Houston Paycheck Calculator 2026
Texas has no state or local income tax. A single filer earning $75,000 in Houston takes home about $61,593 a year (17.9% effective tax rate) — and a worker on the city's median full-time pay of $52,207 keeps about $3,677 a month.
Updated 2026-10-03 · Population 2,387,910 · Median household income $64,361 · Combined sales tax 8.250%
| Bi-weekly | Annual | |
|---|---|---|
| Gross pay | $2,307.69 | $60,000 |
| Federal income tax | -$193.08 | -$5,020 |
| Social Security (6.2%) | -$143.08 | -$3,720 |
| Medicare | -$33.46 | -$870 |
| Texas income tax | -$0.00 | -$0 |
| Take-home pay | $1,938.08 | $50,390 |
- Take-home $50,390 84.0%
- Federal income tax $5,020 8.4%
- Social Security $3,720 6.2%
- Medicare $870 1.5%
Take-home pay vs. taxes at every income level in Houston
- Take-home pay
- Total taxes
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2026 take-home pay in Houston at common salaries
Single filer, standard deduction, paid bi-weekly. “Worth nationally” adjusts for Houston-Pasadena-The Woodlands, TX prices. “Rent share” is the median Houston rent ($1,408/month) as a share of take-home.
| Salary | Federal | FICA | State + local | Take-home / yr | Per paycheck | Worth nationally | Rent share |
|---|---|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $0 | $26,285 | $1,011 | $26,650 | 64% |
| $50,000 | $3,820 | $3,825 | $0 | $42,355 | $1,629 | $42,944 | 40% |
| $75,000 | $7,670 | $5,738 | $0 | $61,593 | $2,369 | $62,449 | 27% |
| $100,000 | $13,170 | $7,650 | $0 | $79,180 | $3,045 | $80,281 | 21% |
| $150,000 | $24,734 | $11,475 | $0 | $113,791 | $4,377 | $115,373 | 15% |
| $250,000 | $51,304 | $15,514 | $0 | $183,182 | $7,045 | $185,728 | 9% |
Take-home pay on typical Houston incomes
What common local incomes leave after 2026 federal, Texas and payroll taxes.
| Income | Gross / yr | Taxes | Take-home / yr | Per month |
|---|---|---|---|---|
| Full-time minimum wage ($7.25/hr) | $15,080 | $1,154 | $13,926 | $1,161 |
| Median full-time worker | $52,207 | $8,079 | $44,128 | $3,677 |
| Median household (married, one earner) | $64,361 | $8,287 | $56,074 | $4,673 |
| Per-capita income (all residents) | $42,181 | Income per resident including children and retirees | ||
Housing costs vs take-home pay in Houston
- Rent: median gross rent is $1,408 a month ($16,896 a year) — 38% of a median full-time worker's take-home pay, above the common 30% affordability guideline. To keep rent at 30% of take-home you need about $68,580 gross a year.
- Home values: the median owner-occupied home is worth $301,200, 4.7× the median household income.
- Property tax: the median homeowner pays $4,308 a year, an effective rate of about 1.43% of home value — $359 a month on top of the mortgage.
What a Houston paycheck is worth
Prices in the Houston-Pasadena-The Woodlands, TX area are 1.4% below the US average (BEA regional price parity 98.6, 2024; housing 104.5). Adjusting take-home pay for local prices:
| Salary | Take-home in Houston | Worth at US-average prices |
|---|---|---|
| $50,000 | $42,355 | $42,944 |
| $75,000 | $61,593 | $62,449 |
| $100,000 | $79,180 | $80,281 |
| $150,000 | $113,791 | $115,373 |
Houston vs other cities on $75,000
Houston next to the other Texas cities we cover and the five cities where $75,000 goes about as far once taxes and local prices are counted ($62,449 in national prices here).
| City | Local income tax | Sales tax | Take-home | Price-adjusted |
|---|---|---|---|---|
| Houston | None | 8.25% | $61,593 | $62,449 |
| Dallas, TX | None | 8.25% | $61,593 | $59,746 |
| Austin, TX | None | 8.25% | $61,593 | $62,807 |
| San Antonio, TX | None | 8.25% | $61,593 | $65,029 |
| Albuquerque, NM | None | 7.63% | $59,233 | $61,994 |
| Cleveland, OH | $1,875 | 8.00% | $58,431 | $62,211 |
| Kansas City, MO | $750 | 8.97% | $58,255 | $62,949 |
| Birmingham, AL | $750 | 10.00% | $57,358 | $62,587 |
Sales tax in Houston
Houston's combined rate of 8.250% is above the Texas average of 8.20%. A $1,000 purchase costs $1,082.50; if you spend $20,000 a year on taxable goods, that is about $1,650 in sales tax. Texas sales tax calculator.
