Missouri (MO) Paycheck Calculator 2026
Estimate take-home pay in Missouri (MO) for salary or hourly work. On a $50,000 salary a single filer keeps about $40,942 a year, or $1,575 every two weeks.
Updated 2026-10-03 · 2026 IRS and Missouri rates
| Bi-weekly | Annual | |
|---|---|---|
| Gross pay | $2,307.69 | $60,000 |
| Federal income tax | -$193.08 | -$5,020 |
| Social Security (6.2%) | -$143.08 | -$3,720 |
| Medicare | -$33.46 | -$870 |
| Missouri income tax | -$72.41 | -$1,883 |
| Take-home pay | $1,865.67 | $48,507 |
- Take-home $48,507 80.8%
- Federal income tax $5,020 8.4%
- Social Security $3,720 6.2%
- Medicare $870 1.5%
- State tax $1,883 3.1%
Take-home pay vs. taxes at every income level in Missouri
- Take-home pay
- Total taxes
Your result is ready
2026 take-home pay in Missouri at common salaries
Single filer, standard deduction, no pre-tax deductions, paid bi-weekly.
| Salary | Federal | FICA | State + local | Take-home / yr | Per paycheck | Effective |
|---|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $473 | $25,812 | $993 | 14.0% |
| $50,000 | $3,820 | $3,825 | $1,413 | $40,942 | $1,575 | 18.1% |
| $75,000 | $7,670 | $5,738 | $2,588 | $59,005 | $2,269 | 21.3% |
| $100,000 | $13,170 | $7,650 | $3,763 | $75,417 | $2,901 | 24.6% |
| $150,000 | $24,734 | $11,475 | $6,113 | $107,678 | $4,141 | 28.2% |
| $250,000 | $51,304 | $15,514 | $10,813 | $172,369 | $6,630 | 31.1% |
- Take-home
- Total tax
Missouri income tax rates for 2026
Single
| Taxable income over | Rate |
|---|---|
| $0 | 0.00% |
| $1,348 | 2.00% |
| $2,696 | 2.50% |
| $4,044 | 3.00% |
| $5,392 | 3.50% |
| $6,740 | 4.00% |
| $8,088 | 4.50% |
| $9,436 | 4.70% |
Standard deduction $16,100
Married filing jointly
| Taxable income over | Rate |
|---|---|
| $0 | 0.00% |
| $1,348 | 2.00% |
| $2,696 | 2.50% |
| $4,044 | 3.00% |
| $5,392 | 3.50% |
| $6,740 | 4.00% |
| $8,088 | 4.50% |
| $9,436 | 4.70% |
Standard deduction $32,200
Local taxes: Kansas City and St. Louis each levy a 1% earnings tax on residents and on nonresidents who work in the city. No other Missouri localities tax wages. Enter your local rate under “Dependents, 401(k), overtime & tips” in the calculator.
Key facts about Missouri taxes
- Missouri’s top income tax rate is 4.7% for 2026 and applies to taxable income above $9,436. The same brackets apply to every filing status.
- The first $1,348 of Missouri taxable income is taxed at 0%.
- Missouri uses the federal standard deduction: $16,100 single, $32,200 married filing jointly and $24,150 head of household for 2026.
- Supplemental wages paid separately may be withheld at a flat 4.7%.
- Kansas City and St. Louis each charge a 1% earnings tax on wages.
- Missouri’s state sales tax is 4.225%, but local add-ons bring the average combined rate to about 8.44%.
Federal taxes withheld from every Missouri paycheck
| Federal bracket (2026, single) | Rate |
|---|---|
| Over $0 | 10% |
| Over $12,400 | 12% |
| Over $50,400 | 22% |
| Over $105,700 | 24% |
| Over $201,775 | 32% |
| Over $256,225 | 35% |
| Over $640,600 | 37% |
More Missouri calculators
- Missouri (MO) paycheck calculator
- Missouri income tax calculator
- Missouri sales tax calculator
- Kansas City paycheck calculator
- St. Louis paycheck calculator
- Compare Missouri with any state
What this calculator simplifies
- Missouri’s deduction for federal income tax paid (for lower incomes), Social Security and public pension exemptions, and capital gains subtraction are not modeled.
- City earnings tax applies only if you live or work in Kansas City or St. Louis.
Form MO W-4 and the Missouri formula
Missouri withholding is calculated from Form MO W-4. Your employer annualizes your wages, subtracts a standard deduction based on your filing status ($16,100 for single, married filing separately and married with a working spouse; $24,150 for head of household), and applies the graduated rates from 0% up to 4.7%. Married employees whose spouse does not work check the box on line 1 to get the $32,200 deduction.
