Newark Paycheck Calculator 2026
No personal income tax. Newark's 1% payroll tax is paid by employers and is not withheld from wages. A single filer earning $75,000 in Newark takes home about $58,491 a year (22.0% effective tax rate) — and a worker on the city's median full-time pay of $49,691 keeps about $3,376 a month.
Updated 2026-10-03 · Population 317,303 · Median household income $58,490 · Combined sales tax 6.625%
| Bi-weekly | Annual | |
|---|---|---|
| Gross pay | $2,307.69 | $60,000 |
| Federal income tax | -$193.08 | -$5,020 |
| Social Security (6.2%) | -$143.08 | -$3,720 |
| Medicare | -$33.46 | -$870 |
| New Jersey income tax | -$67.97 | -$1,767 |
| Unemployment + Workforce Development (UI/WF/SWF) | -$7.32 | -$190 |
| Temporary Disability Insurance (TDI) | -$4.38 | -$114 |
| Family Leave Insurance (FLI) | -$5.31 | -$138 |
| Take-home pay | $1,853.09 | $48,180 |
- Take-home $48,180 80.3%
- Federal income tax $5,020 8.4%
- Social Security $3,720 6.2%
- Medicare $870 1.5%
- State tax $2,210 3.7%
Take-home pay vs. taxes at every income level in Newark
- Take-home pay
- Total taxes
Your result is ready
2026 take-home pay in Newark at common salaries
Single filer, standard deduction, paid bi-weekly. “Worth nationally” adjusts for New York-Newark-Jersey City, NY-NJ prices. “Rent share” is the median Newark rent ($1,475/month) as a share of take-home.
| Salary | Federal | FICA | State + local | Take-home / yr | Per paycheck | Worth nationally | Rent share |
|---|---|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $691 | $25,594 | $984 | $22,737 | 69% |
| $50,000 | $3,820 | $3,825 | $1,615 | $40,740 | $1,567 | $36,193 | 43% |
| $75,000 | $7,670 | $5,738 | $3,101 | $58,491 | $2,250 | $51,963 | 30% |
| $100,000 | $13,170 | $7,650 | $4,790 | $74,390 | $2,861 | $66,087 | 24% |
| $150,000 | $24,734 | $11,475 | $8,185 | $105,606 | $4,062 | $93,819 | 17% |
| $250,000 | $51,304 | $15,514 | $14,644 | $168,538 | $6,482 | $149,728 | 11% |
Take-home pay on typical Newark incomes
What common local incomes leave after 2026 federal, New Jersey and payroll taxes.
| Income | Gross / yr | Taxes | Take-home / yr | Per month |
|---|---|---|---|---|
| Full-time minimum wage ($15.92/hr) | $33,114 | $5,099 | $28,015 | $2,335 |
| Median full-time worker | $49,691 | $9,181 | $40,510 | $3,376 |
| Median household (married, one earner) | $58,490 | $8,533 | $49,957 | $4,163 |
| Per-capita income (all residents) | $26,359 | Income per resident including children and retirees | ||
Housing costs vs take-home pay in Newark
- Rent: median gross rent is $1,475 a month ($17,700 a year) — 44% of a median full-time worker's take-home pay, above the common 30% affordability guideline. To keep rent at 30% of take-home you need about $75,653 gross a year.
- Home values: the median owner-occupied home is worth $396,600, 6.8× the median household income.
- Property tax: the median homeowner pays $6,681 a year, an effective rate of about 1.68% of home value — $557 a month on top of the mortgage.
What a Newark paycheck is worth
Prices in the New York-Newark-Jersey City, NY-NJ area are 12.6% above the US average (BEA regional price parity 112.6, 2024; housing 148.6). Adjusting take-home pay for local prices:
| Salary | Take-home in Newark | Worth at US-average prices |
|---|---|---|
| $50,000 | $40,740 | $36,193 |
| $75,000 | $58,491 | $51,963 |
| $100,000 | $74,390 | $66,087 |
| $150,000 | $105,606 | $93,819 |
Newark vs other cities on $75,000
Newark next to the other New Jersey cities we cover and the five cities where $75,000 goes about as far once taxes and local prices are counted ($51,963 in national prices here).
| City | Local income tax | Sales tax | Take-home | Price-adjusted |
|---|---|---|---|---|
| Newark | None | 6.63% | $58,491 | $51,963 |
| San Diego, CA | None | 7.75% | $57,952 | $51,795 |
| San Jose, CA | None | 10.00% | $57,952 | $52,482 |
| Los Angeles, CA | None | 10.25% | $57,952 | $51,030 |
| Honolulu, HI | None | 4.50% | $57,048 | $51,412 |
| Portland, OR | None | 0.00% | $55,338 | $52,492 |
Sales tax in Newark
Newark's combined rate of 6.625% is equal to the New Jersey average of 6.63%. A $1,000 purchase costs $1,066.25; if you spend $20,000 a year on taxable goods, that is about $1,325 in sales tax. New Jersey sales tax calculator.
