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Missouri Income Tax Calculator 2026

Missouri has a progressive income tax with a top rate of 4.70% in 2026. Enter your income to see your annual state and federal tax bill.

Updated 2026-10-03

Dependents, 401(k), overtime & tips
Annual take-home pay$48,507$48,507 per year · effective tax rate 19.2% · marginal 16.7%
AnnualAnnual
Gross pay$60,000.00$60,000
Federal income tax-$5,020.00-$5,020
Social Security (6.2%)-$3,720.00-$3,720
Medicare-$870.00-$870
Missouri income tax-$1,882.67-$1,883
Take-home pay$48,507.33$48,507
Take-home: $48,507 (80.8%)Federal income tax: $5,020 (8.4%)Social Security: $3,720 (6.2%)Medicare: $870 (1.5%)State tax: $1,883 (3.1%)81% kept
  • Take-home $48,507 80.8%
  • Federal income tax $5,020 8.4%
  • Social Security $3,720 6.2%
  • Medicare $870 1.5%
  • State tax $1,883 3.1%

Take-home pay vs. taxes at every income level in Missouri

$0$53,029$106,057$159,086$212,115$20,000$160,000$300,000
  • Take-home pay
  • Total taxes

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Missouri effective state tax rate by income

0.0%26.3%52.5%78.8%105.0%$10,000$160,000$310,000

2026 take-home pay in Missouri at common salaries

Single filer, standard deduction, no pre-tax deductions, paid bi-weekly.

SalaryFederalFICAState + localTake-home / yrPer paycheckEffective
$30,000$1,420$2,295$473$25,812$99314.0%
$50,000$3,820$3,825$1,413$40,942$1,57518.1%
$75,000$7,670$5,738$2,588$59,005$2,26921.3%
$100,000$13,170$7,650$3,763$75,417$2,90124.6%
$150,000$24,734$11,475$6,113$107,678$4,14128.2%
$250,000$51,304$15,514$10,813$172,369$6,63031.1%
$30,000
$25,812
$4,188
$50,000
$40,942
$9,058
$75,000
$59,005
$15,995
$100,000
$75,417
$24,583
$150,000
$107,678
$42,322
$250,000
$172,369
$77,631

Missouri income tax rates for 2026

Single

Taxable income overRate
$00.00%
$1,3482.00%
$2,6962.50%
$4,0443.00%
$5,3923.50%
$6,7404.00%
$8,0884.50%
$9,4364.70%

Standard deduction $16,100

Married filing jointly

Taxable income overRate
$00.00%
$1,3482.00%
$2,6962.50%
$4,0443.00%
$5,3923.50%
$6,7404.00%
$8,0884.50%
$9,4364.70%

Standard deduction $32,200

Local taxes: Kansas City and St. Louis each levy a 1% earnings tax on residents and on nonresidents who work in the city. No other Missouri localities tax wages. Enter your local rate under “Dependents, 401(k), overtime & tips” in the calculator.

Key facts about Missouri taxes

Federal taxes withheld from every Missouri paycheck

Federal bracket (2026, single)Rate
Over $010%
Over $12,40012%
Over $50,40022%
Over $105,70024%
Over $201,77532%
Over $256,22535%
Over $640,60037%

More Missouri calculators

What this calculator simplifies

Missouri brackets: 4.7% on almost everything

Missouri has eight brackets from 0% to 4.7%, but they are narrow and identical for every filing status. The top rate starts at $9,436 of taxable income, so anyone earning a full-time wage pays 4.7% on most of their income; the lower brackets save a maximum of a few hundred dollars.

Missouri uses the federal standard deduction ($16,100 single, $32,200 joint, $24,150 head of household) or your federal itemized deductions with adjustments. There is no personal or dependent exemption.

The federal income tax deduction

Missouri is one of the few states that lets you deduct part of your federal income tax. The percentage depends on Missouri adjusted gross income, and the deduction is capped at $5,000 ($10,000 for married filing combined).

Missouri AGIShare of federal tax deductible
$25,000 or less35%
$25,001 to $50,00025%
$50,001 to $100,00015%
$100,001 to $125,0005%
$125,001 or more0%

Worked example: family of four with $90,000

A married couple filing combined with two children and $90,000 of wages subtracts the $32,200 standard deduction, leaving $57,800 of taxable income before the federal tax deduction. Missouri tax on that amount is $2,536. With Missouri AGI between $50,001 and $100,000, they can also deduct 15% of their federal income tax, which lowers the bill further. Our calculator does not apply this deduction, so its Missouri figure is slightly high for incomes under $125,000.

