Phoenix Paycheck Calculator 2026
No city income tax; Arizona flat state income tax applies. A single filer earning $75,000 in Phoenix takes home about $60,111 a year (19.9% effective tax rate) — and a worker on the city's median full-time pay of $57,473 keeps about $3,943 a month.
Updated 2026-10-03 · Population 1,673,122 · Median household income $85,246 · Combined sales tax 9.100%
| Bi-weekly | Annual | |
|---|---|---|
| Gross pay | $2,307.69 | $60,000 |
| Federal income tax | -$193.08 | -$5,020 |
| Social Security (6.2%) | -$143.08 | -$3,720 |
| Medicare | -$33.46 | -$870 |
| Arizona income tax | -$42.55 | -$1,106 |
| Take-home pay | $1,895.53 | $49,284 |
- Take-home $49,284 82.1%
- Federal income tax $5,020 8.4%
- Social Security $3,720 6.2%
- Medicare $870 1.5%
- State tax $1,106 1.8%
Take-home pay vs. taxes at every income level in Phoenix
- Take-home pay
- Total taxes
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2026 take-home pay in Phoenix at common salaries
Single filer, standard deduction, paid bi-weekly. “Worth nationally” adjusts for Phoenix-Mesa-Chandler, AZ prices. “Rent share” is the median Phoenix rent ($1,712/month) as a share of take-home.
| Salary | Federal | FICA | State + local | Take-home / yr | Per paycheck | Worth nationally | Rent share |
|---|---|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $356 | $25,929 | $997 | $25,097 | 79% |
| $50,000 | $3,820 | $3,825 | $856 | $41,499 | $1,596 | $40,167 | 50% |
| $75,000 | $7,670 | $5,738 | $1,481 | $60,111 | $2,312 | $58,182 | 34% |
| $100,000 | $13,170 | $7,650 | $2,106 | $77,074 | $2,964 | $74,600 | 27% |
| $150,000 | $24,734 | $11,475 | $3,356 | $110,435 | $4,247 | $106,890 | 19% |
| $250,000 | $51,304 | $15,514 | $5,856 | $177,326 | $6,820 | $171,634 | 12% |
Take-home pay on typical Phoenix incomes
What common local incomes leave after 2026 federal, Arizona and payroll taxes.
| Income | Gross / yr | Taxes | Take-home / yr | Per month |
|---|---|---|---|---|
| Full-time minimum wage ($15.15/hr) | $31,512 | $4,406 | $27,106 | $2,259 |
| Median full-time worker | $57,473 | $10,157 | $47,316 | $3,943 |
| Median household (married, one earner) | $85,246 | $13,734 | $71,512 | $5,959 |
| Per-capita income (all residents) | $42,655 | Income per resident including children and retirees | ||
Housing costs vs take-home pay in Phoenix
- Rent: median gross rent is $1,712 a month ($20,544 a year) — 43% of a median full-time worker's take-home pay, above the common 30% affordability guideline. To keep rent at 30% of take-home you need about $85,442 gross a year.
- Home values: the median owner-occupied home is worth $454,900, 5.3× the median household income.
- Property tax: the median homeowner pays $1,816 a year, an effective rate of about 0.40% of home value — $151 a month on top of the mortgage.
What a Phoenix paycheck is worth
Prices in the Phoenix-Mesa-Chandler, AZ area are 3.3% above the US average (BEA regional price parity 103.3, 2024; housing 121.2). Adjusting take-home pay for local prices:
| Salary | Take-home in Phoenix | Worth at US-average prices |
|---|---|---|
| $50,000 | $41,499 | $40,167 |
| $75,000 | $60,111 | $58,182 |
| $100,000 | $77,074 | $74,600 |
| $150,000 | $110,435 | $106,890 |
Phoenix vs other cities on $75,000
Phoenix next to the other Arizona cities we cover and the five cities where $75,000 goes about as far once taxes and local prices are counted ($58,182 in national prices here).
| City | Local income tax | Sales tax | Take-home | Price-adjusted |
|---|---|---|---|---|
| Anchorage, AK | None | 0.00% | $61,322 | $58,169 |
| Phoenix | None | 9.10% | $60,111 | $58,182 |
| Salt Lake City, UT | None | 8.45% | $59,221 | $58,711 |
| Atlanta, GA | None | 8.90% | $58,599 | $58,565 |
| Richmond, VA | None | 6.00% | $58,094 | $59,366 |
| Detroit, MI | $1,800 | 6.00% | $56,856 | $56,687 |
Sales tax in Phoenix
Phoenix's combined rate of 9.100% is above the Arizona average of 8.54%. A $1,000 purchase costs $1,091.00; if you spend $20,000 a year on taxable goods, that is about $1,820 in sales tax. Arizona sales tax calculator.