Texas income tax rates for 2026
Texas has no state income tax on wages.
Key facts about Houston taxes
- Houston charges the Texas maximum 8.25% sales tax: 6.25% state, 1% city and 1% METRO transit.
- Neither Texas nor Houston taxes wages; Texas caps total local sales tax at 2%.
- Median household income is $64,361 (ACS 2024 1-year).
More on Texas brackets, deductions and federal withholding: Texas (TX) paycheck calculator.
More Texas calculators
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- Houston paycheck calculator
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- San Antonio paycheck calculator
- California vs Texas taxes
- New York vs Texas taxes
- Illinois vs Texas taxes
- Florida vs Texas taxes
- Colorado vs Texas taxes
- Arizona vs Texas taxes
- Oklahoma vs Texas taxes
- Tennessee vs Texas taxes
- Texas vs Washington taxes
- Compare Texas with any state
What this calculator simplifies
- No state income tax to model. Property taxes and the business franchise (margin) tax are not modeled.
Houston's revenue caps and the FY2027 budget
Houston operates under two revenue caps, one local and one imposed by the state. Mayor John Whitmire's proposed FY2027 budget (Budget in Brief) says the caps have forced a nearly 20% reduction in the city tax rate over more than a decade. Property tax is still the largest source of general fund revenue at 48%, projected at $1.50 billion for FY2027, up 3.5%. Sales tax supplies 30.1%, projected at $942.2 million, up 2.3%.
Because the city's own revenue is constrained, the FY2027 budget shifts some costs into fees. Solid waste collection moves into the Houston Public Works combined utility system with a new $5 monthly administrative fee, which the city says will provide $116 million of general fund relief. A right-of-way fee on water and wastewater utilities starts at 5% of gross revenues (other big Texas cities charge 4% to 14%) and is budgeted to raise $104 million.
What it means for a Houston household
A $5 monthly fee is $60 a year, about 0.14% of the take-home pay of a Houston worker on the median full-time salary of $52,207. That worker keeps about $44,128 after federal tax and FICA, with no state or city income tax.
Frequently asked questions
Does Houston have a city income tax?
Texas has no state or local income tax.
What is the sales tax in Houston?
The combined sales tax rate in Houston is 8.250%, including the Texas state rate of 6.25% — $82.50 on a $1,000 purchase.
How much is $75,000 after taxes in Houston?
About $61,593 per year or $2,369 per bi-weekly paycheck for a single filer in 2026. Adjusted for local prices (Houston-Pasadena-The Woodlands, TX price level 98.6, US = 100) that buys what $62,449 would nationally.
What is the typical salary in Houston?
Median earnings for full-time, year-round workers in Houston are $52,207 (Census ACS). After 2026 taxes that leaves about $44,128 a year, or $3,677 a month.
What is the minimum wage in Houston?
$7.25 an hour. Federal minimum wage under the Fair Labor Standards Act, in effect since July 24, 2009; Texas has no higher state minimum wage. Full-time that is $15,080 a year, or about $13,926 after tax.
How much is property tax in Houston?
The median homeowner in Houston pays $4,308 a year in real estate taxes on a median home value of $301,200 — an effective rate of about 1.43% (Census ACS).
Is Houston adding a garbage fee?
The FY2027 budget moves solid waste into the Houston Public Works combined utility system and establishes a $5 monthly administrative fee.
Why is Houston's property tax rate limited?
Houston operates under both a local revenue cap and a state-imposed limit. The city says these have forced a nearly 20% cut in its tax rate over more than a decade.
Sources
Figures are taken from official government publications and were last reviewed on 2026-10-03.
- Texas Comptroller: Sales and Use Tax
- Avalara Houston combined sales tax rate 2026 (secondary; state lookup not machine-readable)
- US Census Bureau ACS 2024 1-year via Census Reporter: population, home value, real estate taxes, gross rent, per capita income, full-time earnings (Houston, TX)
- US Department of Labor, federal minimum wage ($7.25 under the FLSA)
- US Department of Labor, State Minimum Wage Laws (page updated July 1, 2026)
- US Bureau of Economic Analysis, Regional Price Parities by MSA (table MARPP), 2024 data released February 19, 2026
- BEA, Real Personal Income and Regional Price Parities methodology
- US Census Bureau, American Community Survey 2024 1-year estimates (tables B01003/B01001, B25077, B25103, B25064, B19301, B20018)
- Tax Foundation: State and Local Sales Tax Rates, Midyear 2026 (as of July 1, 2026)
- Rev. Proc. 2025-32 (2026 inflation adjustments incl. OBBBA)
- IRS: Tax inflation adjustments for tax year 2026, including OBBBA amendments
- City of Houston – FY2027 Budget in Brief