New Jersey income tax rates for 2026
Single
| Taxable income over | Rate |
|---|---|
| $0 | 1.40% |
| $20,000 | 1.75% |
| $35,000 | 3.50% |
| $40,000 | 5.53% |
| $75,000 | 6.37% |
| $500,000 | 8.97% |
| $1,000,000 | 10.75% |
Standard deduction $0 · exemption $1,000
Married filing jointly
| Taxable income over | Rate |
|---|---|
| $0 | 1.40% |
| $20,000 | 1.75% |
| $50,000 | 2.45% |
| $70,000 | 3.50% |
| $80,000 | 5.53% |
| $150,000 | 6.37% |
| $500,000 | 8.97% |
| $1,000,000 | 10.75% |
Standard deduction $0 · exemption $2,000
Other New Jersey payroll deductions
- Unemployment + Workforce Development (UI/WF/SWF): 0.425% of wages up to $44,800
- Temporary Disability Insurance (TDI): 0.190% of wages up to $171,100
- Family Leave Insurance (FLI): 0.230% of wages up to $171,100
Key facts about Newark taxes
- Newark has no individual income tax, but employers pay a 1% city payroll tax on Newark payroll.
- New Jersey has no local sales taxes, so Newark's rate is the 6.625% state rate.
- Some qualified Newark sellers in the Urban Enterprise Zone may charge half the sales tax rate (3.3125%) on eligible sales.
- Median household income is $58,490 (ACS 2024 1-year).
More on New Jersey brackets, deductions and federal withholding: New Jersey (NJ) paycheck calculator.
More New Jersey calculators
- New Jersey (NJ) paycheck calculator
- New Jersey income tax calculator
- New Jersey sales tax calculator
- Newark paycheck calculator
- New Jersey vs New York taxes
- New Jersey vs Pennsylvania taxes
- Florida vs New Jersey taxes
- Delaware vs New Jersey taxes
- Compare New Jersey with any state
What this calculator simplifies
- Age 65+, blind/disabled, veteran and college-student exemptions are not modeled.
- Retirement income exclusions, the property tax deduction/credit, NJ Child Tax Credit and NJ EITC are not modeled.
- NJ uses gross income without federal-style deductions; pre-tax 401(k) contributions are deductible in NJ but other federal pre-tax items may differ and are not modeled.
- Tax Foundation lists a 3.31% maximum local rate for NJ, but no locality adds a general sales tax on top of 6.625%, so maxCombined is shown as 6.625%.
Frequently asked questions
Does Newark have a city income tax?
No personal income tax. Newark's 1% payroll tax is paid by employers and is not withheld from wages.
What is the sales tax in Newark?
The combined sales tax rate in Newark is 6.625%, including the New Jersey state rate of 6.63% — $66.25 on a $1,000 purchase.
How much is $75,000 after taxes in Newark?
About $58,491 per year or $2,250 per bi-weekly paycheck for a single filer in 2026. Adjusted for local prices (New York-Newark-Jersey City, NY-NJ price level 112.6, US = 100) that buys what $51,963 would nationally.
What is the typical salary in Newark?
Median earnings for full-time, year-round workers in Newark are $49,691 (Census ACS). After 2026 taxes that leaves about $40,510 a year, or $3,376 a month.
What is the minimum wage in Newark?
$15.92 an hour. New Jersey minimum wage for most employers, effective January 1, 2026. Full-time that is $33,114 a year, or about $28,015 after tax.
How much is property tax in Newark?
The median homeowner in Newark pays $6,681 a year in real estate taxes on a median home value of $396,600 — an effective rate of about 1.68% (Census ACS).
Sources
Figures are taken from official government publications and were last reviewed on 2026-10-03.
- NJ Division of Taxation, sales and use tax
- Avalara Newark combined sales tax rate 2026 (secondary; state lookup not machine-readable)
- US Census Bureau ACS 2024 1-year via Census Reporter: population, home value, real estate taxes, gross rent, per capita income, full-time earnings (Newark, NJ)
- US Department of Labor, State Minimum Wage Laws (page updated July 1, 2026)
- US Bureau of Economic Analysis, Regional Price Parities by MSA (table MARPP), 2024 data released February 19, 2026
- BEA, Real Personal Income and Regional Price Parities methodology
- US Census Bureau, American Community Survey 2024 1-year estimates (tables B01003/B01001, B25077, B25103, B25064, B19301, B20018)
- NJ Division of Taxation – Tax Rate Schedules (2020 and after)
- NJ Division of Taxation – Exemptions
- NJ Department of Labor – 2026 contribution rates and wage bases
- Rev. Proc. 2025-32 (2026 inflation adjustments incl. OBBBA)
- IRS: Tax inflation adjustments for tax year 2026, including OBBBA amendments