$15 an Hour Is How Much a Year After Taxes? (2026)

$15 an hour is $31,200 a year before tax at 40 hours a week. After 2026 federal income tax, Social Security and Medicare, a single filer keeps about $27,249 a year — $2,271 a month or $13.10 for every hour worked — in a state with no income tax.

Updated 2026-10-03 · 2026 IRS brackets and FICA · State figures from each state revenue department

Annual salary$31,200$15.00/hour × 40 h × 52 weeks = $31,200 · after tax $27,249 ($13.10/hour) with no state tax

Period	Gross	After tax
Hourly	$15.00	$13.10
Daily (8 h)	$120.00	$104.80
Weekly	$600.00	$524.02
Bi-weekly	$1,200.00	$1,048.05
Semi-monthly	$1,300.00	$1,135.38
Monthly	$2,600.00	$2,270.77
Yearly	$31,200.00	$27,249.20

Take-home $27,249 87.3%
Federal income tax $1,564 5.0%
Social Security $1,934 6.2%
Medicare $452 1.4%

Your result is ready

$15 an hour by pay period

Gross pay, and take-home pay for a single filer with no pre-tax deductions, at $15 × 2,080 hours.

Period	Gross	After tax (no state tax)	After tax in California	After tax in New York
Hourly	$15.00	$13.10	$12.79	$12.50
Daily (8 hours)	$120.00	$104.80	$102.35	$99.98
Weekly	$600.00	$524.02	$511.73	$499.91
Bi-weekly (every 2 weeks)	$1,200	$1,048	$1,023	$1,000
Semi-monthly (twice a month)	$1,300	$1,135	$1,109	$1,083
Monthly	$2,600	$2,271	$2,218	$2,166
Yearly	$31,200	$27,249	$26,610	$25,995

How the taxes on $15 an hour are worked out

Gross pay	$31,200
Standard deduction (single)	−$16,100
Taxable income	$15,100
10% on $12,400 ($0–$12,400)	$1,240
12% on $2,700 ($12,400–$50,400)	$324
Federal income tax	$1,564
Social Security (6.2%)	$1,934
Medicare (1.45%)	$452
Take-home pay	$27,249

Take-home $27,249 87.3%
Federal income tax $1,564 5.0%
Social Security $1,934 6.2%
Medicare $452 1.4%

Your top federal bracket is 12%, but your average federal income tax rate is only 5.0% because the first $16,100 is not taxed and the lower brackets apply to the rest first. Counting FICA, 12.7% of $15 an hour goes to federal taxes. Staying in the 12% bracket means pre-tax savings like a 401(k) save relatively little federal tax, but Roth contributions are taxed at a low rate today.

$15 an hour after taxes in every state

Single filer, 2026 state brackets and payroll taxes (SDI, paid family leave), average local income tax where a state has one. Florida leaves the most and Maryland the least — a difference of $2,117 a year ($176 a month) on the same pay.

Florida

$27,249

Texas

$27,249

Washington

$26,816

California

$26,610

Ohio

$26,543

North Carolina

$26,513

Georgia

$26,441

New York

$25,995

Pennsylvania

$25,958

Illinois

$25,850

Massachusetts

$25,766

Oregon

$25,134

#	State	State + local tax	Take-home / yr	Per month	Per hour
1	Florida	$0	$27,249	$2,271	$13.10
2	Nevada	$0	$27,249	$2,271	$13.10
3	New Hampshire	$0	$27,249	$2,271	$13.10
4	North Dakota	$0	$27,249	$2,271	$13.10
5	South Dakota	$0	$27,249	$2,271	$13.10
6	Tennessee	$0	$27,249	$2,271	$13.10
7	Texas	$0	$27,249	$2,271	$13.10
8	Wyoming	$0	$27,249	$2,271	$13.10
9	Alaska	$156	$27,093	$2,258	$13.03
10	South Carolina	$322	$26,927	$2,244	$12.95
11	Arizona	$386	$26,863	$2,239	$12.91
12	New Mexico	$390	$26,860	$2,238	$12.91
13	Utah	$422	$26,827	$2,236	$12.90
14	Washington	$433	$26,816	$2,235	$12.89
15	Mississippi	$516	$26,733	$2,228	$12.85
16	Missouri	$529	$26,720	$2,227	$12.85
17	Idaho	$545	$26,704	$2,225	$12.84
18	Louisiana	$550	$26,699	$2,225	$12.84
19	Nebraska	$565	$26,684	$2,224	$12.83
20	Iowa	$593	$26,656	$2,221	$12.82
21	Vermont	$608	$26,641	$2,220	$12.81
22	Wisconsin	$613	$26,636	$2,220	$12.81
23	California	$639	$26,610	$2,218	$12.79
24	Arkansas	$672	$26,578	$2,215	$12.78
25	Ohio	$707	$26,543	$2,212	$12.76
26	Montana	$710	$26,540	$2,212	$12.76
27	New Jersey	$722	$26,527	$2,211	$12.75
28	North Carolina	$736	$26,513	$2,209	$12.75
29	Maine	$748	$26,502	$2,208	$12.74
30	West Virginia	$765	$26,484	$2,207	$12.73
31	District of Columbia	$772	$26,477	$2,206	$12.73
32	Colorado	$802	$26,448	$2,204	$12.72
33	Georgia	$808	$26,441	$2,203	$12.71
34	Oklahoma	$859	$26,391	$2,199	$12.69
35	Rhode Island	$896	$26,353	$2,196	$12.67
36	Kansas	$959	$26,291	$2,191	$12.64
37	Virginia	$980	$26,269	$2,189	$12.63
38	Minnesota	$988	$26,261	$2,188	$12.63
39	Michigan	$1,075	$26,174	$2,181	$12.58
40	Hawaii	$1,128	$26,121	$2,177	$12.56
41	Delaware	$1,180	$26,070	$2,172	$12.53
42	New York	$1,254	$25,995	$2,166	$12.50
43	Pennsylvania	$1,292	$25,958	$2,163	$12.48
44	Alabama	$1,295	$25,954	$2,163	$12.48
45	Connecticut	$1,310	$25,939	$2,162	$12.47
46	Illinois	$1,400	$25,850	$2,154	$12.43
47	Massachusetts	$1,484	$25,766	$2,147	$12.39
48	Indiana	$1,493	$25,756	$2,146	$12.38
49	Kentucky	$1,661	$25,588	$2,132	$12.30
50	Oregon	$2,116	$25,134	$2,094	$12.08
51	Maryland	$2,117	$25,132	$2,094	$12.08