Social Security, pensions and capital gains

Missouri has removed several types of income from its tax base in recent years.

  • Social Security and Social Security Disability: fully exempt for taxpayers 62 or older and SSDI recipients, claimed on Form MO-A.
  • Public and private pensions: separate exemptions on Form MO-A, with limits.
  • Capital gains: from 2025, 100% of capital gains reported federally is subtracted from Missouri AGI.
  • Active-duty military pay is subtracted from Missouri income.

Credits, residency and the deadline

The Missouri Working Family Tax Credit equals 20% of your federal earned income credit for 2025 and is not refundable. Seniors and 100% disabled residents with low incomes can claim the property tax credit on Form MO-PTC.

Residents earning income in another state claim a credit on Form MO-CR; nonresidents and part-year residents use Form MO-NRI to tax only their Missouri share. The 2026 MO-1040 is due April 15, 2027, with an extension to October 15 to file but not to pay. Kansas City and St. Louis earnings taxes are filed separately with each city.

Frequently asked questions

Does Missouri have a state income tax?

Yes. Missouri has a progressive income tax for 2026 with rates from 0.00% up to 4.70%.

How much is take-home pay on $75,000 in Missouri (MO)?

A single filer earning $75,000 in Missouri takes home about $59,005 a year ($2,269 per bi-weekly paycheck) in 2026, after $7,670 federal income tax, $5,738 FICA and $2,588 in state and local taxes. That is an effective rate of 21.3%.

What is the sales tax rate in Missouri?

The Missouri state sales tax rate is 4.23%. With local taxes the average combined rate is 8.44%, and the highest combined rate is 10.47%.

What is the 2026 federal standard deduction?

$16,100 for single filers, $32,200 for married couples filing jointly and $24,150 for heads of household.

How much Social Security and Medicare is withheld?

Employees pay 6.2% Social Security on wages up to $184,500 in 2026, and 1.45% Medicare on all wages, plus 0.9% Additional Medicare on wages over $200,000 (single).

Can I deduct federal income tax on my Missouri return?

Yes, a share of it: 35% down to 0% depending on Missouri AGI, capped at $5,000 ($10,000 married filing combined).

Does Missouri tax capital gains?

No, starting with tax year 2025. All capital gains reported on your federal return are subtracted from Missouri AGI.

Does Missouri tax Social Security?

Not for taxpayers 62 or older or Social Security Disability recipients, who can exempt their benefits on Form MO-A.

How big is the Missouri Working Family Tax Credit?

20% of your federal earned income credit (2025), nonrefundable.

Sources

Figures are taken from official government publications and were last reviewed on 2026-10-03.

  1. Missouri DOR — 2026 Missouri Withholding Tax Formula
  2. Tax Foundation — 2026 State Income Tax Rates and Brackets (cross-check)
  3. Tax Foundation — State and Local Sales Tax Rates, Midyear 2026
  4. Rev. Proc. 2025-32 (2026 inflation adjustments incl. OBBBA)
  5. IRS: Tax inflation adjustments for tax year 2026, including OBBBA amendments
  6. IRS: 401(k) limit increases to $24,500 for 2026, IRA limit increases to $7,500
  7. Rev. Proc. 2025-19 (2026 HSA limits)
  8. IRS: Correction to SALT deduction amount in the 2026 Form 1040-ES
  9. IRS Topic No. 560, Additional Medicare Tax
  10. IRS Topic No. 559, Net Investment Income Tax
  11. IRS: Working Families Tax Cuts (OBBBA) deductions for working Americans and seniors
  12. IRS: Child Tax Credit
  13. IRS Publication 15 (2026), Employer’s Tax Guide (supplemental wage withholding)
  14. IRS Instructions for Forms W-2G and 5754 (gambling withholding)
  15. SSA 2026 Cost-of-Living Adjustment Fact Sheet
  16. Missouri DOR — 2025 Form MO-1040 Instructions
  17. Missouri DOR — 2025 Individual Income Tax Year Changes