Baltimore Paycheck Calculator 2026
Baltimore City local income tax of 3.20% of Maryland taxable income, collected on the state return (Form 502). Nonresidents working in Baltimore do not pay Baltimore City tax; they pay the rate of their own Maryland county. A single filer earning $75,000 in Baltimore takes home about $55,994 a year (25.3% effective tax rate) — and a worker on the city's median full-time pay of $61,300 keeps about $3,910 a month.
Updated 2026-10-03 · Population 568,271 · Median household income $64,778 · Combined sales tax 6.000%
| Bi-weekly | Annual | |
|---|---|---|
| Gross pay | $2,307.69 | $60,000 |
| Federal income tax | -$193.08 | -$5,020 |
| Social Security (6.2%) | -$143.08 | -$3,720 |
| Medicare | -$33.46 | -$870 |
| Maryland income tax | -$95.63 | -$2,486 |
| Baltimore local tax | -$73.85 | -$1,920 |
| Take-home pay | $1,768.60 | $45,984 |
- Take-home $45,984 76.6%
- Federal income tax $5,020 8.4%
- Social Security $3,720 6.2%
- Medicare $870 1.5%
- State tax $2,486 4.1%
- Local tax $1,920 3.2%
Take-home pay vs. taxes at every income level in Baltimore
- Take-home pay
- Total taxes
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2026 take-home pay in Baltimore at common salaries
Single filer, standard deduction, paid bi-weekly, including Baltimore local income tax. “Worth nationally” adjusts for Baltimore-Columbia-Towson, MD prices. “Rent share” is the median Baltimore rent ($1,345/month) as a share of take-home.
| Salary | Federal | FICA | State + local | Take-home / yr | Per paycheck | Worth nationally | Rent share |
|---|---|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $2,021 | $24,264 | $933 | $23,222 | 67% |
| $50,000 | $3,820 | $3,825 | $3,611 | $38,744 | $1,490 | $37,080 | 42% |
| $75,000 | $7,670 | $5,738 | $5,599 | $55,994 | $2,154 | $53,589 | 29% |
| $100,000 | $13,170 | $7,650 | $7,586 | $71,594 | $2,754 | $68,519 | 23% |
| $150,000 | $24,734 | $11,475 | $11,716 | $102,075 | $3,926 | $97,691 | 16% |
| $250,000 | $51,304 | $15,514 | $20,400 | $162,782 | $6,261 | $155,792 | 10% |
Take-home pay on typical Baltimore incomes
What common local incomes leave after 2026 federal, Maryland, Baltimore and payroll taxes.
| Income | Gross / yr | Taxes | Take-home / yr | Per month |
|---|---|---|---|---|
| Full-time minimum wage ($15.00/hr) | $31,200 | $6,068 | $25,132 | $2,094 |
| Median full-time worker | $61,300 | $14,375 | $46,925 | $3,910 |
| Median household (married, one earner) | $64,778 | $12,844 | $51,934 | $4,328 |
| Per-capita income (all residents) | $41,644 | Income per resident including children and retirees | ||
Housing costs vs take-home pay in Baltimore
- Rent: median gross rent is $1,345 a month ($16,140 a year) — 34% of a median full-time worker's take-home pay, above the common 30% affordability guideline. To keep rent at 30% of take-home you need about $72,062 gross a year.
- Home values: the median owner-occupied home is worth $247,400, 3.8× the median household income.
- Property tax: the median homeowner pays $3,468 a year, an effective rate of about 1.40% of home value — $289 a month on top of the mortgage.
What a Baltimore paycheck is worth
Prices in the Baltimore-Columbia-Towson, MD area are 4.5% above the US average (BEA regional price parity 104.5, 2024; housing 118.2). Adjusting take-home pay for local prices:
| Salary | Take-home in Baltimore | Worth at US-average prices |
|---|---|---|
| $50,000 | $38,744 | $37,080 |
| $75,000 | $55,994 | $53,589 |
| $100,000 | $71,594 | $68,519 |
| $150,000 | $102,075 | $97,691 |
Baltimore vs other cities on $75,000
Baltimore next to the other Maryland cities we cover and the five cities where $75,000 goes about as far once taxes and local prices are counted ($53,589 in national prices here).
| City | Local income tax | Sales tax | Take-home | Price-adjusted |
|---|---|---|---|---|
| Miami, FL | None | 7.00% | $61,593 | $53,955 |
| Seattle, WA | None | 10.55% | $60,552 | $54,486 |
| San Jose, CA | None | 10.00% | $57,952 | $52,482 |
| Boston, MA | None | 6.25% | $57,718 | $53,311 |
| Baltimore | $2,400 | 6.00% | $55,994 | $53,589 |
| Portland, OR | None | 0.00% | $55,338 | $52,492 |
Sales tax in Baltimore
Baltimore's combined rate of 6.000% is equal to the Maryland average of 6.00%. A $1,000 purchase costs $1,060.00; if you spend $20,000 a year on taxable goods, that is about $1,200 in sales tax. Maryland sales tax calculator.