Arizona income tax rates for 2026
Single
| Taxable income over | Rate |
|---|---|
| $0 | 2.50% |
Standard deduction $15,750
Married filing jointly
| Taxable income over | Rate |
|---|---|
| $0 | 2.50% |
Standard deduction $31,500
Key facts about Phoenix taxes
- Phoenix's combined retail transaction privilege (sales) tax is 9.1%: 5.6% Arizona, 0.7% Maricopa County and 2.8% City of Phoenix (City of Phoenix combined rate chart, effective Jan 1, 2026).
- For a single retail item priced above $14,338, the city rate on the portion above that amount is 2.0%, for 8.3% combined.
- Phoenix also charges city tax on residential and commercial rentals (commercial rental 2.9% city).
- There is no local income tax in Phoenix.
- Median household income is $85,246 (ACS 2024 1-year).
More on Arizona brackets, deductions and federal withholding: Arizona (AZ) paycheck calculator.
More Arizona calculators
- Arizona (AZ) paycheck calculator
- Arizona income tax calculator
- Arizona sales tax calculator
- Phoenix paycheck calculator
- Arizona vs California taxes
- Arizona vs Texas taxes
- Arizona vs Colorado taxes
- Arizona vs Nevada taxes
- Compare Arizona with any state
What this calculator simplifies
- Uses the HB 4168 standard deduction figures. Any inflation adjustment for 2026 had not been published as of October 2026.
- The dependent credit phases out above $200,000 of federal AGI ($400,000 for joint filers). This is not modeled.
- The tips and overtime subtractions and the charitable increase to the standard deduction are not modeled.
Frequently asked questions
Does Phoenix have a city income tax?
No city income tax; Arizona flat state income tax applies.
What is the sales tax in Phoenix?
The combined sales tax rate in Phoenix is 9.100%, including the Arizona state rate of 5.60% — $91.00 on a $1,000 purchase.
How much is $75,000 after taxes in Phoenix?
About $60,111 per year or $2,312 per bi-weekly paycheck for a single filer in 2026. Adjusted for local prices (Phoenix-Mesa-Chandler, AZ price level 103.3, US = 100) that buys what $58,182 would nationally.
What is the typical salary in Phoenix?
Median earnings for full-time, year-round workers in Phoenix are $57,473 (Census ACS). After 2026 taxes that leaves about $47,316 a year, or $3,943 a month.
What is the minimum wage in Phoenix?
$15.15 an hour. Arizona state minimum wage, effective January 1, 2026. Full-time that is $31,512 a year, or about $27,106 after tax.
How much is property tax in Phoenix?
The median homeowner in Phoenix pays $1,816 a year in real estate taxes on a median home value of $454,900 — an effective rate of about 0.40% (Census ACS).
Sources
Figures are taken from official government publications and were last reviewed on 2026-10-03.
- City of Phoenix combined tax rate chart, effective Jan 1, 2026
- City of Phoenix, current combined tax rates
- US Census Bureau ACS 2024 1-year via Census Reporter: population, home value, real estate taxes, gross rent, per capita income, full-time earnings (Phoenix, AZ)
- US Department of Labor, State Minimum Wage Laws (page updated July 1, 2026)
- US Bureau of Economic Analysis, Regional Price Parities by MSA (table MARPP), 2024 data released February 19, 2026
- BEA, Real Personal Income and Regional Price Parities methodology
- US Census Bureau, American Community Survey 2024 1-year estimates (tables B01003/B01001, B25077, B25103, B25064, B19301, B20018)
- Arizona Legislature – SB 1861/HB 4168 fact sheet (as enacted)
- Arizona Legislature – HB 4168 summary
- Tax Foundation – 2026 State Income Tax Rates and Brackets
- Rev. Proc. 2025-32 (2026 inflation adjustments incl. OBBBA)
- IRS: Tax inflation adjustments for tax year 2026, including OBBBA amendments