Richmond Paycheck Calculator 2026

No local income tax; Virginia progressive state income tax applies. A single filer earning $75,000 in Richmond takes home about $58,094 a year (22.5% effective tax rate) — and a worker on the city's median full-time pay of $60,576 keeps about $4,015 a month.

Updated 2026-10-03 · Population 233,655 · Median household income $63,390 · Combined sales tax 6.000%

Bi-weekly take-home pay$1,836.70$47,754 per year · effective tax rate 20.4% · marginal 17.8%

	Bi-weekly	Annual
Gross pay	$2,307.69	$60,000
Federal income tax	-$193.08	-$5,020
Social Security (6.2%)	-$143.08	-$3,720
Medicare	-$33.46	-$870
Virginia income tax	-$101.38	-$2,636
Take-home pay	$1,836.70	$47,754

Take-home $47,754 79.6%
Federal income tax $5,020 8.4%
Social Security $3,720 6.2%
Medicare $870 1.5%
State tax $2,636 4.4%

Take-home pay vs. taxes at every income level in Richmond

Take-home pay
Total taxes

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2026 take-home pay in Richmond at common salaries

Single filer, standard deduction, paid bi-weekly. “Worth nationally” adjusts for Richmond, VA prices. “Rent share” is the median Richmond rent ($1,451/month) as a share of take-home.

Salary	Federal	FICA	State + local	Take-home / yr	Per paycheck	Worth nationally	Rent share
$30,000	$1,420	$2,295	$911	$25,374	$976	$25,930	69%
$50,000	$3,820	$3,825	$2,061	$40,294	$1,550	$41,176	43%
$75,000	$7,670	$5,738	$3,498	$58,094	$2,234	$59,366	30%
$100,000	$13,170	$7,650	$4,936	$74,244	$2,856	$75,869	23%
$150,000	$24,734	$11,475	$7,811	$105,980	$4,076	$108,300	16%
$250,000	$51,304	$15,514	$13,561	$169,621	$6,524	$173,334	10%

Take-home pay on typical Richmond incomes

What common local incomes leave after 2026 federal, Virginia and payroll taxes.

Income	Gross / yr	Taxes	Take-home / yr	Per month
Full-time minimum wage ($12.77/hr)	$26,562	$3,792	$22,769	$1,897
Median full-time worker	$60,576	$12,392	$48,184	$4,015
Median household (married, one earner)	$63,390	$10,370	$53,020	$4,418
Per-capita income (all residents)	$46,268	Income per resident including children and retirees

Housing costs vs take-home pay in Richmond

Rent: median gross rent is $1,451 a month ($17,412 a year) — 36% of a median full-time worker's take-home pay, above the common 30% affordability guideline. To keep rent at 30% of take-home you need about $74,930 gross a year.
Home values: the median owner-occupied home is worth $377,900, 6.0× the median household income.
Property tax: the median homeowner pays $3,842 a year, an effective rate of about 1.02% of home value — $320 a month on top of the mortgage.

What a Richmond paycheck is worth

Prices in the Richmond, VA area are 2.1% below the US average (BEA regional price parity 97.9, 2024; housing 99.1). Adjusting take-home pay for local prices:

Salary	Take-home in Richmond	Worth at US-average prices
$50,000	$40,294	$41,176
$75,000	$58,094	$59,366
$100,000	$74,244	$75,869
$150,000	$105,980	$108,300

Richmond vs other cities on $75,000

Richmond next to the other Virginia cities we cover and the five cities where $75,000 goes about as far once taxes and local prices are counted ($59,366 in national prices here).

Dallas

$61,593

Salt Lake City

$59,221

Boise

$58,726

Atlanta

$58,599

Richmond

$58,094

Pittsburgh

$56,988

City	Local income tax	Sales tax	Take-home	Price-adjusted
Dallas, TX	None	8.25%	$61,593	$59,746
Salt Lake City, UT	None	8.45%	$59,221	$58,711
Boise, ID	None	6.00%	$58,726	$59,686
Atlanta, GA	None	8.90%	$58,599	$58,565
Richmond	None	6.00%	$58,094	$59,366
Pittsburgh, PA	$2,250	7.00%	$56,988	$60,195

Sales tax in Richmond

Richmond's combined rate of 6.000% is above the Virginia average of 5.77%. A $1,000 purchase costs $1,060.00; if you spend $20,000 a year on taxable goods, that is about $1,200 in sales tax. Virginia sales tax calculator.

