Nashville Paycheck Calculator 2026
Tennessee has no tax on wages (the Hall tax on investment income was fully repealed in 2021). A single filer earning $75,000 in Nashville takes home about $61,593 a year (17.9% effective tax rate) — and a worker on the city's median full-time pay of $62,024 keeps about $4,335 a month.
Updated 2026-10-03 · Population 704,965 · Median household income $80,090 · Combined sales tax 9.750%
| Bi-weekly | Annual | |
|---|---|---|
| Gross pay | $2,307.69 | $60,000 |
| Federal income tax | -$193.08 | -$5,020 |
| Social Security (6.2%) | -$143.08 | -$3,720 |
| Medicare | -$33.46 | -$870 |
| Tennessee income tax | -$0.00 | -$0 |
| Take-home pay | $1,938.08 | $50,390 |
- Take-home $50,390 84.0%
- Federal income tax $5,020 8.4%
- Social Security $3,720 6.2%
- Medicare $870 1.5%
Take-home pay vs. taxes at every income level in Nashville
- Take-home pay
- Total taxes
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2026 take-home pay in Nashville at common salaries
Single filer, standard deduction, paid bi-weekly. “Worth nationally” adjusts for Nashville-Davidson--Murfreesboro--Franklin, TN prices. “Rent share” is the median Nashville rent ($1,669/month) as a share of take-home.
| Salary | Federal | FICA | State + local | Take-home / yr | Per paycheck | Worth nationally | Rent share |
|---|---|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $0 | $26,285 | $1,011 | $27,284 | 76% |
| $50,000 | $3,820 | $3,825 | $0 | $42,355 | $1,629 | $43,965 | 47% |
| $75,000 | $7,670 | $5,738 | $0 | $61,593 | $2,369 | $63,934 | 33% |
| $100,000 | $13,170 | $7,650 | $0 | $79,180 | $3,045 | $82,190 | 25% |
| $150,000 | $24,734 | $11,475 | $0 | $113,791 | $4,377 | $118,116 | 18% |
| $250,000 | $51,304 | $15,514 | $0 | $183,182 | $7,045 | $190,145 | 11% |
Take-home pay on typical Nashville incomes
What common local incomes leave after 2026 federal, Tennessee and payroll taxes.
| Income | Gross / yr | Taxes | Take-home / yr | Per month |
|---|---|---|---|---|
| Full-time minimum wage ($7.25/hr) | $15,080 | $1,154 | $13,926 | $1,161 |
| Median full-time worker | $62,024 | $10,008 | $52,016 | $4,335 |
| Median household (married, one earner) | $80,090 | $11,378 | $68,712 | $5,726 |
| Per-capita income (all residents) | $51,787 | Income per resident including children and retirees | ||
Housing costs vs take-home pay in Nashville
- Rent: median gross rent is $1,669 a month ($20,028 a year) — 39% of a median full-time worker's take-home pay, above the common 30% affordability guideline. To keep rent at 30% of take-home you need about $81,292 gross a year.
- Home values: the median owner-occupied home is worth $438,800, 5.5× the median household income.
- Property tax: the median homeowner pays $2,471 a year, an effective rate of about 0.56% of home value — $206 a month on top of the mortgage.
What a Nashville paycheck is worth
Prices in the Nashville-Davidson--Murfreesboro--Franklin, TN area are 3.7% below the US average (BEA regional price parity 96.3, 2024; housing 104.6). Adjusting take-home pay for local prices:
| Salary | Take-home in Nashville | Worth at US-average prices |
|---|---|---|
| $50,000 | $42,355 | $43,965 |
| $75,000 | $61,593 | $63,934 |
| $100,000 | $79,180 | $82,190 |
| $150,000 | $113,791 | $118,116 |
Nashville vs other cities on $75,000
Nashville next to the other Tennessee cities we cover and the five cities where $75,000 goes about as far once taxes and local prices are counted ($63,934 in national prices here).
| City | Local income tax | Sales tax | Take-home | Price-adjusted |
|---|---|---|---|---|
| Nashville | None | 9.75% | $61,593 | $63,934 |
| Memphis, TN | None | 9.75% | $61,593 | $66,818 |
| San Antonio, TX | None | 8.25% | $61,593 | $65,029 |
| Austin, TX | None | 8.25% | $61,593 | $62,807 |
| New Orleans, LA | None | 10.00% | $59,729 | $64,504 |
| Oklahoma City, OK | None | 8.63% | $58,763 | $64,998 |
| Kansas City, MO | $750 | 8.97% | $58,255 | $62,949 |
Sales tax in Nashville
Nashville's combined rate of 9.750% is above the Tennessee average of 9.61%. A $1,000 purchase costs $1,097.50; if you spend $20,000 a year on taxable goods, that is about $1,950 in sales tax. Tennessee sales tax calculator.
Tennessee income tax rates for 2026
Tennessee has no state income tax on wages.