Married, head of household and children

Filing status and the Child Tax Credit ($2,200 per child under 17) change the federal bill on the same $15 an hour. Figures assume one earner and no state income tax.

Household	Federal income tax	Take-home / yr	Per month
Single	$1,564	$27,249	$2,271
Married filing jointly (one earner)	$0	$28,813	$2,401
Head of household, 1 child	-$1,495	$30,308	$2,526
Married, 2 children	-$3,400	$32,213	$2,684

A negative federal tax means the refundable part of the Child Tax Credit pays out more than the tax owed. You may also qualify for the Earned Income Tax Credit at this income, which this table does not include.

$15 an hour at different hours per week

Part-time and overtime change the yearly total. Hours above 40 a week are paid at time-and-a-half ($$22.50), and from 2025 to 2028 the extra half-time premium is deductible from federal income tax up to $12,500 a year.

Hours / week	Gross / week	Gross / year	Take-home / year	Per month
20	$300.00	$15,600	$14,407	$1,201
25	$375.00	$19,500	$17,668	$1,472
30	$450.00	$23,400	$20,880	$1,740
32	$480.00	$24,960	$22,165	$1,847
35	$525.00	$27,300	$24,092	$2,008
40	$600.00	$31,200	$27,249	$2,271
45 (5 overtime)	$712.50	$37,050	$32,184	$2,682
50 (10 overtime)	$825.00	$42,900	$37,118	$3,093
60 (20 overtime)	$1,050.00	$54,600	$46,987	$3,916

$15 an hour with 401(k) contributions

Traditional 401(k) contributions come out before federal and most state income tax (not FICA), so saving costs less than it looks. The 2026 employee limit is $24,500.

Contribution	Saved / yr	Take-home / yr	Take-home cost	Federal tax saved
0%	$0	$27,249	$0	$0
3%	$936	$26,426	$824	$112
6%	$1,872	$25,602	$1,647	$225
10%	$3,120	$24,495	$2,754	$366
15%	$4,680	$23,091	$4,158	$522

How $15 an hour compares

US wages: $15.00 an hour is between the 10th and 25th percentiles of US wages. The median across all 155,495,730 US jobs is $24.51 an hour ($50,980 a year); the 25th percentile is $18.07 and the 75th is $38.71 (BLS, May 2025).
Minimum wage: 2.1× the federal minimum of $7.25. Many states and cities set higher minimums — see your state's paycheck page.
Last year: the same pay in 2025 took home $27,198, so 2026 tax changes add $52 a year, mostly from the higher standard deduction and inflation-adjusted brackets.
Rule of thumb: double the hourly rate and add three zeros — $15 ≈ $30,000 (exactly $31,200).

Nearby: $16 an hour ($28,920 after tax, +$1,671). Every other amount is in the hourly and salary conversion tables.

Frequently asked questions

How much is $15 an hour a year?

$31,200 a year before tax, based on 40 hours a week for 52 weeks (2,080 hours). That is $2,600 a month, $600 a week and $1,200 every two weeks.

How much is $15 an hour after taxes?

About $27,249 a year ($2,271 a month, $1,048 per bi-weekly paycheck) for a single filer in 2026 in a state with no income tax. Federal income tax takes $1,564 and Social Security plus Medicare take $2,387. In California you would keep $26,610 and in New York $25,995.

What tax bracket is $15 an hour in?

After the $16,100 standard deduction, taxable income is $15,100, which puts a single filer in the 12% federal bracket. Only the dollars above $12,400 are taxed at 12%; the effective federal income tax rate is 5.0%.

Is $15 an hour a good wage?

It is between the 10th and 25th percentiles of US wages (BLS, May 2025). The US median is $24.51 an hour or $50,980 a year, so this pay is 39% below the median. Whether it is enough depends heavily on local housing costs.

Which state is best for $15 an hour?

Florida leaves the most: $27,249 a year. Maryland leaves the least: $25,132, a gap of $2,117. States with no wage income tax include Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas.

How much do I keep from a raise at $15 an hour?

About 80% of each extra dollar in a no-income-tax state (12% federal bracket plus 7.65% FICA). A raise never lowers your take-home pay.

Sources

Figures are taken from official government publications and were last reviewed on 2026-10-03.