Virginia income tax rates for 2026

Single

Taxable income over	Rate
$0	2.00%
$3,000	3.00%
$5,000	5.00%
$17,000	5.75%

Standard deduction $8,750 · exemption $930

Married filing jointly

Taxable income over	Rate
$0	2.00%
$3,000	3.00%
$5,000	5.00%
$17,000	5.75%

Standard deduction $17,500 · exemption $1,860

Key facts about Richmond taxes

Richmond's sales tax is 6%: 4.3% state, 1% local and 0.7% Central Virginia regional transportation tax.
Richmond is an independent city with no local income tax.
Median household income is $63,390 (ACS 2024 1-year).

More on Virginia brackets, deductions and federal withholding: Virginia (VA) paycheck calculator.

More Virginia calculators

What this calculator simplifies

Ignores the age deduction, the $800 age and blindness exemptions, the subtraction for Social Security benefits, and Virginia credits.
Head of household uses the single standard deduction, as Virginia does.

Richmond's car tax

Richmond levies personal property tax on vehicles at $3.70 per $100 of assessed value, based on the vehicle's value on January 1 and due on June 5. Virginia's Personal Property Tax Relief Act (PPTRA) partly offsets it for personal-use vehicles: qualifying vehicles worth $1,000 or less are fully exempt, and above that a percentage of the tax on the first $20,000 of value is relieved. The city's published example uses a relief rate of 22% (the 2024 rate).

That percentage keeps falling because Richmond's share of state relief is fixed at $16.7 million a year while the number and value of vehicles grow. The adopted rate was 58% in 2015, 50% from 2020 to 2022 (when the city froze it above the calculated 30%), 37% in 2023 and 22% in 2024.

For a personal car assessed at $25,000, the tax is $925. PPTRA relief is $163 (22% of the tax on the first $20,000), leaving about $762 to pay, roughly $64 a month. A business-use vehicle gets no relief. Late payment adds a penalty of 2% (rising to 10%, minimum $10) and 10% annual interest.

Real estate and meals tax

Richmond's real estate tax is $1.20 per $100 of assessed value, so $4,535 a year on a home assessed at $377,900, the Census median home value for the city. The first half is due January 14. Eating out costs more than shopping: restaurant meals carry the city's 7.5% meals tax on top of the 6% sales tax, so a $50 restaurant bill comes to $56.75.

Frequently asked questions

Does Richmond have a city income tax?

No local income tax; Virginia progressive state income tax applies.

What is the sales tax in Richmond?

The combined sales tax rate in Richmond is 6.000%, including the Virginia state rate of 5.30% — $60.00 on a $1,000 purchase.

How much is $75,000 after taxes in Richmond?

About $58,094 per year or $2,234 per bi-weekly paycheck for a single filer in 2026. Adjusted for local prices (Richmond, VA price level 97.9, US = 100) that buys what $59,366 would nationally.

What is the typical salary in Richmond?

Median earnings for full-time, year-round workers in Richmond are $60,576 (Census ACS). After 2026 taxes that leaves about $48,184 a year, or $4,015 a month.

What is the minimum wage in Richmond?

$12.77 an hour. Virginia state minimum wage, effective January 1, 2026. Full-time that is $26,562 a year, or about $22,769 after tax.

How much is property tax in Richmond?

The median homeowner in Richmond pays $3,842 a year in real estate taxes on a median home value of $377,900 — an effective rate of about 1.02% (Census ACS).

What is the car tax rate in Richmond, VA?

$3.70 per $100 of assessed value, due June 5. PPTRA relief reduces the tax on the first $20,000 of a personal vehicle's value.

What is the meals tax in Richmond?

7.5% on prepared meals, on top of the 6% sales tax, for 13.5% in total.

Sources

Figures are taken from official government publications and were last reviewed on 2026-10-03.