Austin Paycheck Calculator 2026
Texas has no state or local income tax. A single filer earning $75,000 in Austin takes home about $61,593 a year (17.9% effective tax rate) — and a worker on the city's median full-time pay of $75,585 keeps about $5,167 a month.
Updated 2026-10-03 · Population 993,771 · Median household income $90,430 · Combined sales tax 8.250%
| Bi-weekly | Annual | |
|---|---|---|
| Gross pay | $2,307.69 | $60,000 |
| Federal income tax | -$193.08 | -$5,020 |
| Social Security (6.2%) | -$143.08 | -$3,720 |
| Medicare | -$33.46 | -$870 |
| Texas income tax | -$0.00 | -$0 |
| Take-home pay | $1,938.08 | $50,390 |
- Take-home $50,390 84.0%
- Federal income tax $5,020 8.4%
- Social Security $3,720 6.2%
- Medicare $870 1.5%
Take-home pay vs. taxes at every income level in Austin
- Take-home pay
- Total taxes
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2026 take-home pay in Austin at common salaries
Single filer, standard deduction, paid bi-weekly. “Worth nationally” adjusts for Austin-Round Rock-San Marcos, TX prices. “Rent share” is the median Austin rent ($1,770/month) as a share of take-home.
| Salary | Federal | FICA | State + local | Take-home / yr | Per paycheck | Worth nationally | Rent share |
|---|---|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $0 | $26,285 | $1,011 | $26,803 | 81% |
| $50,000 | $3,820 | $3,825 | $0 | $42,355 | $1,629 | $43,190 | 50% |
| $75,000 | $7,670 | $5,738 | $0 | $61,593 | $2,369 | $62,807 | 34% |
| $100,000 | $13,170 | $7,650 | $0 | $79,180 | $3,045 | $80,742 | 27% |
| $150,000 | $24,734 | $11,475 | $0 | $113,791 | $4,377 | $116,035 | 19% |
| $250,000 | $51,304 | $15,514 | $0 | $183,182 | $7,045 | $186,795 | 12% |
Take-home pay on typical Austin incomes
What common local incomes leave after 2026 federal, Texas and payroll taxes.
| Income | Gross / yr | Taxes | Take-home / yr | Per month |
|---|---|---|---|---|
| Full-time minimum wage ($7.25/hr) | $15,080 | $1,154 | $13,926 | $1,161 |
| Median full-time worker | $75,585 | $13,581 | $62,004 | $5,167 |
| Median household (married, one earner) | $90,430 | $13,409 | $77,021 | $6,418 |
| Per-capita income (all residents) | $66,973 | Income per resident including children and retirees | ||
Housing costs vs take-home pay in Austin
- Rent: median gross rent is $1,770 a month ($21,240 a year) — 34% of a median full-time worker's take-home pay, above the common 30% affordability guideline. To keep rent at 30% of take-home you need about $86,212 gross a year.
- Home values: the median owner-occupied home is worth $571,000, 6.3× the median household income.
- Property tax: the median homeowner pays $7,468 a year, an effective rate of about 1.31% of home value — $622 a month on top of the mortgage.
What a Austin paycheck is worth
Prices in the Austin-Round Rock-San Marcos, TX area are 1.9% below the US average (BEA regional price parity 98.1, 2024; housing 120.4). Adjusting take-home pay for local prices:
| Salary | Take-home in Austin | Worth at US-average prices |
|---|---|---|
| $50,000 | $42,355 | $43,190 |
| $75,000 | $61,593 | $62,807 |
| $100,000 | $79,180 | $80,742 |
| $150,000 | $113,791 | $116,035 |
Austin vs other cities on $75,000
Austin next to the other Texas cities we cover and the five cities where $75,000 goes about as far once taxes and local prices are counted ($62,807 in national prices here).
| City | Local income tax | Sales tax | Take-home | Price-adjusted |
|---|---|---|---|---|
| Austin | None | 8.25% | $61,593 | $62,807 |
| Houston, TX | None | 8.25% | $61,593 | $62,449 |
| Dallas, TX | None | 8.25% | $61,593 | $59,746 |
| San Antonio, TX | None | 8.25% | $61,593 | $65,029 |
| Albuquerque, NM | None | 7.63% | $59,233 | $61,994 |
| Cleveland, OH | $1,875 | 8.00% | $58,431 | $62,211 |
| Kansas City, MO | $750 | 8.97% | $58,255 | $62,949 |
| Birmingham, AL | $750 | 10.00% | $57,358 | $62,587 |
Sales tax in Austin
Austin's combined rate of 8.250% is above the Texas average of 8.20%. A $1,000 purchase costs $1,082.50; if you spend $20,000 a year on taxable goods, that is about $1,650 in sales tax. Texas sales tax calculator.
