$18 an Hour Is How Much a Year After Taxes? (2026)

$18 an hour is $37,440 a year before tax at 40 hours a week. After 2026 federal income tax, Social Security and Medicare, a single filer keeps about $32,263 a year — $2,689 a month or $15.51 for every hour worked — in a state with no income tax.

Updated 2026-10-03 · 2026 IRS brackets and FICA · State figures from each state revenue department

$18 an hour by pay period

Gross pay, and take-home pay for a single filer with no pre-tax deductions, at $18 × 2,080 hours.

How the taxes on $18 an hour are worked out

Your top federal bracket is 12%, but your average federal income tax rate is only 6.2% because the first $16,100 is not taxed and the lower brackets apply to the rest first. Counting FICA, 13.8% of $18 an hour goes to federal taxes. Staying in the 12% bracket means pre-tax savings like a 401(k) save relatively little federal tax, but Roth contributions are taxed at a low rate today.

$18 an hour after taxes in every state

Single filer, 2026 state brackets and payroll taxes (SDI, paid family leave), average local income tax where a state has one. Florida leaves the most and Oregon the least — a difference of $2,705 a year ($225 a month) on the same pay.

Married, head of household and children

Filing status and the Child Tax Credit ($2,200 per child under 17) change the federal bill on the same $18 an hour. Figures assume one earner and no state income tax.

A negative federal tax means the refundable part of the Child Tax Credit pays out more than the tax owed. You may also qualify for the Earned Income Tax Credit at this income, which this table does not include.

$18 an hour at different hours per week

Part-time and overtime change the yearly total. Hours above 40 a week are paid at time-and-a-half ($$27.00), and from 2025 to 2028 the extra half-time premium is deductible from federal income tax up to $12,500 a year.

$18 an hour with 401(k) contributions

Traditional 401(k) contributions come out before federal and most state income tax (not FICA), so saving costs less than it looks. The 2026 employee limit is $24,500.

How $18 an hour compares

• US wages: $18.00 an hour is between the 10th and 25th percentiles of US wages. The median across all 155,495,730 US jobs is $24.51 an hour ($50,980 a year); the 25th percentile is $18.07 and the 75th is $38.71 (BLS, May 2025).
• Minimum wage: 2.5× the federal minimum of $7.25. Many states and cities set higher minimums — see your state's paycheck page.
• Last year: the same pay in 2025 took home $32,212, so 2026 tax changes add $52 a year, mostly from the higher standard deduction and inflation-adjusted brackets.
• Rule of thumb: double the hourly rate and add three zeros — $18 ≈ $36,000 (exactly $37,440).

Nearby: $17 an hour ($30,592 after tax, −$1,671) · $19 an hour ($33,934 after tax, +$1,671). Every other amount is in the hourly and salary conversion tables.