The Department of Revenue’s own example: a married employee whose spouse works, earning $35,000, has $18,900 of Missouri taxable wages after the $16,100 deduction and about $708 of annual withholding. Withholding is rounded to the nearest whole dollar each pay period.
Kansas City and St. Louis earnings taxes
Kansas City and the City of St. Louis each levy a 1% earnings tax on residents, wherever they work, and on nonresidents for work done in the city. No other Missouri city or county taxes wages.
A single worker earning $60,000 who lives in St. Louis takes home about $1,843 per bi-weekly check, with about $23.08 going to the earnings tax and $72 to Missouri income tax. The same worker in Springfield or Columbia keeps the extra $23.08. Our calculator leaves the city tax at 0% by default; enter 1% if you live or work in either city.
Bonuses and overtime paid separately
When bonuses or overtime are paid with regular wages, Missouri withholds as if the whole amount were a normal paycheck. When they are paid separately, the employer can either withhold a flat 4.7% or add the payment to regular wages, calculate the tax on the total and subtract what was already withheld. On a $2,000 bonus the flat method withholds $94 for Missouri.
You can ask for extra Missouri withholding each pay period on line 2 of the MO W-4 if you expect to owe more, for example because both spouses work.
Commuting between Missouri and Kansas or Illinois
Kansas residents working in Missouri have Missouri tax withheld, and Kansas then collects only the difference between its tax and Missouri’s. Illinois residents commuting to St. Louis pay Missouri tax and the city earnings tax, then claim a credit on their Illinois return.
Missouri residents who work in another state pay that state’s tax and claim a credit for it on Form MO-CR. Nonresidents and part-year residents use Form MO-NRI to work out the share of their income Missouri can tax.
Frequently asked questions
Does Missouri have a state income tax?
Yes. Missouri has a progressive income tax for 2026 with rates from 0.00% up to 4.70%.
How much is take-home pay on $75,000 in Missouri (MO)?
A single filer earning $75,000 in Missouri takes home about $59,005 a year ($2,269 per bi-weekly paycheck) in 2026, after $7,670 federal income tax, $5,738 FICA and $2,588 in state and local taxes. That is an effective rate of 21.3%.
What is the sales tax rate in Missouri?
The Missouri state sales tax rate is 4.23%. With local taxes the average combined rate is 8.44%, and the highest combined rate is 10.47%.
What is the 2026 federal standard deduction?
$16,100 for single filers, $32,200 for married couples filing jointly and $24,150 for heads of household.
How much Social Security and Medicare is withheld?
Employees pay 6.2% Social Security on wages up to $184,500 in 2026, and 1.45% Medicare on all wages, plus 0.9% Additional Medicare on wages over $200,000 (single).
How much Missouri tax is withheld from a bonus?
If paid separately, either a flat 4.7% or the aggregate method, at the employer’s choice.
Who pays the Kansas City or St. Louis earnings tax?
Residents of each city on all their wages, and nonresidents on wages for work performed in the city. The rate is 1%.
What does the box on line 1 of the MO W-4 do?
It tells your employer your spouse does not work, which raises your withholding standard deduction to $32,200.
Sources
Figures are taken from official government publications and were last reviewed on 2026-10-03.
- Missouri DOR — 2026 Missouri Withholding Tax Formula
- Tax Foundation — 2026 State Income Tax Rates and Brackets (cross-check)
- Tax Foundation — State and Local Sales Tax Rates, Midyear 2026
- Rev. Proc. 2025-32 (2026 inflation adjustments incl. OBBBA)
- IRS: Tax inflation adjustments for tax year 2026, including OBBBA amendments
- IRS: 401(k) limit increases to $24,500 for 2026, IRA limit increases to $7,500
- Rev. Proc. 2025-19 (2026 HSA limits)
- IRS: Correction to SALT deduction amount in the 2026 Form 1040-ES
- IRS Topic No. 560, Additional Medicare Tax
- IRS Topic No. 559, Net Investment Income Tax
- IRS: Working Families Tax Cuts (OBBBA) deductions for working Americans and seniors
- IRS: Child Tax Credit
- IRS Publication 15 (2026), Employer’s Tax Guide (supplemental wage withholding)
- IRS Instructions for Forms W-2G and 5754 (gambling withholding)
- SSA 2026 Cost-of-Living Adjustment Fact Sheet
- Missouri DOR — 2025 Form MO-1040 Instructions