.00% — $70.00 on a $1,000 purchase.
How much is $75,000 after taxes in Indianapolis?
About $57,895 per year or $2,227 per bi-weekly paycheck for a single filer in 2026, including $1,515 of local income tax. Adjusted for local prices (Indianapolis-Carmel-Greenwood, IN price level 95.7, US = 100) that buys what $60,498 would nationally.
What is the typical salary in Indianapolis?
Median earnings for full-time, year-round workers in Indianapolis are $54,110 (Census ACS). After 2026 taxes that leaves about $42,998 a year, or $3,583 a month.
What is the minimum wage in Indianapolis?
$7.25 an hour. Federal minimum wage under the Fair Labor Standards Act, in effect since July 24, 2009; Indiana has no higher state minimum wage. Full-time that is $15,080 a year, or about $13,206 after tax.
How much is property tax in Indianapolis?
The median homeowner in Indianapolis pays $2,248 a year in real estate taxes on a median home value of $241,500 — an effective rate of about 0.93% (Census ACS).
Sources
Figures are taken from official government publications and were last reviewed on 2026-10-03.
- Indiana DOR — Departmental Notice #1 (county rates, exemptions, 2026 rate)
- US Census Bureau ACS 2024 1-year via Census Reporter: population, home value, real estate taxes, gross rent, per capita income, full-time earnings (Indianapolis, IN)
- US Department of Labor, federal minimum wage ($7.25 under the FLSA)
- US Department of Labor, State Minimum Wage Laws (page updated July 1, 2026)
- US Bureau of Economic Analysis, Regional Price Parities by MSA (table MARPP), 2024 data released February 19, 2026
- BEA, Real Personal Income and Regional Price Parities methodology
- US Census Bureau, American Community Survey 2024 1-year estimates (tables B01003/B01001, B25077, B25103, B25064, B19301, B20018)
- Indiana DOR — Rates, Fees & Penalties
- Tax Foundation — 2026 State Income Tax Rates and Brackets (cross-check)
- Rev. Proc. 2025-32 (2026 inflation adjustments incl. OBBBA)
- IRS: Tax inflation adjustments for tax year 2026, including OBBBA amendments