Key facts about Nashville taxes
- Nashville's sales tax is 9.75%: 7% Tennessee, 2.25% Davidson County and a 0.5% transit surcharge approved by voters in 2024.
- Tennessee has no income tax on wages or investment income.
- Tennessee charges a lower 4% state rate on groceries, plus local tax.
- Median household income is $80,090 for Nashville-Davidson (balance) (ACS 2024 1-year).
More on Tennessee brackets, deductions and federal withholding: Tennessee (TN) paycheck calculator.
More Tennessee calculators
- Tennessee (TN) paycheck calculator
- Tennessee income tax calculator
- Tennessee sales tax calculator
- Nashville paycheck calculator
- Memphis paycheck calculator
- California vs Tennessee taxes
- Illinois vs Tennessee taxes
- Tennessee vs Texas taxes
- Florida vs Tennessee taxes
- Georgia vs Tennessee taxes
- Compare Tennessee with any state
What this calculator simplifies
- No state income tax to model. The single-article sales tax cap and the business franchise and excise taxes are not modeled.
Nashville property tax: USD vs GSD
Metro Nashville is a consolidated city-county with two property tax rates. Property in the Urban Services District pays $2.814 per $100 of assessed value, and property in the General Services District pays $2.782, according to the Metropolitan Trustee's tax calculation guide (last updated August 2025). Residential property is assessed at 25% of appraised value under Tennessee law.
On the median Nashville home of $438,800 (assessed at $109,700), that is about $3,087 a year in the USD or $3,052 in the GSD. The Census survey's self-reported median bill is lower, at $2,471.
When Nashville tax bills arrive
The Metropolitan Trustee mails property tax statements in the first week of October, and the collection period runs to the last day of February. Partial payments are allowed, but anything unpaid after February carries interest under Tennessee law. Tennessee has no tax on wages, so a Nashville worker's main taxes are federal income tax and FICA from each paycheck, the 9.75% sales tax and, for owners, this bill. The Trustee also runs property tax relief and tax freeze programs, which have their own eligibility checklists.
Frequently asked questions
Does Nashville have a city income tax?
Tennessee has no tax on wages (the Hall tax on investment income was fully repealed in 2021).
What is the sales tax in Nashville?
The combined sales tax rate in Nashville is 9.750%, including the Tennessee state rate of 7.00% — $97.50 on a $1,000 purchase.
How much is $75,000 after taxes in Nashville?
About $61,593 per year or $2,369 per bi-weekly paycheck for a single filer in 2026. Adjusted for local prices (Nashville-Davidson--Murfreesboro--Franklin, TN price level 96.3, US = 100) that buys what $63,934 would nationally.
What is the typical salary in Nashville?
Median earnings for full-time, year-round workers in Nashville are $62,024 (Census ACS). After 2026 taxes that leaves about $52,016 a year, or $4,335 a month.
What is the minimum wage in Nashville?
$7.25 an hour. Federal minimum wage under the Fair Labor Standards Act, in effect since July 24, 2009; Tennessee has no higher state minimum wage. Full-time that is $15,080 a year, or about $13,926 after tax.
How much is property tax in Nashville?
The median homeowner in Nashville pays $2,471 a year in real estate taxes on a median home value of $438,800 — an effective rate of about 0.56% (Census ACS).
What is the Nashville property tax rate?
$2.814 per $100 of assessed value in the Urban Services District and $2.782 in the General Services District. Homes are assessed at 25% of appraised value.
When are Nashville property taxes due?
Bills are mailed in early October and must be paid by the last day of February to avoid interest.
Sources
Figures are taken from official government publications and were last reviewed on 2026-10-03.
- TN Department of Revenue: Sales and Use Tax
- Avalara Nashville combined sales tax rate 2026 (secondary; state lookup not machine-readable)
- US Census Bureau ACS 2024 1-year via Census Reporter: population, home value, real estate taxes, gross rent, per capita income, full-time earnings (Nashville-Davidson, TN)
- US Department of Labor, federal minimum wage ($7.25 under the FLSA)
- US Department of Labor, State Minimum Wage Laws (page updated July 1, 2026)
- US Bureau of Economic Analysis, Regional Price Parities by MSA (table MARPP), 2024 data released February 19, 2026
- BEA, Real Personal Income and Regional Price Parities methodology
- US Census Bureau, American Community Survey 2024 1-year estimates (tables B01003/B01001, B25077, B25103, B25064, B19301, B20018)
- TN Department of Revenue: Income Tax (Hall tax repeal)
- Tax Foundation: State and Local Sales Tax Rates, Midyear 2026 (as of July 1, 2026)
- Rev. Proc. 2025-32 (2026 inflation adjustments incl. OBBBA)
- IRS: Tax inflation adjustments for tax year 2026, including OBBBA amendments
- Metropolitan Trustee, Nashville – How to figure your property tax bill
- Metropolitan Trustee, Nashville – Real property taxes