Birmingham Paycheck Calculator 2026
Birmingham 1% occupational tax on gross wages for work performed inside city limits. Based on work location, not residence: residents working outside the city do not owe it, and nonresidents working in the city do (same 1% rate). A single filer earning $75,000 in Birmingham takes home about $57,358 a year (23.5% effective tax rate) — and a worker on the city's median full-time pay of $46,973 keeps about $3,114 a month.
Updated 2026-10-03 · Population 198,477 · Median household income $51,355 · Combined sales tax 10.000%
| Bi-weekly | Annual | |
|---|---|---|
| Gross pay | $2,307.69 | $60,000 |
| Federal income tax | -$193.08 | -$5,020 |
| Social Security (6.2%) | -$143.08 | -$3,720 |
| Medicare | -$33.46 | -$870 |
| Alabama income tax | -$105.19 | -$2,735 |
| Birmingham local tax | -$23.08 | -$600 |
| Take-home pay | $1,809.81 | $47,055 |
- Take-home $47,055 78.4%
- Federal income tax $5,020 8.4%
- Social Security $3,720 6.2%
- Medicare $870 1.5%
- State tax $2,735 4.6%
- Local tax $600 1.0%
Take-home pay vs. taxes at every income level in Birmingham
- Take-home pay
- Total taxes
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2026 take-home pay in Birmingham at common salaries
Single filer, standard deduction, paid bi-weekly, including Birmingham local income tax. “Worth nationally” adjusts for Birmingham, AL prices. “Rent share” is the median Birmingham rent ($1,206/month) as a share of take-home.
| Salary | Federal | FICA | State + local | Take-home / yr | Per paycheck | Worth nationally | Rent share |
|---|---|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $1,535 | $24,750 | $952 | $27,007 | 58% |
| $50,000 | $3,820 | $3,825 | $2,735 | $39,620 | $1,524 | $43,233 | 37% |
| $75,000 | $7,670 | $5,738 | $4,235 | $57,358 | $2,206 | $62,587 | 25% |
| $100,000 | $13,170 | $7,650 | $5,735 | $73,445 | $2,825 | $80,142 | 20% |
| $150,000 | $24,734 | $11,475 | $8,735 | $105,056 | $4,041 | $114,635 | 14% |
| $250,000 | $51,304 | $15,514 | $14,735 | $168,447 | $6,479 | $183,806 | 9% |
Take-home pay on typical Birmingham incomes
What common local incomes leave after 2026 federal, Alabama, Birmingham and payroll taxes.
| Income | Gross / yr | Taxes | Take-home / yr | Per month |
|---|---|---|---|---|
| Full-time minimum wage ($7.25/hr) | $15,080 | $1,793 | $13,287 | $1,107 |
| Median full-time worker | $46,973 | $9,604 | $37,369 | $3,114 |
| Median household (married, one earner) | $51,355 | $8,270 | $43,085 | $3,590 |
| Per-capita income (all residents) | $32,023 | Income per resident including children and retirees | ||
Housing costs vs take-home pay in Birmingham
- Rent: median gross rent is $1,206 a month ($14,472 a year) — 39% of a median full-time worker's take-home pay, above the common 30% affordability guideline. To keep rent at 30% of take-home you need about $63,078 gross a year.
- Home values: the median owner-occupied home is worth $189,800, 3.7× the median household income.
- Property tax: the median homeowner pays $1,178 a year, an effective rate of about 0.62% of home value — $98 a month on top of the mortgage.
What a Birmingham paycheck is worth
Prices in the Birmingham, AL area are 8.4% below the US average (BEA regional price parity 91.6, 2024; housing 71.9). Adjusting take-home pay for local prices:
| Salary | Take-home in Birmingham | Worth at US-average prices |
|---|---|---|
| $50,000 | $39,620 | $43,233 |
| $75,000 | $57,358 | $62,587 |
| $100,000 | $73,445 | $80,142 |
| $150,000 | $105,056 | $114,635 |
Birmingham vs other cities on $75,000
Birmingham next to the other Alabama cities we cover and the five cities where $75,000 goes about as far once taxes and local prices are counted ($62,587 in national prices here).
| City | Local income tax | Sales tax | Take-home | Price-adjusted |
|---|---|---|---|---|
| Houston, TX | None | 8.25% | $61,593 | $62,449 |
| Austin, TX | None | 8.25% | $61,593 | $62,807 |
| Albuquerque, NM | None | 7.63% | $59,233 | $61,994 |
| Cleveland, OH | $1,875 | 8.00% | $58,431 | $62,211 |
| Kansas City, MO | $750 | 8.97% | $58,255 | $62,949 |
| Birmingham | $750 | 10.00% | $57,358 | $62,587 |
Sales tax in Birmingham
Birmingham's combined rate of 10.000% is above the Alabama average of 9.46%. A $1,000 purchase costs $1,100.00; if you spend $20,000 a year on taxable goods, that is about $2,000 in sales tax. Alabama sales tax calculator.