Maryland income tax rates for 2026
Single
| Taxable income over | Rate |
|---|---|
| $0 | 2.00% |
| $1,000 | 3.00% |
| $2,000 | 4.00% |
| $3,000 | 4.75% |
| $100,000 | 5.00% |
| $125,000 | 5.25% |
| $150,000 | 5.50% |
| $250,000 | 5.75% |
| $500,000 | 6.25% |
| $1,000,000 | 6.50% |
Standard deduction $3,350 · exemption $3,200
Married filing jointly
| Taxable income over | Rate |
|---|---|
| $0 | 2.00% |
| $1,000 | 3.00% |
| $2,000 | 4.00% |
| $3,000 | 4.75% |
| $150,000 | 5.00% |
| $175,000 | 5.25% |
| $225,000 | 5.50% |
| $300,000 | 5.75% |
| $600,000 | 6.25% |
| $1,200,000 | 6.50% |
Standard deduction $6,700 · exemption $6,400
Key facts about Baltimore taxes
- Baltimore City's 2026 local income tax rate is 3.20% of Maryland taxable income (Comptroller of Maryland 2026 withholding guide).
- Maryland's local income tax goes by where you live, not where you work, and is filed on the state return.
- Maryland has no local sales tax, so Baltimore's sales tax is the 6% state rate.
- Median household income is $64,778 (ACS 2024 1-year).
More on Maryland brackets, deductions and federal withholding: Maryland (MD) paycheck calculator.
More Maryland calculators
- Maryland (MD) paycheck calculator
- Maryland income tax calculator
- Maryland sales tax calculator
- Baltimore paycheck calculator
- Maryland vs Virginia taxes
- Compare Maryland with any state
What this calculator simplifies
- Local tax uses a typical 3.20% county rate; Anne Arundel’s and Frederick’s graduated local rates are not modeled.
- Uses the 2025 standard deduction amounts ($3,350/$6,700); the 2026 inflation-adjusted amounts were not published in the sources checked.
- Personal exemption phase-out above $100,000 AGI (single) / $150,000 (joint) is not modeled.
- The 2% capital gains surtax, pension exclusion, and Maryland EITC/child tax credit are not modeled.
Frequently asked questions
Does Baltimore have a city income tax?
Baltimore City local income tax of 3.20% of Maryland taxable income, collected on the state return (Form 502). Nonresidents working in Baltimore do not pay Baltimore City tax; they pay the rate of their own Maryland county.
What is the sales tax in Baltimore?
The combined sales tax rate in Baltimore is 6.000%, including the Maryland state rate of 6.00% — $60.00 on a $1,000 purchase.
How much is $75,000 after taxes in Baltimore?
About $55,994 per year or $2,154 per bi-weekly paycheck for a single filer in 2026, including $2,400 of local income tax. Adjusted for local prices (Baltimore-Columbia-Towson, MD price level 104.5, US = 100) that buys what $53,589 would nationally.
What is the typical salary in Baltimore?
Median earnings for full-time, year-round workers in Baltimore are $61,300 (Census ACS). After 2026 taxes that leaves about $46,925 a year, or $3,910 a month.
What is the minimum wage in Baltimore?
$15.00 an hour. Maryland state minimum wage, effective January 1, 2024. Full-time that is $31,200 a year, or about $25,132 after tax.
How much is property tax in Baltimore?
The median homeowner in Baltimore pays $3,468 a year in real estate taxes on a median home value of $247,400 — an effective rate of about 1.40% (Census ACS).
Sources
Figures are taken from official government publications and were last reviewed on 2026-10-03.
- Comptroller of Maryland, 2026 State and Local Income Tax Withholding Information
- US Census Bureau ACS 2024 1-year via Census Reporter: population, home value, real estate taxes, gross rent, per capita income, full-time earnings (Baltimore, MD)
- US Department of Labor, State Minimum Wage Laws (page updated July 1, 2026)
- US Bureau of Economic Analysis, Regional Price Parities by MSA (table MARPP), 2024 data released February 19, 2026
- BEA, Real Personal Income and Regional Price Parities methodology
- US Census Bureau, American Community Survey 2024 1-year estimates (tables B01003/B01001, B25077, B25103, B25064, B19301, B20018)
- Comptroller of Maryland — Withholding Tax Facts, January–December 2026
- Comptroller of Maryland — Tax Alert: Changes to Standard and Itemized Deductions and Rates (rev. Dec 22, 2025)
- Maryland Department of Labor — FAMLI contributions
- Rev. Proc. 2025-32 (2026 inflation adjustments incl. OBBBA)
- IRS: Tax inflation adjustments for tax year 2026, including OBBBA amendments