Texas income tax rates for 2026
Texas has no state income tax on wages.
Key facts about Austin taxes
- Austin sales tax is 8.25%: 6.25% state, 1% city and 1% Capital Metro transit.
- There is no state or local income tax in Austin.
- Median household income is $90,430 (ACS 2024 1-year), the highest of the large Texas cities.
More on Texas brackets, deductions and federal withholding: Texas (TX) paycheck calculator.
More Texas calculators
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- Austin paycheck calculator
- San Antonio paycheck calculator
- California vs Texas taxes
- New York vs Texas taxes
- Illinois vs Texas taxes
- Florida vs Texas taxes
- Colorado vs Texas taxes
- Arizona vs Texas taxes
- Oklahoma vs Texas taxes
- Tennessee vs Texas taxes
- Texas vs Washington taxes
- Compare Texas with any state
What this calculator simplifies
- No state income tax to model. Property taxes and the business franchise (margin) tax are not modeled.
The school homestead exemption on an Austin home
With no income tax in Texas, property tax is the main direct tax an Austin homeowner pays, and the main relief from it is the school district homestead exemption. Texas Tax Code section 11.13(b) requires every school district to exempt $140,000 of a residence homestead's value. Section 11.13(n) lets any taxing unit, including the city and county, add a local exemption of up to 20% of appraised value.
Austin has the highest home values of the four Texas cities we cover. On the median home of $571,000, the $140,000 school exemption means school taxes are charged on $431,000, or 75% of the home's value. Homeowners aged 65 or older, or disabled, get another $60,000 off school taxes, which brings the taxed value to $371,000.
Austin pay vs housing costs
Austin's median full-time worker earns $75,585 and keeps about $62,004 after federal tax and FICA. There is no state or city income tax. The median homeowner's property tax bill of $7,468 is 12.0% of that take-home. Homeowners must apply to the appraisal district on Form 50-114 to get the exemption. It is not automatic.
Frequently asked questions
Does Austin have a city income tax?
Texas has no state or local income tax.
What is the sales tax in Austin?
The combined sales tax rate in Austin is 8.250%, including the Texas state rate of 6.25% — $82.50 on a $1,000 purchase.
How much is $75,000 after taxes in Austin?
About $61,593 per year or $2,369 per bi-weekly paycheck for a single filer in 2026. Adjusted for local prices (Austin-Round Rock-San Marcos, TX price level 98.1, US = 100) that buys what $62,807 would nationally.
What is the typical salary in Austin?
Median earnings for full-time, year-round workers in Austin are $75,585 (Census ACS). After 2026 taxes that leaves about $62,004 a year, or $5,167 a month.
What is the minimum wage in Austin?
$7.25 an hour. Federal minimum wage under the Fair Labor Standards Act, in effect since July 24, 2009; Texas has no higher state minimum wage. Full-time that is $15,080 a year, or about $13,926 after tax.
How much is property tax in Austin?
The median homeowner in Austin pays $7,468 a year in real estate taxes on a median home value of $571,000 — an effective rate of about 1.31% (Census ACS).
How much is the Texas homestead exemption in Austin?
School districts must exempt $140,000 of a homestead's value, plus $60,000 more for owners 65 or older or disabled. On the median Austin home ($571,000), school tax is charged on $431,000.
Sources
Figures are taken from official government publications and were last reviewed on 2026-10-03.
- Texas Comptroller: Sales and Use Tax
- Avalara Austin combined sales tax rate 2026 (secondary; state lookup not machine-readable)
- US Census Bureau ACS 2024 1-year via Census Reporter: population, home value, real estate taxes, gross rent, per capita income, full-time earnings (Austin, TX)
- US Department of Labor, federal minimum wage ($7.25 under the FLSA)
- US Department of Labor, State Minimum Wage Laws (page updated July 1, 2026)
- US Bureau of Economic Analysis, Regional Price Parities by MSA (table MARPP), 2024 data released February 19, 2026
- BEA, Real Personal Income and Regional Price Parities methodology
- US Census Bureau, American Community Survey 2024 1-year estimates (tables B01003/B01001, B25077, B25103, B25064, B19301, B20018)
- Tax Foundation: State and Local Sales Tax Rates, Midyear 2026 (as of July 1, 2026)
- Rev. Proc. 2025-32 (2026 inflation adjustments incl. OBBBA)
- IRS: Tax inflation adjustments for tax year 2026, including OBBBA amendments
- Texas Comptroller – Property tax exemptions (Tax Code §11.13)