Alabama income tax rates for 2026
Single
| Taxable income over | Rate |
|---|---|
| $0 | 2.00% |
| $500 | 4.00% |
| $3,000 | 5.00% |
Standard deduction $3,000 · exemption $1,500
Married filing jointly
| Taxable income over | Rate |
|---|---|
| $0 | 2.00% |
| $1,000 | 4.00% |
| $6,000 | 5.00% |
Standard deduction $8,500 · exemption $3,000
Key facts about Birmingham taxes
- Birmingham charges a 1% occupational tax on gross wages earned within the city, withheld by employers; it applies to everyone working there, whether or not they live in the city.
- Unlike most income taxes, the occupational tax has no deductions or exemptions for wages.
- Birmingham's sales tax is 10%: 4% Alabama, 2% Jefferson County and 4% city, among the highest in the country.
- Median household income is $51,355 (ACS 2024 1-year).
More on Alabama brackets, deductions and federal withholding: Alabama (AL) paycheck calculator.
More Alabama calculators
- Alabama (AL) paycheck calculator
- Alabama income tax calculator
- Alabama sales tax calculator
- Birmingham paycheck calculator
- Compare Alabama with any state
What this calculator simplifies
- Uses the maximum standard deduction ($3,000 / $8,500 / $5,200). Alabama phases these down to $2,500 / $5,000 / $2,500 as income rises, and the dependent exemption falls to $500 or $300 at higher incomes.
- Does not model the deduction for federal income tax paid, which can lower Alabama taxable income a lot.
- Does not model city occupational license taxes (Birmingham, Gadsden and others).
- Retirement income exclusions (Social Security, defined-benefit pensions, the $6,000 exclusion for age 65+) are not modeled.
Frequently asked questions
Does Birmingham have a city income tax?
Birmingham 1% occupational tax on gross wages for work performed inside city limits. Based on work location, not residence: residents working outside the city do not owe it, and nonresidents working in the city do (same 1% rate).
What is the sales tax in Birmingham?
The combined sales tax rate in Birmingham is 10.000%, including the Alabama state rate of 4.00% — $100.00 on a $1,000 purchase.
How much is $75,000 after taxes in Birmingham?
About $57,358 per year or $2,206 per bi-weekly paycheck for a single filer in 2026, including $750 of local income tax. Adjusted for local prices (Birmingham, AL price level 91.6, US = 100) that buys what $62,587 would nationally.
What is the typical salary in Birmingham?
Median earnings for full-time, year-round workers in Birmingham are $46,973 (Census ACS). After 2026 taxes that leaves about $37,369 a year, or $3,114 a month.
What is the minimum wage in Birmingham?
$7.25 an hour. Federal minimum wage under the Fair Labor Standards Act, in effect since July 24, 2009; Alabama has no higher state minimum wage. Full-time that is $15,080 a year, or about $13,287 after tax.
How much is property tax in Birmingham?
The median homeowner in Birmingham pays $1,178 a year in real estate taxes on a median home value of $189,800 — an effective rate of about 0.62% (Census ACS).
Sources
Figures are taken from official government publications and were last reviewed on 2026-10-03.
- City of Birmingham, Employers Return of Occupational Tax Withheld
- Avalara Birmingham combined sales tax rate 2026 (secondary; state lookup not machine-readable)
- US Census Bureau ACS 2024 1-year via Census Reporter: population, home value, real estate taxes, gross rent, per capita income, full-time earnings (Birmingham, AL)
- US Department of Labor, federal minimum wage ($7.25 under the FLSA)
- US Department of Labor, State Minimum Wage Laws (page updated July 1, 2026)
- US Bureau of Economic Analysis, Regional Price Parities by MSA (table MARPP), 2024 data released February 19, 2026
- BEA, Real Personal Income and Regional Price Parities methodology
- US Census Bureau, American Community Survey 2024 1-year estimates (tables B01003/B01001, B25077, B25103, B25064, B19301, B20018)
- Alabama DOR – Withholding Tax Tables and Instructions (Jan 2026)
- Alabama DOR – Income Tax Withholding
- Tax Foundation – State and Local Sales Tax Rates, Midyear 2026
- Rev. Proc. 2025-32 (2026 inflation adjustments incl. OBBBA)
- IRS: Tax inflation adjustments for tax year 2026, including OBBBA amendments